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CarrolltonSOUTH HARBOR1147 Breakwater Trl✓ Source: REIN MLS #10612303 · record updated Jan 12, 2026 · synced every 2 min · your inquiry is never resold
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Main photo
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 2
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 3
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 4
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 5
$319,990
$180 / sqft · est. $2,116/mo →
3beds
2.1baths
1,775sqft
32days on market

1147 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

About this home

The listing, in the seller's words

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, walk-in shower, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a walk-in storage room. Ready to experience South Harbor Towns? Schedule your tour today. ALL APPLIANCES INCLUDED THROUGH 12/15/25.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612303

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2025, 1147 Breakwater Trail is a 3-bedroom, 2.1-bath home in Carrollton's South Harbor community. At 1,775 square feet, it delivers modern construction, a thoughtful layout, and easy access to Isle of Wight County's best everyday conveniences.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything here is fresh — systems, finishes, and structure alike. South Harbor gives you a tight-knit suburban feel with genuine breathing room, set well away from the congestion of the peninsula yet close enough to reach NSA Northwest Annex in about 21 minutes. For buyers who want a home that won't need work on day one, this address delivers exactly that.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, Virginia, a community within Isle of Wight County that consistently draws buyers who want suburban calm without sacrificing access. Carrollton occupies a comfortable stretch between the James River and the Pagan River, giving the area a quietly scenic character that feels genuinely different from the denser urban fabric across the water in Hampton Roads. South Harbor itself is a newer development, which means the streetscape, infrastructure, and homes are all of a similar modern vintage — no mismatched eras, no deferred maintenance baked into the neighborhood. Neighbors tend to be families and professionals who value space, good schools, and a lower-key pace of life. Isle of Wight County is known for responsible growth management, which helps keep the community feeling intentional rather than sprawling. Getting anywhere meaningful — grocery runs, parks, work commutes — is genuinely easy from this address.

What's nearby

Daily errands barely require a second thought from Breakwater Trail. Virginia Heaters is just 0.2 miles away for quick stops, and Nike Park is 0.7 miles out when you want fresh air and open space. Isle of Wight Parks, 0.9 miles away, expands your outdoor options considerably. Families with kids will appreciate Field of Dreams Gymnastics Club at 0.6 miles — a rare walkable amenity for an activity that usually requires a longer drive. The Route 17 corridor puts broader shopping, dining, and services within a short drive, and the James River Bridge connects you to the rest of Hampton Roads whenever you need it.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 21 minutes from Breakwater Trail, and NSA Hampton Roads is about 25 minutes out — both well within a manageable daily commute. Isle of Wight County's lower cost of living pairs well with a VA loan, and the 2025 build year means you're starting fresh with no deferred maintenance surprises. South Harbor's family-friendly layout makes settling in straightforward.

For families upgrading

Three bedrooms, 2.1 baths, and 1,775 square feet of brand-new construction give a growing family real room to spread out. South Harbor's newer development means your neighbors are in a similar life stage, the streets are clean and modern, and Field of Dreams Gymnastics Club is less than a mile away. Isle of Wight County's pace of life is a genuine upgrade from denser Hampton Roads neighborhoods.

More buyer questions

How far is 1147 Breakwater Trail from NSA Northwest Annex?

NSA Northwest Annex is approximately 21 minutes from this address under typical traffic conditions. NSA Hampton Roads is about 25 minutes away, making both installations a reasonable daily commute.

What year was 1147 Breakwater Trail built?

The home was built in 2025, making it brand-new construction with modern systems, finishes, and building standards throughout.

Is 1147 Breakwater Trail in an HOA?

South Harbor is a planned community, so an HOA is in place — confirm current HOA details and any associated guidelines directly with the listing agent or community documents.

What is the flood zone status for 1147 Breakwater Trail?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — review that section for the most current FEMA mapping information.

Can a VA loan be used to purchase a home at 1147 Breakwater Trail?

Yes — as a standard residential property in Virginia, this home is eligible for VA loan financing, which can be a strong option for qualifying active-duty service members and veterans. Speak with a VA-approved lender to confirm your eligibility and entitlement.

Tom and Dariya Milan at LPT Realty know South Harbor and the broader Carrollton market well. Reach out to get your questions answered and schedule a closer look at 1147 Breakwater Trail.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleCarrolton
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$180

HOA fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10612303

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$167/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,775
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,949/mo

Principal & interest

$1,660

Property tax

$195

Home insurance

$93

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$287,000$470,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

383 Tributary LN · 0 mi · 1,898 sqft$470,990 sold 2026-02
2305 James River TRL · 1.2 mi · 1,675 sqft$287,000 sold 2026-03
1107 BREAKWATER TRL · 1.6 mi · 1,775 sqft$379,990 sold 2026-04

Sale & Tax History

List Price

$319,990

Price / Sq Ft

$180

Annual Taxes

$2,340

Monthly Tax

$195

HOA fee

$167 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 7, 2026$319,990
Currently listed$319,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1147 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Carrolton, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1147 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1147 Breakwater Trl?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 1147 Breakwater Trl?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 1147 Breakwater Trl?+
Virginia Heaters is about 0 miles away.
Does 1147 Breakwater Trl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 1147 Breakwater Trl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612303

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1147 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1147 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10612303 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.