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MoyockLOTUS RIDGE115 Pema St✓ Source: REIN MLS #10626525 · record updated Mar 24, 2026 · synced every 2 min · your inquiry is never resold
115 PEMA ST, MOYOCK NC 27958 - Main photo
115 PEMA ST, MOYOCK NC 27958 - Photo 2
115 PEMA ST, MOYOCK NC 27958 - Photo 3
115 PEMA ST, MOYOCK NC 27958 - Photo 4
115 PEMA ST, MOYOCK NC 27958 - Photo 5
$477,995
$312 / sqft · est. $2,878/mo →
3beds
2baths
1,533sqft
0days on market

115 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$312

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10626525

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

GRAND CAYMAN. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10626525

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

115 Pema St is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — a fast-growing Currituck County community just south of the Virginia border, offering modern construction and easy access to Hampton Roads.

Read the full overview ↓

Why this home stands out

New construction means you're getting a home where everything — the roof, the systems, the finishes — starts at zero miles. At 1,533 square feet across three bedrooms and two full baths, the layout is efficient without feeling tight. Moyock's position right at the NC-VA line makes this address genuinely useful for buyers who work or serve on either side of that border, without paying Virginia property taxes.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in northern Currituck County, North Carolina, tucked right against the Virginia state line — which is both its geographic identity and its biggest practical advantage. The town has grown steadily over the past decade as buyers discovered they could get newer homes and lower tax rates while remaining a short drive from the jobs, bases, and amenities of the Hampton Roads metro. The pace here is quieter than Chesapeake or Virginia Beach, but you're never far from what you need. Currituck County has invested in infrastructure to keep up with growth, and Moyock's proximity to US-168 keeps commutes manageable in most directions. Whether you're drawn by the open land, the newer subdivisions, or simply the value of building equity in a community on the rise, Moyock has a grounded, unpretentious character that tends to stick with people once they experience it.

What's nearby

Daily errands are straightforward from 115 Pema St. The Moyock corridor along US-168 has grocery options, pharmacies, and fuel within a few minutes. Chesapeake, Virginia is roughly 20 minutes north, opening up a much wider range of shopping, dining, and services. For outdoor time, Currituck County's rural character means open space is never far — the Currituck Outer Banks and its wildlife refuges are accessible to the south. The Great Dismal Swamp National Wildlife Refuge is a short drive north for hiking and paddling. Elizabeth City, NC, a historic waterfront town, is about 30 minutes south for a broader dining and cultural scene.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes away, and Naval Station Norfolk and other Hampton Roads installations are reachable without a brutal commute. A VA loan can make purchasing a new-construction home like this one more accessible than many buyers expect — and Moyock's NC address means you keep more of your BAH working for you at closing and beyond.

For first-time buyers

A 2026-built home removes most of the uncertainty that comes with buying older housing stock — no deferred maintenance, no aging systems, no guessing what's behind the walls. At 1,533 square feet with three bedrooms and two baths, 115 Pema St is a practical, right-sized starting point. Pair that with a VA loan if you qualify, and the path to ownership in a growing community becomes a lot clearer.

More buyer questions

How far is 115 Pema St from the USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under normal traffic conditions, heading north on US-168 into Chesapeake, Virginia. The route is straightforward with no significant bottlenecks outside of peak commute windows.

Is 115 Pema St in a flood zone?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which reflects the most current FEMA mapping data available.

What county is 115 Pema St in, and does that affect taxes?

The property is in Currituck County, North Carolina, which generally carries lower property tax rates than comparable jurisdictions across the Virginia border — a meaningful consideration for buyers comparing similar homes on both sides of the state line.

Can a VA loan be used to purchase a new-construction home like this one?

Yes — VA loans can be used for new construction, though the process involves a few additional steps compared to purchasing an existing home. The VA loan overview on this site walks through what to expect.

What is the square footage and layout of 115 Pema St?

The home offers 1,533 square feet of living space configured as three bedrooms and two full baths, built in 2026 as a single-family residential property on Pema St in Moyock, NC 27958.

Ready to learn more about 115 Pema St or explore what new construction in Moyock could mean for you? Tom and Dariya Milan at LPT Realty are here to walk you through it.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,828/mo

Principal & interest

$2,480

Property tax

$208

Home insurance

$139

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$360,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0 mi · 1,338 sqft$399,990 sold 2026-04

Sale & Tax History

List Price

$477,995

Price / Sq Ft

$312

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.52%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$477,995
Currently listed$477,995

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 115 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 115 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 115 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 115 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10626525

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

115 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

115 Pema St, Moyock, North Carolina 27958 · MLS #10626525 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.