Why this home stands out
A full acre in a planned subdivision is a rare combination, and that's exactly what 118 Pema St delivers. Built in 2026, everything here is fresh — systems, finishes, structural components — without the premium of a custom build. Lotus Ridge is a quiet, newer community in Currituck County, which means lower property tax rates than many Virginia municipalities while keeping Hampton Roads employment corridors well within reach.
LOTUS RIDGE and the Moyock real estate market
Lotus Ridge sits in Moyock, a small Currituck County community that has quietly become one of the more practical choices for households working in Hampton Roads but preferring a North Carolina address. The neighborhood itself is a newer development — clean streets, newer homes, and a low-density feel that keeps things calm without feeling remote. Moyock straddles the NC-VA line, so you're never far from the amenities of Chesapeake, Virginia, while still enjoying the tax and cost advantages that a North Carolina address can bring. The surrounding landscape is flat, open, and green, with plenty of natural space between properties. Currituck County has invested steadily in its infrastructure as the population has grown, and Moyock is one of the beneficiaries of that attention. For anyone who values space, quiet, and a manageable commute into the broader Hampton Roads region, this corner of North Carolina checks a lot of boxes.
What's nearby
Daily life is easy to manage from 118 Pema St. Moyock's Highway 168 corridor puts grocery stores, pharmacies, and casual dining within a short drive north toward Chesapeake or south toward Currituck. The Currituck County mainland offers outdoor recreation through its parks and water access points, and the Outer Banks — one of the East Coast's most celebrated stretches of coastline — is roughly an hour's drive south via NC-168. Chesapeake's Greenbrier area, with its broader retail and restaurant scene, is accessible in under 20 minutes, giving you a genuine suburban amenity base without the suburban density at your front door.
For different buyers
For military families relocating
The USCG Finance Center Chesapeake is about 36 minutes away, and the broader Hampton Roads base network is accessible via the NC-168 and I-64 corridors. A VA loan can make a new-construction home like this one especially practical — no PMI, competitive terms, and a property that qualifies cleanly given its 2026 build date. The full-acre lot also gives military families the outdoor space that smaller subdivision lots rarely offer.
For first-time buyers
Buying your first home in a brand-new community means you're not inheriting someone else's deferred maintenance — 118 Pema St was built in 2026, so the roof, HVAC, plumbing, and electrical are all starting fresh. A VA loan, if you qualify, can remove the down payment barrier entirely. And one acre of land in a quiet Currituck County neighborhood gives you room to grow into the property over time, whether that means a garden, a workshop, or simply a big backyard.
More buyer questions
How far is 118 Pema St from the USCG Finance Center Chesapeake?
The drive is approximately 36 minutes under normal traffic conditions, primarily via NC-168 north into Chesapeake, Virginia. The route is straightforward with no toll crossings.
Is 118 Pema St in a flood zone?
Currituck County participates in FEMA's flood mapping program — check the FloodRisk tile on this page for the specific zone designation assigned to this parcel and lot.
What is the lot size at 118 Pema St?
The lot is one full acre, which is notably generous for a subdivision home and provides meaningful separation from neighboring properties.
Does Lotus Ridge have an HOA?
Lotus Ridge does have a homeowners association — confirm current dues and governing documents with your agent during the due diligence period.
Can you use a VA loan to purchase a new-construction home like this one?
Yes — VA loans can be used for new-construction purchases, and a 2026-built property like 118 Pema St typically meets VA appraisal requirements cleanly given that everything is built to current code.
Ready to walk the lot and see what a full acre in Lotus Ridge actually feels like? Tom and Dariya Milan at LPT Realty are happy to set that up — reach out anytime.
