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PoquosonISLAND COVE12 Elm St✓ Source: REIN MLS #10644294 · record updated Jul 24, 2026 · synced every 2 min · your inquiry is never resold
12 Elm ST, POQUOSON VA 23662 - Main photo
12 Elm ST, POQUOSON VA 23662 - Photo 2
12 Elm ST, POQUOSON VA 23662 - Photo 3
12 Elm ST, POQUOSON VA 23662 - Photo 4
12 Elm ST, POQUOSON VA 23662 - Photo 5
$599,999
$228 / sqft · est. $3,802/mo →
4beds
2.1baths
2,635sqft
8days on market

12 Elm St, Poquoson, VA 23662

ActiveResidential · built 2014 · ISLAND COVE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Welcome to the quintessential All-American home in highly sought-after Island Cove! Perfectly situated at the end of a quiet cul-de-sac with water views, this beautifully maintained home offers a blend of comfort, style, and small-town charm. Located behind Poquoson High, you'll love hearing Friday night football games in the fall and enjoying the vibrant sense of community year-round. The open-concept floor plan features a spacious kitchen with a large center island, granite countertops, stainless appliances, gas range, and cabinetry, flowing seamlessly into the inviting family room with a cozy gas fireplace and custom shiplap built-ins. Hardwood floors, a loft, and ceramic tile add timeless appeal. Step outside on your deck overlooking the water, complete with a privacy fence—great for entertaining or relaxing. Enjoy the lifestyle that makes Poquoson so special, with top-rated schools, neighborhood events, parks, boating, and everything this close-knit waterfront town has to offer!

Listing courtesy of Craig McLellon · EXP Realty LLC · REIN MLS #10644294

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A four-bedroom, 2014-built home on Elm Street puts you seven minutes from Langley AFB in one of the Peninsula's most tight-knit small cities. At 2,635 square feet with 2.1 baths, there's genuine room to spread out without sacrificing that close-community feel Poquoson is known for.

Read the full overview ↓

Why this home stands out

Built in 2014, 12 Elm Street hits a sweet spot that older Peninsula homes rarely offer — modern construction standards, an efficient floor plan, and four true bedrooms across 2,635 square feet — all inside Poquoson city limits. That combination of recent build quality and small-city character is genuinely hard to find this close to Langley. You're getting the bones of a newer home with the lifestyle of an established waterfront community.

ISLAND COVE and the Poquoson real estate market

Poquoson sits on a small peninsula between the Back River and the Chesapeake Bay, and it has a personality all its own. The city is compact — just over twelve thousand residents — and that scale creates something you don't always find in Hampton Roads: neighbors who actually know each other. Elm Street sits within easy reach of the city's recreational corridor, and the broader neighborhood has a relaxed, outdoorsy rhythm shaped by water, marshland, and open sky. This is the kind of place where weekend mornings pull people toward kayak launches and waterfront parks rather than crowded shopping centers. As a self-contained independent city in York County's orbit, Poquoson controls its own services and has a reputation for well-maintained infrastructure and strong civic pride. If you've been searching for homes in Poquoson and wondering whether the community lives up to its reputation, the answer from longtime residents is almost always yes — the pace, the access to nature, and the genuine small-city identity are the real draw.

What's nearby

Daily errands are straightforward from 12 Elm Street. Sheffield's Grocery is just a mile away for routine shopping, and when you want to eat out, you have solid options close by — 185 is a quick 0.6-mile trip, and Surf Rider, a local seafood favorite, is under a mile. Outdoor time is even easier to come by: Poquoson Parks & Recreation is just 0.3 miles away, Kids Island Park is 0.6 miles out, and 4 Dove Point Trail — a scenic natural path — is less than a mile from your front door. You won't have to drive far to decompress.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly seven minutes from 12 Elm Street, making this one of the most commute-friendly addresses on the Peninsula for Langley-assigned personnel. Fort Eustis is about 25 minutes west. A VA loan is a natural fit here, and the newer construction means fewer surprise maintenance costs during a tour — something military families moving on a timeline genuinely appreciate.

For families upgrading

Four bedrooms and 2,635 square feet give a growing family real flexibility — dedicated space for a home office, a guest room, or a playroom without anyone feeling squeezed. The 2014 build means updated systems and modern layouts. Add in the proximity to Kids Island Park and Poquoson Parks & Recreation, and the day-to-day logistics of family life get noticeably easier from this address.

More buyer questions

How far is 12 Elm Street from Joint Base Langley-Eustis?

The Langley side of Joint Base Langley-Eustis is approximately seven minutes from 12 Elm Street under normal traffic conditions. Fort Eustis is roughly 25 minutes west via Route 17.

What is the flood risk situation for 12 Elm Street in Poquoson?

Poquoson is a low-lying coastal city and flood zone designations vary significantly by parcel — the dedicated FloodRisk tile on this page shows the current FEMA designation for this specific address.

Is there an HOA at 12 Elm Street?

HOA status for this property is noted in the listing details above; Poquoson has a mix of HOA and non-HOA neighborhoods, so it's worth confirming for this specific parcel.

What grocery stores and restaurants are close to 12 Elm Street?

Sheffield's Grocery is about a mile away, and two well-regarded local restaurants — 185 and Surf Rider — are both under a mile from the front door.

Are there parks within walking distance of 12 Elm Street?

Yes — Poquoson Parks & Recreation is just 0.3 miles away, Kids Island Park is 0.6 miles, and 4 Dove Point Trail is under a mile, making this one of the more walkable spots in the city for outdoor access.

Tom and Dariya Milan at LPT Realty know Poquoson well — reach out to get your questions answered and schedule a walkthrough of 12 Elm Street at your convenience.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2014

Price / sqft

$228

HOA fee

$50/mo

Taxes

$5,567/yr

County

Poquoson VA

Waterfront

Yes

MLS #

10644294

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,635
Stories
2
Flooring
Carpet, Ceramic, Wood
Other rooms
Breakfast Area, Foyer, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ISLAND COVE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Off Street
Possession
AT CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Poquoson waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510183

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Poquoson houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,752/mo

Principal & interest

$3,113

Property tax

$464

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$440,000$748,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

56 N Lawson RD · 0.6 mi · 2,500 sqft$748,000 sold 2026-03
8 Martha CT · 0.7 mi · 2,529 sqft$485,000 sold 2026-04
11 Kathy DR · 0.8 mi · 2,731 sqft$515,000 sold 2026-07

Sale & Tax History

List Price

$599,999

Price / Sq Ft

$228

Annual Taxes

$5,567

Monthly Tax

$464

HOA fee

$50 / mo

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 16, 2026$599,999
Currently listed$599,999

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Poquoson Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 12 Elm St in a good school zone?+
The assigned zones on the listing record are Poquoson Elementary (GreatSchools 7/10), Poquoson Middle (GreatSchools 7/10), Poquoson (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 12 Elm St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 12 Elm St a waterfront property?+
Yes. The listing record shows: Pond.
Does 12 Elm St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was 12 Elm St built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Craig McLellon · EXP Realty LLC · REIN MLS #10644294

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

12 Elm St, Poquoson — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

12 Elm St, Poquoson, Virginia 23662 · MLS #10644294 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.