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PoquosonISLAND COVE12 Elm St✓ Source: REIN MLS #10644294 · record updated Sep 1, 2026 · synced every 2 min · your inquiry is never resold
12 Elm ST, POQUOSON VA 23662 - Main photo
12 Elm ST, POQUOSON VA 23662 - Photo 2
12 Elm ST, POQUOSON VA 23662 - Photo 3
12 Elm ST, POQUOSON VA 23662 - Photo 4
12 Elm ST, POQUOSON VA 23662 - Photo 5
4beds
2.1baths
2,635sqft
48days on market

12 Elm St, Poquoson, VA 23662

Under ContractResidential · built 2014 · ISLAND COVE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2014

Price / sqft

$226

HOA fee

$50/mo

Taxes

$5,567/yr

County

Poquoson VA

Waterfront

Yes

MLS #

10644294

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,635
Stories
2
Flooring
Carpet, Ceramic, Wood
Other rooms
Breakfast Area, Foyer, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ISLAND COVE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Off Street
Possession
AT CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Poquoson waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to the quintessential All-American home in highly sought-after Island Cove! Perfectly situated at the end of a quiet cul-de-sac with water views, this beautifully maintained home offers a blend of comfort, style, and small-town charm. Located behind Poquoson High, you'll love hearing Friday night football games in the fall and enjoying the vibrant sense of community year-round. The open-concept floor plan features a spacious kitchen with a large center island, granite countertops, stainless appliances, gas range, and cabinetry, flowing seamlessly into the inviting family room with a cozy gas fireplace and custom shiplap built-ins. Hardwood floors, a loft, and ceramic tile add timeless appeal. Step outside on your deck overlooking the water, complete with a privacy fence—great for entertaining or relaxing. Enjoy the lifestyle that makes Poquoson so special, with top-rated schools, neighborhood events, parks, boating, and everything this close-knit waterfront town has to offer!

Listing courtesy of Craig McLellon · EXP Realty LLC · REIN MLS #10644294

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 2014, 12 Elm Street is a four-bedroom, 2.1-bath single-family home with 2,635 square feet in Poquoson, Virginia — just seven minutes from Joint Base Langley-Eustis and a short walk from parks, local dining, and everyday essentials.

Read the full overview ↓

Why this home stands out

What sets 12 Elm Street apart is the combination of a relatively recent build year — 2014 — and a location inside Poquoson's tight-knit city limits. You get the peace of a small coastal community without sacrificing square footage: 2,635 feet spread across four bedrooms gives everyone room to breathe, while the half-bath keeps the main living areas practical for busy households. Poquoson homes for sale at this size and vintage are genuinely hard to find.

ISLAND COVE and the Poquoson real estate market

Poquoson is one of the most distinctive small cities in the Hampton Roads region — an independent city of roughly 12,000 people tucked onto a peninsula between the Back River and the Chesapeake Bay. Life here moves at a pace that's hard to replicate closer to the urban core. Streets are quiet, neighbors know each other, and the waterfront character of the community shows up everywhere from the local parks to the weekend boat traffic. Elm Street sits comfortably inside that fabric. The city's compact footprint means you're never far from anything Poquoson has to offer, and the surrounding natural landscape — tidal marshes, open sky, water views around almost every bend — gives the area a genuinely coastal feel. Families comparing homes for sale in Poquoson often remark that the city feels like a small town that just happens to sit minutes from a major military installation and the broader Hampton Roads metro.

What's nearby

Day-to-day errands are easy from Elm Street. Sheffield's Grocery is just a mile away for quick grocery runs, and the restaurant scene is closer than you'd expect — 185 is only 0.6 miles out, and Surf Rider, a local seafood staple, is under a mile. Green space is practically at your doorstep: Poquoson Parks & Recreation is 0.3 miles away, Kids Island Park is 0.6 miles, and 4 Dove Point Trail — a natural waterfront path — is under a mile. Whether it's a morning walk, an afternoon at the playground, or dinner out, most of what you need is within a comfortable drive or bike ride.

For different buyers

For military families relocating

Joint Base Langley-Eustis is seven minutes away — one of the shortest commutes you'll find among homes for sale in 23662. The 2014 build means fewer maintenance surprises during a PCS move, and the four-bedroom layout handles a growing family or a dedicated home office without compromise. VA loan eligibility makes a home this size in a city this desirable even more accessible for active-duty and veteran buyers.

For families upgrading

Families comparing homes for sale zoned for Poquoson High School and homes for sale zoned for Poquoson Elementary School will find 12 Elm Street worth a close look. Four bedrooms, a half-bath on the main level, and 2,635 square feet give a growing household genuine flexibility — room for kids, guests, a home office, or all three. Add walkable parks and a tight-knit community, and the lifestyle math is hard to argue with.

More buyer questions

How far is 12 Elm Street from Joint Base Langley-Eustis?

The Langley side of Joint Base Langley-Eustis is approximately seven minutes from 12 Elm Street by car. Fort Eustis, the other major installation on the joint base, is roughly 25 minutes away.

What is the flood zone status for 12 Elm Street in Poquoson?

Poquoson is a coastal city and portions of it carry elevated flood risk designations — the specific zone for 12 Elm Street is detailed in the FloodRisk tile on this page. Buyers are encouraged to review that information and discuss flood insurance options with their agent.

Is there an HOA at 12 Elm Street?

HOA status for this property is noted in the listing details above — Poquoson has a mix of HOA and non-HOA neighborhoods, so it's worth confirming the specific situation for Elm Street before making an offer.

What parks are close to 12 Elm Street?

Poquoson Parks & Recreation is just 0.3 miles away, Kids Island Park is 0.6 miles, and 4 Dove Point Trail — a natural waterfront path — is under a mile from the front door.

When was 12 Elm Street built and how large is it?

The home was built in 2014 and offers 2,635 square feet of living space across four bedrooms and 2.1 bathrooms — a size that's relatively uncommon among newer construction in Poquoson's city limits.

Ready to see 12 Elm Street in person? Tom and Dariya Milan at LPT Realty know Poquoson inside and out — reach out to schedule a walkthrough today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Poquoson$505K – $685K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510183

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Poquoson houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,722/mo

Principal & interest

$3,084

Property tax

$464

Home insurance

$173

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$440,000$550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8 Martha CT · 0.7 mi · 2,529 sqft$485,000 sold 2026-04
11 Kathy DR · 0.8 mi · 2,731 sqft$515,000 sold 2026-07
55 Cedar RD · 0.6 mi · 2,404 sqft$535,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Poquoson home worth?

Sale & Tax History

List Price

$594,450

Price / Sq Ft

$226

Annual Taxes

$5,567

Monthly Tax

$464

HOA fee

$50 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 15, 2026$594,450
Price reducedAug 7, 2026$594,450−$5,549
Currently listed$594,450

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Poquoson Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 12 Elm St in a good school zone?+
The assigned zones on the listing record are Poquoson Elementary (VaHome School Score 7/10), Poquoson Middle (VaHome School Score 9.2/10), Poquoson (VaHome School Score 6.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 12 Elm St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 12 Elm St a waterfront property?+
Yes. The listing record shows: Pond.
Does 12 Elm St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was 12 Elm St built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Craig McLellon · EXP Realty LLC · REIN MLS #10644294

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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12 Elm St, Poquoson — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

12 Elm St, Poquoson, Virginia 23662 · MLS #10644294 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.