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Moyock › LOTUS RIDGE › 119 Pema St✓ Source: REIN MLS #10621405 · record updated Feb 24, 2026 · synced every 2 min · your inquiry is never resold
119 PEMA ST, MOYOCK NC 27958 - Main photo
119 PEMA ST, MOYOCK NC 27958 - Photo 2
119 PEMA ST, MOYOCK NC 27958 - Photo 3
119 PEMA ST, MOYOCK NC 27958 - Photo 4
119 PEMA ST, MOYOCK NC 27958 - Photo 5
$492,800
$291 / sqft · est. $2,959/mo →
3beds
2baths
1,696sqft
0days on market

119 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

EDEN CAY. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10621405

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

119 Pema St is a brand-new 2026-built, three-bedroom home on a full acre in Moyock's Lotus Ridge subdivision. With 1,696 square feet, two bathrooms, and generous outdoor space, this Currituck County address delivers elbow room and a fresh start in one of the region's fastest-growing communities.

Read the full overview ↓

Why this home stands out

What sets 119 Pema St apart is the combination of a full acre lot and new construction — a pairing that's genuinely hard to find in this price corridor. You're not inheriting someone else's choices; everything from the fixtures to the finishes is factory-fresh as of 2026. Add in the low-density feel of Lotus Ridge and you have breathing room that most newer subdivisions simply can't offer.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge sits in Moyock, a small community in Currituck County, North Carolina, that has quietly become one of the most sought-after addresses for buyers who want proximity to Hampton Roads without the Virginia price tag or the density. The neighborhood carries a distinctly rural-suburban character — generous lots, newer homes, and a pace of life that feels intentional rather than accidental. Moyock itself straddles a productive sweet spot: you're close enough to the Virginia border to commute north into Chesapeake or Suffolk with relative ease, yet far enough out to enjoy the kind of quiet that larger cities can't manufacture. Currituck County is known for low property taxes and a strong sense of community identity. Lotus Ridge fits that mold well — it's a neighborhood where the grass is actually green, the lots have room to breathe, and new neighbors tend to put down roots rather than pass through.

What's nearby

Daily life at 119 Pema St is more convenient than the rural setting might suggest. Moyock's commercial corridor along Caratoke Highway puts grocery options, hardware stores, and casual dining within a short drive. The Virginia state line is just minutes north, opening up the full retail and dining landscape of Chesapeake, Virginia. For outdoor pursuits, Currituck County's waterways, wildlife refuges, and parks are accessible within a reasonable drive. When you need a major medical center, pharmacy, or big-box retailer, Chesapeake's Greenbrier area is roughly 30 minutes away — close enough for errands, far enough to keep the quiet.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about 36 minutes from 119 Pema St — a workable commute that puts a full acre of North Carolina property within reach on a military paycheck. A VA loan can make new construction like this more accessible than many buyers expect, and Currituck County's lower tax base stretches a housing budget further than comparable Virginia addresses.

For first-time buyers

If you've been waiting for a home that hasn't been lived in before, 119 Pema St is exactly that. Built in 2026, everything here is new — systems, surfaces, and structure alike. A full acre gives you room to grow into the property over time, and Moyock's Currituck County location means your property tax burden starts lower than it would across the Virginia line.

More buyer questions

How far is 119 Pema St from USCG Finance Center Chesapeake?

The drive from 119 Pema St in Moyock to USCG Finance Center Chesapeake runs approximately 36 minutes under typical traffic conditions, heading north on Caratoke Highway into Virginia.

What county is 119 Pema St in, and does that affect taxes?

The property sits in Currituck County, North Carolina, which carries property tax rates that are generally lower than comparable jurisdictions across the Virginia border — a meaningful factor when calculating long-term ownership costs.

Is 119 Pema St part of an HOA?

Lotus Ridge does have an HOA; prospective buyers should request the current HOA documents to review any covenants, conditions, and restrictions that apply to the subdivision.

What is the flood risk at 119 Pema St?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the most accurate picture.

Can a VA loan be used to purchase a new construction home like this one?

Yes — a VA loan can be used for new construction, though the process involves a few additional steps such as builder approval and construction inspections; speaking with a VA-experienced lender early in the process is the best way to map out the timeline.

Ready to walk 119 Pema St and see the full acre for yourself? Tom and Dariya Milan at LPT Realty know this Moyock market well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$291

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10621405

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,909/mo

Principal & interest

$2,557

Property tax

$208

Home insurance

$144

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$418,000 – $479,950

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 1 mi · 1,673 sqft$418,000 sold 2026-06

Sale & Tax History

List Price

$492,800

Price / Sq Ft

$291

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$492,800—
Currently listed—$492,800—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 119 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 119 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 119 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 119 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10621405

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

119 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

119 Pema St, Moyock, North Carolina 27958 · MLS #10621405 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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