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Poquoson › ISLAND COVE › 12 Elm St✓ Source: REIN MLS #10655680 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold
12 Elm ST, POQUOSON VA 23662 - Main photo
12 Elm ST, POQUOSON VA 23662 - Photo 2
12 Elm ST, POQUOSON VA 23662 - Photo 3
12 Elm ST, POQUOSON VA 23662 - Photo 4
12 Elm ST, POQUOSON VA 23662 - Photo 5
4beds
2.1baths
2,598sqft
1days on market

12 Elm St, Poquoson, VA 23662

New ListingResidential · built 2014 · ISLAND COVE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2014

Price / sqft

$229

HOA fee

$50/mo

Taxes

$5,568/yr

County

Poquoson VA

Waterfront

Yes

MLS #

10655680

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,598
Stories
2
Flooring
Carpet, Ceramic, Wood
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2662
Subdivision
ISLAND COVE
Zoning
R1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
AT CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Poquoson waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to the quintessential All-American home in highly sought-after Island Cove! Perfectly situated at the end of a quiet cul-de-sac with water views, this beautifully maintained home offers a blend of comfort, style, and small-town charm. Located behind Poquoson High, you'll love hearing Friday night football games in the fall and enjoying the vibrant sense of community year-round. The open-concept floor plan features a spacious kitchen with a large center island, granite countertops, stainless appliances, gas range, and cabinetry, flowing seamlessly into the inviting family room with a cozy gas fireplace and custom shiplap built-ins. Hardwood floors, a loft, and ceramic tile add timeless appeal. Step outside on your deck overlooking the water, complete with a privacy fence—great for entertaining or relaxing. Enjoy the lifestyle that makes Poquoson so special, with top-rated schools, neighborhood events, parks, boating, and everything this close-knit waterfront town has to offer!

Listing courtesy of Craig McLellon · EXP Realty LLC · REIN MLS #10655680

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, two-bath home built in 2014 on a quiet Poquoson street. Just seven minutes to Langley Air Force Base. You're walking distance to parks and shops, with plenty of room to settle in.

Read the full overview ↓

Why this home stands out

This 2,635-square-foot home sits in a neighborhood where you can walk to Poquoson Parks & Recreation in three minutes. The layout gives you four bedrooms and a full 2.1 baths—practical space without excess. Built in 2014, the home carries modern systems and finishes. You'll find Poquoson homes for sale span a wide range, but this one balances proximity to base with genuine neighborhood character.

ISLAND COVE and the Poquoson real estate market

Poquoson is a tight-knit waterfront city where tree-lined streets and family-oriented blocks define daily life. The neighborhood around Elm Street has that small-town feel—neighbors know each other, kids play outside, and the pace is steady. You're in York County, which means lower property tax rates than many surrounding areas. Getting around is straightforward: Langley Air Force Base is seven minutes north, and downtown Hampton is about fifteen minutes away. Route 17 connects you quickly to wider Hampton Roads, so a commute to Norfolk or Virginia Beach is manageable. Anyone comparing homes for sale in 23662 will notice Poquoson's strong schools and water access. The city sits on the York River, and recreation is woven into everyday life here.

What's nearby

Poquoson Parks & Recreation sits just a short walk away—perfect for weekend mornings. Kids Island Park and 4 Dove Point Trail offer green space and trails within a mile. For groceries, Sheffield's Grocery is a mile down the road. Dining options are close too: 185 and Surf Rider are both under a mile away, giving you casual spots for weeknight dinners without leaving town. You're never far from what you need.

For different buyers

Base commute and VA loan notes

Seven minutes to Langley Air Force Base keeps your commute short and your schedule flexible. VA loan financing is common in this area, and the home's 2014 build means you're not inheriting major system updates. You can close and move in without surprises.

Room to grow

Four bedrooms give you room to grow—a master suite, three secondary bedrooms, and 2.1 baths mean everyone has space. The 2,635-square-foot layout spreads out naturally. A fenced yard and proximity to parks mean outdoor time is built into your day.

More buyer questions

How far is 12 Elm Street from Langley Air Force Base?

About seven minutes by car. Fort Eustis is roughly twenty-five minutes away.

What parks are nearby?

Poquoson Parks & Recreation is a three-minute walk. Kids Island Park and 4 Dove Point Trail are both within a mile.

Are there grocery stores and restaurants close by?

Sheffield's Grocery is one mile away. 185 and Surf Rider restaurants are both under a mile, so shopping and dining are convenient.

What schools does this address feed into?

This home is zoned for homes for sale zoned for Poquoson Elementary School and homes for sale zoned for Poquoson High School.

Is Poquoson a good place to live if I work in Hampton Roads?

Yes. Poquoson is central to the region—Langley is seven minutes away, and Route 17 connects you to Norfolk and Virginia Beach within thirty to forty minutes depending on traffic.

Ready to see 12 Elm Street? Contact Tom & Dariya Milan today to schedule a tour and learn more about this Poquoson home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Poquoson$500K – $685K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510183

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Poquoson homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,719/mo

Principal & interest

$3,082

Property tax

$464

Home insurance

$173

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$440,000 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8 Martha CT · 0.7 mi · 2,529 sqft$485,000 sold 2026-04
55 Cedar RD · 0.6 mi · 2,404 sqft$535,000 sold 2026-06
11 Kathy DR · 0.8 mi · 2,731 sqft$515,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Poquoson home worth?

Sale & Tax History

List Price

$594,000

Price / Sq Ft

$229

Annual Taxes

$5,568

Monthly Tax

$464

HOA fee

$50 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 29, 2026$594,000—
Currently listed—$594,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Poquoson Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 12 Elm St in a good school zone?+
The assigned zones on the listing record are Poquoson Elementary (VaHome School Score 7/10), Poquoson Middle (VaHome School Score 9.2/10), Poquoson (VaHome School Score 6.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 12 Elm St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 12 Elm St a waterfront property?+
Yes. The listing record shows: Pond.
Does 12 Elm St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was 12 Elm St built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Craig McLellon · EXP Realty LLC · REIN MLS #10655680

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

12 Elm St, Poquoson — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

12 Elm St, Poquoson, Virginia 23662 · MLS #10655680 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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