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FranklinALL OTHERS AREA 671317 Clay St✓ Source: REIN MLS #10639667 · record updated Jun 24, 2026 · synced every 5 min · your inquiry is never resold
1317 Clay ST, FRANKLIN VA 23851 - Main photo
1317 Clay ST, FRANKLIN VA 23851 - Photo 2
1317 Clay ST, FRANKLIN VA 23851 - Photo 3
1317 Clay ST, FRANKLIN VA 23851 - Photo 4
1317 Clay ST, FRANKLIN VA 23851 - Photo 5
$299,900
$187 / sqft · est. $1,781/mo →
3beds
1baths
1,608sqft
11days on market

1317 Clay St, Franklin, VA 23851

ActiveResidential · built 1963 · ALL OTHERS AREA 67

About this home

The listing, in the seller's words

Beautifully updated brick home located on highly sought after Clay Street. This well maintained home features an updated kitchen and bath, new metal roof (2023), new gutters (2025) and luxury laminate floor throughout. Enter into the main level of the home to find a spacious den, dining room, kitchen, two bedrooms, sitting room and one full bathroom. The upstairs of the home features the third bedroom and large unfinished room with lots of potential to add an additional bedroom and bathroom. The large manicured lot includes a detached two car garage with a connected dry entry to the home, utility shed, Trex decking, and fencing. Book your showing today!

Listing courtesy of Amanda Crumpler · Hometown Realty LLC · REIN MLS #10639667

VaHome team overview

Our read on this home

At a glance

1317 Clay Street is a 3-bedroom, 1-bath single-family home in Franklin, Virginia, offering 1,608 square feet of living space on a classic mid-century footprint. Built in 1963, it carries the solid construction and generous room proportions that define homes of that era.

Read the full overview ↓

Why this home stands out

What sets 1317 Clay Street apart is its 1963 build quality — an era known for thick plaster walls, hardwood-friendly subfloors, and layouts designed around actual family living rather than open-plan trends. At 1,608 square feet across three bedrooms, there's genuine room to spread out without the sprawl of a newer build that demands constant upkeep. Franklin is a small city, and Clay Street sits right in the fabric of it.

ALL OTHERS AREA 67 and the Franklin real estate market

Franklin, Virginia is a small independent city tucked along the Blackwater River in the western corner of Hampton Roads, and it carries the kind of unhurried pace that's genuinely hard to find this close to the broader metro. Clay Street sits within the established residential core of Franklin — a grid of mature trees, mid-century homes, and sidewalks that actually connect you somewhere. Neighbors here tend to know each other. The city's compact scale means you're never far from downtown Franklin, the riverfront, or the everyday services that make life run smoothly. Southampton County surrounds the city, giving the whole area a distinctly rural-meets-small-town character. For buyers searching for Franklin Virginia real estate who want a real neighborhood with roots rather than a subdivision built last year, Clay Street delivers exactly that kind of grounded, community-oriented setting.

What's nearby

Daily life is easy to manage from 1317 Clay Street. Downtown Franklin is just minutes away, putting local dining, city services, and the Blackwater River waterfront within easy reach. Grocery options, pharmacies, and general retail are all accessible within a short drive inside the city. Hunterdale Road and Route 58 connect you quickly to the broader region. For green space, the Blackwater River offers outdoor recreation close to home. The drive west toward Suffolk opens up additional shopping and dining, and Interstate 58 keeps you linked to the wider Hampton Roads corridor without a complicated commute.

For different buyers

For military families relocating

Joint Staff J7 in Suffolk is roughly 41 minutes from 1317 Clay Street — a manageable drive for the right assignment. Franklin's lower cost of living stretches a housing allowance further than most Hampton Roads zip codes, and a VA loan can make ownership here genuinely accessible. If you're weighing your options in the western Hampton Roads corridor, Franklin deserves a serious look.

For first-time buyers

If you're buying your first home, 1317 Clay Street offers something valuable: a straightforward, three-bedroom single-family home in a real neighborhood with a 60-year track record of standing solid. Franklin's small-city setting means lower price points without sacrificing the fundamentals — a yard, a garage-ready lot, and a community that actually feels like one. It's a practical, grounded starting point.

More buyer questions

How far is 1317 Clay Street from Joint Staff J7 in Suffolk?

The drive from 1317 Clay Street to Joint Staff J7 in Suffolk is approximately 41 minutes under normal traffic conditions, primarily along Route 58 East.

What is the square footage and layout of 1317 Clay Street?

The home offers 1,608 square feet of living space across three bedrooms and one full bath, built on a single-family residential footprint dating to 1963.

Is 1317 Clay Street in a flood zone?

Flood zone information for 1317 Clay Street is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

What city and county does 1317 Clay Street fall under?

1317 Clay Street is located within the independent city of Franklin, Virginia — Franklin is its own jurisdiction and is not part of Southampton County, though the county surrounds it.

Are there sidewalks and walkable amenities near Clay Street in Franklin?

Clay Street sits in Franklin's established residential grid, which includes sidewalks connecting to downtown Franklin and everyday services within a short distance on foot or by car.

Ready to take a closer look at 1317 Clay Street? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through what this home means for your next move.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryS.P. Morton Elementary
  • MiddleJoseph P. King Jr. Middle
  • HighFranklin

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1963

Price / sqft

$187

HOA

None

Taxes

$1,648/yr

County

Franklin VA

Waterfront

Yes

MLS #

10639667

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,781/mo

Principal & interest

$1,556

Property tax

$137

Home insurance

$87

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

167% of $179,200

City assessment record · taxes $1,648/yr

Land share of assessed value

25% — $44,000

Improvements $135,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$224,990$290,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Robinhood RD · 0.4 mi · 1,567 sqft$250,000 sold 2026-05
104 Hunterdale RD · 0.1 mi · 1,832 sqft$290,000 sold 2026-02
103 SUMMIT VIEW LN · 0.4 mi · 1,442 sqft$228,105 sold 2026-04

Sale & Tax History

List Price

$299,900

Price / Sq Ft

$187

Annual Taxes

$1,648

Monthly Tax

$137

HOA

None

Tax Rate (effective)

0.55%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 13, 2026$299,900
Currently listed$299,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

67% above assessment

Total Assessed

$179,200

Land

$44,000

Improvement

$135,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1317 Clay St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 1317 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1317 Clay St?+
Yes — James L. Camp Jr. Family YMCA is about 0.6 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1317 Clay St?+
Dollar General is about 0.7 miles away. The closest dining on record is Domino's Pizza (0.7 mi).
Does 1317 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1317 Clay St built?+
It was built in 1963, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Amanda Crumpler · Hometown Realty LLC · REIN MLS #10639667

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

1317 Clay St, Franklin, Virginia 23851 · MLS #10639667 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.