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Toano › STONEHOUSE CREEK › 13 Houston Dr✓ Source: REIN MLS #10642900 · record updated Jul 6, 2026 · synced every 5 min · your inquiry is never resold
13 Houston DR, TOANO VA 23168 - Main photo
$449,000
$204 / sqft · est. $2,719/mo →
4beds
2.1baths
2,203sqft
0days on market

13 Houston Dr, Toano, VA 23168

New ListingResidential · built 2026 · STONEHOUSE CREEK

About this home

The listing, in the seller's words

The Elder floor plan offers a 2-car garage and an open-concept main level featuring a great room, dining area, and kitchen with a large center island. A flex room provides additional space for a home office, hobby room, or other uses. Upstairs includes a loft, three secondary bedrooms, and a hall bath. Two secondary bedrooms feature walk-in closets. The primary suite includes two walk-in closets and an en-suite bath with dual vanities. An unfinished basement may be completed for additional living, recreation, or storage space.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10642900

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$204

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

Waterfront

Yes

MLS #

10642900

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,719/mo

Principal & interest

$2,330

Property tax

$167

Home insurance

$131

PMI

None

HOA

$92

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$383,900 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3508 Edward TER · 0.7 mi · 2,366 sqft$450,000 sold 2026-05
130 Norman Davis DR · 0.8 mi · 2,340 sqft$393,000 sold 2026-04
8868 Fenwick Hills PW · 0.6 mi · 2,488 sqft$443,000 sold 2026-06

Sale & Tax History

List Price

$449,000

Price / Sq Ft

$204

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 6, 2026$449,000—
Currently listed—$449,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 13 Houston Dr in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Does 13 Houston Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 13 Houston Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10642900

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

13 Houston Dr, Toano, Virginia 23168 · MLS #10642900 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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