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✓ Source: REIN MLS #10626525 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
115 PEMA ST, MOYOCK NC 27958 - Main photo
115 PEMA ST, MOYOCK NC 27958 - Photo 2
115 PEMA ST, MOYOCK NC 27958 - Photo 3
115 PEMA ST, MOYOCK NC 27958 - Photo 4
115 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,533sqft
0days on market

115 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

GRAND CAYMAN. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10626525

Facts & features

Type

Residential

Year built

2026

Price / sqft

$312

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10626525

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This new 3-bed, 2-bath home in Moyock sits about 11 minutes from NSA Northwest Annex. Built in 2026, it offers 1,533 square feet of modern living space. VA loan financing is straightforward here.

Read the full overview ↓

Why this home stands out

Brand-new construction means everything is under warranty and built to current code. The open floor plan flows naturally from the kitchen through the living areas. Three bedrooms give you flexibility for a home office, guest room, or hobby space. Two full baths serve the household without morning conflicts. The lot is clean and ready for your landscaping vision.

LOTUS RIDGE and the Moyock real estate market

Moyock is a quiet community in Currituck County, North Carolina, just across the Virginia border. Tree-lined streets and modest homes create a low-key, small-town feel. You're close enough to Naval Station Norfolk and the Hampton Roads job centers to commute without living in the thick of traffic. Daily errands—groceries, gas, dining—are nearby on US Route 158. The area draws people who want rural peace with urban access. Schools and county services are straightforward to navigate. It's the kind of location that appeals to anyone comparing homes for sale in the 27958 zip code who values quiet and proximity to military installations.

What's nearby

US Route 158 runs through Moyock with shops, restaurants, and a grocery store within a few minutes' drive. The Currituck County Library is about 5 minutes away. Camping and outdoor recreation at nearby state parks offer weekend escapes. Corolla's beaches and the Outer Banks are roughly 30 minutes north if you want a day trip. The Dismal Swamp State Park sits about 20 minutes south for hiking and nature walks.

For different buyers

Base commute and VA loan notes

About 11 minutes to NSA Northwest Annex and roughly 25 minutes to Naval Station Norfolk. VA loan financing is common and straightforward in this area. New construction means no surprise repairs or deferred maintenance—you move in knowing everything is current.

Room to grow

Three bedrooms let you claim a dedicated home office or guest suite. Two full bathrooms eliminate morning scheduling headaches. The open layout gives you room to breathe and entertain. A new build means no hidden structural surprises or renovation costs down the road.

More buyer questions

How far is 115 Pema St from NSA Northwest Annex?

About 11 minutes by car, making it convenient for a daily commute without a long drive.

What is the commute to Naval Station Norfolk from Moyock?

Roughly 25 minutes, depending on traffic and your exact route through Hampton Roads.

Can I use VA loan financing on a new-construction home in North Carolina?

Yes. VA loans work across state lines, and new construction is often a smooth financing path because there are no title or inspection surprises.

What county is Moyock in?

Currituck County, North Carolina, just south of the Virginia border and east of the Dismal Swamp.

Are there schools nearby?

Currituck County schools serve the area; the county office and library can point you to current enrollment and zoning information.

Ready to explore this new home? Reach out to learn more about 115 Pema St and schedule a tour.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$405K – $550K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,828/mo

Principal & interest

$2,480

Property tax

$208

Home insurance

$139

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$380,000 – $529,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
125 PEMA ST · 0 mi · 1,694 sqft$448,990 sold 2026-09

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$477,995

Price / Sq Ft

$312

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.52%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 26, 2026$477,995—
Currently listed—$477,995—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 115 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 115 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 115 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 115 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10626525

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

115 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

115 Pema St, Moyock, North Carolina 27958 · MLS #10626525 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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