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CarrolltonALL OTHERS AREA 6512465 Titus Cove Lndg✓ Source: REIN MLS #10637799 · record updated Jun 22, 2026 · synced every 2 min · your inquiry is never resold
12465 Titus Cove LNDG, CARROLLTON VA 23314 - Main photo
12465 Titus Cove LNDG, CARROLLTON VA 23314 - Photo 2
12465 Titus Cove LNDG, CARROLLTON VA 23314 - Photo 3
12465 Titus Cove LNDG, CARROLLTON VA 23314 - Photo 4
12465 Titus Cove LNDG, CARROLLTON VA 23314 - Photo 5
$535,000
$238 / sqft · est. $3,174/mo →
3beds
2baths
2,245sqft
4days on market

12465 Titus Cove Lndg, Carrollton, VA 23314

Under ContractResidential · built 1973 · ALL OTHERS AREA 65

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Navigable.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Waterfront living, privacy, and modern updates come together at this one-of-a-kind retreat on Titus Creek. Situated on 5 wooded acres at the end of a quiet cul-de-sac, this property offers a rare opportunity to enjoy navigable waterfront access, a floating dock, and a private setting that's difficult to find in today's market. Inside, you'll find over 2,200 square feet of living space featuring vaulted ceilings, large windows, abundant natural light, and recent updates throughout. Improvements include luxury vinyl plank flooring, updated bathrooms, new kitchen appliances and sink, fresh exterior paint, landscaping enhancements, and a recently installed tankless water heater. Floating dock, fireplace, Washer, Dryer, and detached workshop convey as-is! The spacious primary suite, large kitchen, loft area, attached two-car garage, detached workshop, and ample storage make this home as functional as it is unique.

Listing courtesy of Justin Steele · Keller Williams Realty Twn Ctr · REIN MLS #10637799

VaHome team overview

Our read on this home

At a glance

12465 Titus Cove Landing is a 3-bedroom, 2-bath home in Carrollton, Virginia, offering 2,245 square feet of living space on a cove-front lot. Built in 1973, this Isle of Wight County property sits within easy reach of two major military installations and a genuinely peaceful stretch of the James River corridor.

Read the full overview ↓

Why this home stands out

What sets this address apart is the cove setting itself. Titus Cove Landing is a quiet, tucked-away street where the water isn't just a backdrop — it shapes the rhythm of daily life. The home's footprint is generous for the era, with 2,245 square feet giving you room to spread out without the sprawl of a newer subdivision. Isle of Wight County's lower tax rate and unhurried pace add to the appeal for buyers who want proximity to Hampton Roads without being in the thick of it.

ALL OTHERS AREA 65 and the Carrollton real estate market

Carrollton, Virginia sits in Isle of Wight County on the north bank of the James River, and it occupies a genuinely interesting middle ground — rural enough to feel removed from city noise, connected enough to reach Newport News, Suffolk, or downtown Hampton Roads within a reasonable drive. The area around Titus Cove Landing carries the character of established waterfront Virginia: mature trees, modest lot sizes that still feel generous, and neighbors who tend to stay for decades. This corner of Carrollton, Virginia is the kind of place where you know the names of the people two doors down. Isle of Wight County governs the area, which means a different tax jurisdiction than the city-heavy municipalities across the river — something worth understanding as you compare properties across Hampton Roads. The broader Carrollton community has seen steady interest from buyers relocating from the Peninsula and from military families looking for space outside of the densest base-adjacent zip codes.

What's nearby

Day-to-day outdoor life is well covered here. Nike Park is just 0.6 miles away — a well-used community park that's easy to reach on foot or by bike. Isle of Wight Parks facilities are 0.8 miles out, adding another layer of recreational access close to home. For groceries, dining, and everyday errands, the Route 17 corridor in Carrollton and the Newport News commercial strip across the James River Bridge are your primary options. The bridge puts you into Newport News in under 15 minutes, opening up a much wider range of shopping, restaurants, and services than the immediate neighborhood suggests.

For different buyers

For military families relocating

NSA Northwest Annex is about 21 minutes from 12465 Titus Cove Landing, and NSA Hampton Roads is roughly 24 minutes out — both well within a comfortable daily commute. Isle of Wight County's location outside the densest Hampton Roads zip codes means more space for your dollar, and a VA loan can make the path to ownership here straightforward. It's a solid base for families who want quiet surroundings without sacrificing access to the installations.

For buyers drawn to character

Homes on cove-front streets in Isle of Wight County don't turn over often, and when they do, buyers who appreciate the 1973 vintage tend to see what others overlook — solid construction, established lots, and a sense of place that newer subdivisions simply can't manufacture. At 2,245 square feet, this home has the bones for a thoughtful renovation or a comfortable life as-is. The water setting and the mature landscape are assets that only improve with time.

More buyer questions

How far is 12465 Titus Cove Landing from NSA Northwest Annex?

The drive from 12465 Titus Cove Landing to NSA Northwest Annex is approximately 21 minutes under normal traffic conditions. NSA Hampton Roads is about 24 minutes in the other direction, making this address workable for personnel assigned to either installation.

What county is 12465 Titus Cove Landing in?

The property is located in Isle of Wight County, Virginia — not within any incorporated city limits. Isle of Wight County has its own tax rates and services, which differ from neighboring Newport News or Suffolk.

Is 12465 Titus Cove Landing in a flood zone?

Given the cove-front location, flood zone status is an important question for this address. Check the dedicated FloodRisk tile on this page for the current FEMA designation, and speak with your insurance agent about coverage options before closing.

How big is the home at 12465 Titus Cove Landing?

The home measures 2,245 square feet with 3 bedrooms and 2 full bathrooms. It was built in 1973 and sits on a cove-front lot in Carrollton, Virginia.

Can a VA loan be used to purchase 12465 Titus Cove Landing?

In most cases, yes — eligible veterans and active-duty service members can use a VA loan to purchase a primary residence like this one, subject to standard VA appraisal and eligibility requirements. A VA-experienced lender can walk you through the specifics for this property type and county.

Curious whether 12465 Titus Cove Landing fits your next chapter? Tom and Dariya Milan at LPT Realty know this stretch of Isle of Wight County well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1973

Price / sqft

$238

HOA

None

Taxes

$2,905/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10637799

Association amenities

Dock

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,245
Stories
2
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, Loft, PBR with Bath
Appliances
Dishwasher, Dryer, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan, Central Vac, Gar Door Opener, Generator Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Back Fenced,Wood Fence
Waterfront
Creek,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Propane Gas
Cooling
Central Air, Whole House Fan
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
5.0000
Subdivision
ALL OTHERS AREA 65
Zoning
RAC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,174/mo

Principal & interest

$2,776

Property tax

$242

Home insurance

$156

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$340,000$475,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13428 Harbor DR · 1 mi · 2,244 sqft$475,000 sold 2026-03
12351 Titus Point LN · 0.6 mi · 1,893 sqft$440,000 sold 2026-05
13152 Fox Chase CT · 1.1 mi · 2,099 sqft$475,000 sold 2026-07

Sale & Tax History

List Price

$535,000

Price / Sq Ft

$238

Annual Taxes

$2,905

Monthly Tax

$242

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 18, 2026$535,000
Currently listed$535,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 12465 Titus Cove Lndg in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 12465 Titus Cove Lndg in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 12465 Titus Cove Lndg?+
Nike Park is about 0.6 miles away.
Is 12465 Titus Cove Lndg a waterfront property?+
Yes. The listing record shows: Creek,Navigable.
Does 12465 Titus Cove Lndg have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 12465 Titus Cove Lndg built?+
It was built in 1973, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Justin Steele · Keller Williams Realty Twn Ctr · REIN MLS #10637799

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

12465 Titus Cove Lndg, Carrollton, Virginia 23314 · MLS #10637799 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.