Skip to main content
NorfolkWILLOUGHBY BEACH1315 Little Bay Ave✓ Source: REIN MLS #10616857 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
1315 Little Bay AVE, NORFOLK VA 23503 - Main photo
$1,500,000
167days on market

1315 Little Bay Ave, Norfolk, VA 23503

Off MarketApartments 3+ · built 1979 · WILLOUGHBY BEACH

About this home

The listing, in the seller's words

Value-add 12-unit multifamily opportunity: (12) 2-bedroom apartments at 1315 Little Bay Ave with an all-2BR unit mix. Minutes to local beaches with quick access to the interstate and major military bases. Solid brick exterior with strong curb appeal and excellent interstate visibility in a high-traffic corridor. Rents are currently below market, while unit turnovers are in progress—creating a near-term runway to renovate, raise rents, and capture upside without betting on heavy lease-up (vacancy has remained low). On-site common-area laundry adds convenience and potential ancillary income. Pro forma upside through rent lifts and continued unit refreshes. Ideal for an investor seeking stable in-place cash flow plus straightforward value-creation levers.

Listing courtesy of Christian Phillips · Inlet Realty · REIN MLS #10616857

VaHome team overview

Our read on this home

At a glance

1315 Little Bay Ave sits in Willoughby Beach, a waterfront Norfolk neighborhood just three minutes from Naval Station Norfolk. With beach access a short walk away and local dining right around the corner, this address puts coastal everyday living within easy reach.

Read the full overview ↓

Why this home stands out

What makes 1315 Little Bay Ave stand out is the rare combination of genuine waterfront neighborhood character and near-zero commute distance to two major military installations. Willoughby Beach is a tight-knit peninsula community where the Chesapeake Bay sets the backdrop for daily life — and that beach access at 13th View Street is literally steps from your front door. Not many addresses in Hampton Roads can claim both.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach occupies the northern tip of Norfolk's Ocean View corridor, jutting out into the Chesapeake Bay on a narrow peninsula that gives it a small-town-by-the-water feel unlike almost anywhere else in the city. Streets here are quiet and residential, lined with a mix of mid-century and later-era homes, and the bay is never far from view. For service members and families weighing military housing Norfolk options, this neighborhood consistently rises to the top — the commute to Naval Station Norfolk is measured in minutes, not miles. Norfolk itself is Virginia's second-largest city, anchored by one of the world's largest naval complexes and a genuinely diverse urban fabric that includes a thriving arts scene, an international airport, and miles of waterfront. Willoughby Beach sits at the calmer, more residential end of that spectrum. The neighborhood is bounded by water on three sides, which means traffic stays low and the sense of community stays high. It's the kind of place where neighbors know each other and weekend mornings tend to drift toward the shoreline.

What's nearby

Daily life is easy here. The 13th View Street Beach Access is just 0.1 miles away — a two-minute walk to sand and bay water — and the 12th View Beach Access adds another option only 0.3 miles out. When you want a quick bite, 24/7 OV Eats is 0.2 miles away and lives up to its name with around-the-clock hours. Swell Charcoal Grill and Raw Bar, just 0.3 miles out, is a local favorite for seafood and waterfront-adjacent dining. A 7-Eleven at 0.3 miles covers coffee runs and convenience needs without a long drive.

For different buyers

For military families relocating

Naval Station Norfolk is a three-minute drive from 1315 Little Bay Ave, and MARFORCOM Norfolk is just four minutes out. That kind of proximity changes daily life — early musters, late returns, and unexpected schedule changes all become far less stressful. VA loan eligibility and BAH rates in this zip code make Willoughby Beach worth a close look for any active-duty household.

For first-time buyers

If you're exploring homes for sale in Norfolk VA and want a neighborhood with real character — beach access, a short commute, and a genuine sense of community — Willoughby Beach is a strong starting point. The 1979 build year means the bones are solid, and the peninsula location means you're getting a lifestyle that feels like a destination, not just an address.

More buyer questions

How far is 1315 Little Bay Ave from Naval Station Norfolk?

Naval Station Norfolk is approximately a 3-minute drive from 1315 Little Bay Ave, making it one of the closest residential addresses to the base in the entire Norfolk area.

How far is 1315 Little Bay Ave from MARFORCOM Norfolk?

MARFORCOM Norfolk is about a 4-minute drive from this address, giving Marine Forces Command personnel an exceptionally short daily commute.

Where is the nearest beach access to 1315 Little Bay Ave?

The 13th View Street Beach Access is just 0.1 miles away — roughly a two-minute walk — providing direct access to the Chesapeake Bay shoreline.

Is 1315 Little Bay Ave in a flood zone?

Willoughby Beach is a bay-adjacent peninsula, so flood zone status is an important consideration for this address — check the FloodRisk tile on this page for the current FEMA designation.

What is the Willoughby Beach neighborhood like in Norfolk?

Willoughby Beach is a quiet, water-surrounded peninsula community on Norfolk's northern edge, known for its low traffic, bay views, strong neighborhood identity, and walkable beach access points along the Chesapeake Bay.

Curious about 1315 Little Bay Ave or other properties in Willoughby Beach? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Apartments 3+

Year built

1979

HOA

None

Taxes

$13,123/yr

County

Norfolk VA

MLS #

10616857

Interior

Stories
2
Flooring
Carpet, Laminate/LVP

Construction & exterior

Foundation
Slab
Construction
Frame
Roof
Asphalt Shingle
Exterior
Brick

Utilities & systems

Heating
Basebd,Heat Pump W/A
Cooling
Window/Wall
Water heater
Electric
Utilities available
City Sewer, City Water, Electric

Lot, parking & ownership

Lot size
11497
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
No
Parking
Lot, Off Street, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$9,314/mo

Principal & interest

$7,783

Property tax

$1,094

Home insurance

$438

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

141% of $1,066,900

City assessment record · taxes $13,123/yr

Land share of assessed value

12% — $126,500

Improvements $940,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$1,500,000

Price / Sq Ft

$0

Annual Taxes

$13,123

Monthly Tax

$1,094

HOA

None

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 16, 2026$1,500,000
Currently listed$1,500,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

41% above assessment

Total Assessed

$1,066,900

Land

$126,500

Improvement

$940,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1315 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1315 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1315 Little Bay Ave?+
13th View Street- Beach Access is about 0.1 miles away.
Does 1315 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1315 Little Bay Ave built?+
It was built in 1979, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Christian Phillips · Inlet Realty · REIN MLS #10616857

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

1315 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10616857 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.