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MoyockLOTUS RIDGE202 Pema St✓ Source: REIN MLS #10625768 · record updated Mar 19, 2026 · synced every 2 min · your inquiry is never resold
202 PEMA ST, MOYOCK NC 27958 - Main photo
202 PEMA ST, MOYOCK NC 27958 - Photo 2
202 PEMA ST, MOYOCK NC 27958 - Photo 3
202 PEMA ST, MOYOCK NC 27958 - Photo 4
202 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,533sqft
0days on market

202 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$308

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10625768

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

GRAND CAYMAN. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10625768

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

202 Pema St is a brand-new 2026-built single-family home in Moyock, North Carolina — three bedrooms, two baths, and 1,533 square feet of thoughtfully laid-out living space on a quiet street just south of the Virginia border.

Read the full overview ↓

Why this home stands out

New construction means you're the first person to live here — no inherited quirks, no deferred maintenance, no wondering what the previous owners did to the plumbing. The 2026 build date puts everything from the roof to the mechanicals at day one, and Moyock's position right on the NC/VA line gives you North Carolina property taxes with easy access to Hampton Roads employers, bases, and amenities.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in Currituck County, tucked into the northeastern corner of North Carolina where the state quietly borders Chesapeake, Virginia. It's a small, low-density community that has grown steadily as Hampton Roads buyers discovered that crossing the state line can mean more land, lower taxes, and a noticeably slower pace without giving up a reasonable commute. Pema St itself is a newer street reflecting that growth — the kind of address where neighbors are likely fellow newcomers building roots at the same time you are. Currituck County's rural character means wide skies, minimal traffic, and the kind of quiet that's genuinely hard to find this close to a major metro. If you're comparing homes for sale in Moyock NC, this stretch of Currituck County consistently draws buyers who want new construction without driving deep into the countryside.

What's nearby

Daily life in Moyock keeps things simple. The Moyock area has a handful of local shops and services along Caratoke Highway, and the Food Lion in Moyock handles everyday grocery runs without a long drive. Chesapeake, Virginia is just minutes north, opening up a much fuller roster of dining, big-box retail, and services. The Currituck County parks system offers outdoor recreation nearby, and the Outer Banks — with its beaches, fishing, and wildlife refuges — is roughly an hour south on NC-168, making weekend escapes genuinely easy from this address.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes north, and the broader Hampton Roads base network — including Naval Station Norfolk and Coast Guard Sector Hampton Roads — is reachable without a brutal commute. North Carolina's favorable property-tax environment pairs well with a VA loan, and military families comparing Moyock new construction often find the math works strongly in their favor here.

For first-time buyers

A 2026 build at 202 Pema St removes a lot of the uncertainty that comes with buying an older home — systems are new, warranties are typically in place, and you're not inheriting someone else's renovation decisions. At 1,533 square feet across three bedrooms and two baths, the layout is right-sized: enough room to grow without the overhead of a sprawling floor plan. Currituck County's lower tax rate is a genuine advantage for first-time buyers watching monthly costs carefully.

More buyer questions

How far is 202 Pema St from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under normal conditions, heading north on NC-168 into Chesapeake, Virginia. The route is straightforward and largely free of the congestion that affects more urban Hampton Roads commutes.

Is 202 Pema St in a flood zone?

Currituck County does have areas with varying flood designations, and the specific zone for 202 Pema St is detailed in the FloodRisk tile on this page — worth reviewing before making any decisions.

What county is Moyock, NC in?

Moyock is in Currituck County, North Carolina. Currituck County is known for lower property-tax rates compared to neighboring Virginia jurisdictions, which is a meaningful draw for buyers crossing the state line.

Does 202 Pema St have an HOA?

HOA status for this address is noted in the listing details — check the property summary tile for current HOA information specific to this street and subdivision.

How does a VA loan work for a home in North Carolina?

A VA loan can absolutely be used to purchase a home in North Carolina — eligibility is tied to the borrower's service record, not the state. Active-duty and veteran buyers at 202 Pema St can use their VA loan benefit the same way they would anywhere in the country.

Tom and Dariya Milan at LPT Realty know this Currituck County corridor well — reach out to talk through what 202 Pema St could look like as your next address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$400K – $545K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,795/mo

Principal & interest

$2,449

Property tax

$208

Home insurance

$138

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$360,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0 mi · 1,338 sqft$399,990 sold 2026-04

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$471,965

Price / Sq Ft

$308

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$471,965
Currently listed$471,965

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 202 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 202 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 202 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 202 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10625768

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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202 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

202 Pema St, Moyock, North Carolina 27958 · MLS #10625768 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.