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✓ Source: REIN MLS #10657797 · record updated Oct 14, 2026 · synced every 2 min · your inquiry is never resold
1317 Clay ST, FRANKLIN VA 23851 - Main photo
1317 Clay ST, FRANKLIN VA 23851 - Photo 2
1317 Clay ST, FRANKLIN VA 23851 - Photo 3
1317 Clay ST, FRANKLIN VA 23851 - Photo 4
1317 Clay ST, FRANKLIN VA 23851 - Photo 5
4beds
2baths
1,986sqft
0days on market

1317 Clay St, Franklin, VA 23851

New ListingResidential · built 1963 · ALL OTHERS AREA 67

About this home

Welcome to 1317 Clay Street! This classic all-brick 2-story home offers a versatile layout with 4 bedrooms and 2 full baths on a spacious 0.63-acre lot. The main floor features two comfortable bedrooms, a full bathroom, inviting living spaces, and an equipped kitchen with a large pantry. Upstairs, discover two more bedrooms, highlighted by a private fourth bedroom suite featuring its own full bathroom and an expansive walk-in closet—the perfect setup for a secluded primary retreat. Enjoy outdoor living on the relaxing porch and private deck overlooking a partially fenced yard. Car enthusiasts and hobbyists will love the detached 2-car garage, large driveway, and additional storage shed. Conveniently located in Franklin, this home combines classic curb appeal with a fantastic layout. Schedule your showing today!

Listing courtesy of Amanda Crumpler · Hometown Realty LLC · REIN MLS #10657797

Facts & features

Type

Residential

Year built

1963

Price / sqft

$154

HOA

None

Taxes

$1,648/yr

County

Franklin VA

MLS #

10657797

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,986
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, PBR with Bath, Pantry, Porch
Appliances
220 V Elec, Dishwasher, Dryer, Microwave, Elec Range, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Metal
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Chain Link,Partial,Privacy

Utilities & systems

Heating
Basebd, Heat Pump
Cooling
Central Air, Window/Wall
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 67
Zoning
RO
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1317 Clay Street is a four-bedroom, two-bath home in Franklin, Virginia, built in 1963 and offering 1,986 square feet of living space. The lot sits in a quiet residential pocket of the city. Daily errands, dining, and fitness are all within a mile. Franklin homes for sale at this price point rarely offer this much room.

Keep searching in Franklin

See all Franklin homes for sale.

Read the full overview ↓

Why this home stands out

The 1963 build gives this home solid mid-century bones — the kind of construction that holds up decade after decade. Four bedrooms across nearly 2,000 square feet means real flexibility for how you use the space. Two full baths keep morning routines moving. The surrounding streets are calm and established. Everything you need day-to-day is less than a mile away, which is genuinely hard to beat in a smaller city like Franklin.

ALL OTHERS AREA 67 and the Franklin real estate market

Clay Street sits in a quiet, established residential area of Franklin. The streets here are lined with mid-century homes on generous lots. It has the feel of a neighborhood that has been lived in and cared for over many decades. Neighbors tend to know each other, and the pace is unhurried. Franklin itself is a small independent city in Southampton County in southeastern Virginia. It sits along the Blackwater River and has a tight-knit, small-town character. Getting around is easy — most of the city is reachable in under ten minutes by car. US-58 connects Franklin to Suffolk and beyond without much hassle. Anyone comparing homes for sale in Franklin will notice how accessible the city center is from Clay Street. Downtown has local shops, a library, and community events that keep the calendar full year-round.

What's nearby

Food Lion is just 0.6 miles away, making grocery runs genuinely quick. Dollar General is at the same distance for everyday essentials. When you want to eat out, Don Pancho's Cantina, China Express Restaurant, and KFC are all within 0.7 miles. Domino's Pizza is even closer at 0.6 miles. Dunkin' and Wawa are both under a mile for your morning coffee. The James L. Camp Jr. Family YMCA and Anytime Fitness are each about 0.8 miles away, so staying active is easy to work into any routine.

For different buyers

Room to grow

Four bedrooms give you real options — a dedicated home office, a guest room, and still space left over. The two full baths mean no one is waiting in line. Nearly 2,000 square feet across a 1963 footprint means rooms are genuinely sized, not squeezed. A calm residential street adds outdoor space and breathing room. There is a lot here to grow into.

For first-time buyers

Stepping into homeownership is easier when the location does a lot of the work for you. Groceries, food, coffee, and fitness are all within a mile of 1317 Clay Street. Four bedrooms means you have room to settle in and make the space your own over time. VA loan financing is accepted here, which can open the door with little to no down payment for those who qualify.

More buyer questions

How far is 1317 Clay Street from Joint Staff J7 Suffolk?

The drive to Joint Staff J7 in Suffolk is about 41 minutes from Clay Street, heading east on US-58.

What is the square footage of 1317 Clay Street?

The home offers 1,986 square feet of living space across four bedrooms and two full baths.

When was 1317 Clay Street built?

The home was built in 1963, giving it solid mid-century construction with decades of proven durability.

Is 1317 Clay Street in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page — check there for the most current FEMA designation.

Where can I grocery shop near 1317 Clay Street?

Food Lion is just 0.6 miles away, and Dollar General is at the same distance for quick everyday needs.

Want to see 1317 Clay Street in person? Tom and Dariya Milan are here to help. Reach out to schedule a walkthrough or ask any questions about the home.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Franklin$255K – $355K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510060

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

72.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Franklin, VA →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

34min·24.4mi

NMCP

Navy

55min·44.6mi

NNSY

Navy

53min·44.3mi

USCG Portsmouth

Coast Guard

58min·45.5mi

JBLE Ft Eustis

Army

80min·72.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,809/mo

Principal & interest

$1,583

Property tax

$137

Home insurance

$89

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$70,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1328 Clay Street ST · 0.1 mi · 2,096 sqft$315,000 sold 2026-09
387 N College DR · 0.2 mi · 2,145 sqft$350,000 sold 2026-06
209 Hogart ST · 1.1 mi · 1,964 sqft$70,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$305,000

Price / Sq Ft

$154

Annual Taxes

$1,648

Monthly Tax

$137

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 14, 2026$305,000—
Currently listed—$305,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1317 Clay St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 1317 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1317 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1317 Clay St built?+
It was built in 1963, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Amanda Crumpler · Hometown Realty LLC · REIN MLS #10657797

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1317 Clay St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1317 Clay St, Franklin, Virginia 23851 · MLS #10657797 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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