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MoyockLOTUS RIDGE202 Pema St✓ Source: REIN MLS #10625768 · record updated Mar 19, 2026 · synced every 2 min · your inquiry is never resold
202 PEMA ST, MOYOCK NC 27958 - Main photo
202 PEMA ST, MOYOCK NC 27958 - Photo 2
202 PEMA ST, MOYOCK NC 27958 - Photo 3
202 PEMA ST, MOYOCK NC 27958 - Photo 4
202 PEMA ST, MOYOCK NC 27958 - Photo 5
$471,965
$308 / sqft · est. $2,845/mo →
3beds
2baths
1,533sqft
0days on market

202 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$308

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10625768

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

GRAND CAYMAN. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10625768

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

202 Pema St is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — offering 1,533 square feet of fresh construction in a quiet corner of Currituck County, just minutes from the Virginia border.

Read the full overview ↓

Why this home stands out

New construction means everything is yours from day one — no inherited quirks, no deferred maintenance, no guessing what's behind the walls. At 1,533 square feet, the floor plan is efficient without feeling cramped, and a 2026 build date means current energy codes, modern fixtures, and warranties that actually matter. For buyers who want a clean slate in a low-key North Carolina setting, 202 Pema St delivers exactly that.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern tip of Currituck County, North Carolina — close enough to Hampton Roads that you get the region's job market and amenities, yet far enough that the pace genuinely slows down. The town has grown steadily as buyers discover that crossing the state line brings more land, lower property taxes, and a quieter residential feel without sacrificing convenience. Streets here tend to be uncrowded, lots are generous, and neighbors tend to put down real roots. Currituck County's rural character is a genuine draw — you're not trading urban energy for a compromise; you're trading it for space, calm, and a different kind of quality of life. The Virginia–North Carolina border corridor has become one of the more sought-after pockets in the broader Hampton Roads area, and Moyock is right at the center of that momentum.

What's nearby

Daily errands are straightforward from 202 Pema St. The Moyock area has seen retail growth along Caratoke Highway, putting grocery options, fuel, and casual dining within a short drive. Virginia Beach's southern commercial corridors are roughly 20–25 minutes north, expanding your options considerably. Chesapeake's Great Bridge and Greenbrier districts — loaded with restaurants, big-box retail, and medical offices — are also within comfortable reach. For outdoor time, the Currituck Outer Banks and the North River area offer fishing, kayaking, and open water not far from your front door.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes from 202 Pema St — a manageable commute that puts you in North Carolina, where Currituck County's lower cost of living can stretch a BAH allowance further. A VA loan pairs naturally with new construction, and a 2026-built home means no surprises on a VA appraisal. It's a practical setup for a military household looking for stability and value.

For first-time buyers

Starting fresh in a brand-new home removes a lot of the uncertainty that comes with buying older properties. At 202 Pema St, you're the first owner — the appliances, systems, and finishes are all new, and builder warranties give you a real safety net in those early years of ownership. Moyock's relatively accessible price point compared to Virginia Beach or Chesapeake makes this a smart entry point into homeownership in the Hampton Roads region.

More buyer questions

How far is 202 Pema St from USCG Finance Center Chesapeake?

The drive from 202 Pema St to USCG Finance Center Chesapeake is approximately 36 minutes under normal traffic conditions, heading north through Chesapeake, Virginia.

Is 202 Pema St in a flood zone?

Flood zone designation for 202 Pema St is displayed in the FloodRisk tile on this page — check that section for the current FEMA map classification and zone details.

What is the property tax rate in Currituck County, NC?

Currituck County sets its own property tax rate, which is generally cited as one of the advantages of buying in this area compared to neighboring Virginia jurisdictions — your tax professional or closing attorney can confirm the current rate.

Can I use a VA loan to buy a new construction home like 202 Pema St?

Yes — VA loans can be used for new construction purchases, though the process involves a few additional steps such as builder approval and construction inspections; a VA-experienced lender can walk you through the specifics.

Where is Moyock, NC relative to Virginia Beach and Chesapeake?

Moyock is located in northern Currituck County, directly south of Chesapeake, Virginia — it's typically 20 to 30 minutes from Chesapeake's city center and 30 to 40 minutes from Virginia Beach, depending on your destination.

Want to know more about 202 Pema St or new construction options in Moyock? Tom and Dariya Milan at LPT Realty are happy to walk you through everything — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,795/mo

Principal & interest

$2,449

Property tax

$208

Home insurance

$138

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$360,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0 mi · 1,338 sqft$399,990 sold 2026-04

Sale & Tax History

List Price

$471,965

Price / Sq Ft

$308

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$471,965
Currently listed$471,965

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 202 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 202 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 202 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 202 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10625768

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

202 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

202 Pema St, Moyock, North Carolina 27958 · MLS #10625768 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.