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Carrollton › SOUTH HARBOR › 1147 Breakwater Trl✓ Source: REIN MLS #10612303 · record updated Jan 11, 2026 · synced every 2 min · your inquiry is never resold
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Main photo
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 2
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 3
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 4
1147 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 5
3beds
2.1baths
1,775sqft
32days on market

1147 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$180

HOA fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10612303

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$167/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,775
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, walk-in shower, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a walk-in storage room. Ready to experience South Harbor Towns? Schedule your tour today. ALL APPLIANCES INCLUDED THROUGH 12/15/25.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612303

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 2025, this 3-bedroom, 2.1-bath townhome-style home in South Harbor brings 1,775 square feet of brand-new construction to Carrollton, Virginia — a quiet Isle of Wight County community with easy access to Hampton Roads bases and everyday conveniences within a mile.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

Read the full overview ↓

Why this home stands out

What sets 1147 Breakwater Trail apart is the combination of new construction and a genuinely low-maintenance lifestyle in a neighborhood that still feels tucked away from the region's busier corridors. South Harbor is a newer community, and this 2025 build means you're getting modern finishes, current building codes, and systems that haven't seen a single winter yet — a meaningful difference when you're comparing options across Isle of Wight County.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, Virginia, a small but growing community in Isle of Wight County on the western shore of the James River. It's the kind of place that draws people who want space and quiet without sacrificing access — you're well outside the congestion of Virginia Beach or Norfolk, but Hampton Roads is still very much within reach. Carrollton has a genuine neighborhood feel: streets are walkable, lots have breathing room, and the pace slows down the moment you turn off Route 17. Isle of Wight County is known for its low density, manageable commutes, and a local government that tends to keep things well-maintained. South Harbor itself is a planned community with newer homes throughout, so the streetscape is cohesive and the infrastructure is modern. For buyers who want new construction without a long drive to work or daily errands, this address lands in a genuinely useful spot.

What's nearby

Daily life is easy from 1147 Breakwater Trail. Virginia Heaters is just 0.2 miles away for quick supply or convenience runs. Field of Dreams Gymnastics Club is 0.6 miles out — a handy option if you have kids in activities. Nike Park is 0.7 miles away and gives you green space, open fields, and room to get outside without loading up the car. Isle of Wight Parks, 0.9 miles from the front door, expands those outdoor options further. Everything you need for a typical day is within a mile, which is a genuine quality-of-life advantage in this part of the county.

For different buyers

For military families relocating

NSA Northwest Annex is about 21 minutes from 1147 Breakwater Trail, and NSA Hampton Roads is roughly 25 minutes out — both commutes that keep your mornings manageable. A VA loan makes new construction like this especially accessible, and Isle of Wight County's lower density means you're not fighting traffic at the gate or in the neighborhood. South Harbor is the kind of community that works well across multiple duty-station cycles.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School will find 1147 Breakwater Trail sitting squarely in that zone — with 1,775 square feet of new construction, 3 bedrooms, and 2.1 baths giving everyone room to spread out. Nike Park and Field of Dreams Gymnastics Club are both under a mile away, which means after-school and weekend logistics stay simple.

More buyer questions

How far is 1147 Breakwater Trail from NSA Northwest Annex?

NSA Northwest Annex is approximately 21 minutes from 1147 Breakwater Trail under typical driving conditions. NSA Hampton Roads is about 25 minutes in the other direction, making this address workable for service members assigned to either installation.

What year was 1147 Breakwater Trail built?

The home was built in 2025, making it brand-new construction with modern systems, current building codes, and no deferred maintenance to factor in.

Is 1147 Breakwater Trail in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data for 1147 Breakwater Trail specifically.

Does South Harbor have an HOA?

South Harbor is a planned community and does have an HOA. Fee amounts and what they cover are best confirmed directly through current community documents, which your agent can pull during the transaction process.

Can a VA loan be used to purchase a new construction home like this?

Yes — a VA loan can be used for new construction, and 1147 Breakwater Trail's 2025 build year means the property is likely to meet VA appraisal requirements without the complications that sometimes arise with older homes.

Tom and Dariya Milan at LPT Realty know Carrollton and Isle of Wight County well. Reach out to get a straight answer on this address and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$270K – $370K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,949/mo

Principal & interest

$1,660

Property tax

$195

Home insurance

$93

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $470,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

383 Tributary LN · 0 mi · 1,898 sqft$470,990 sold 2026-02
2305 James River TRL · 1.2 mi · 1,675 sqft$287,000 sold 2026-03
1107 BREAKWATER TRL · 1.6 mi · 1,775 sqft$379,990 sold 2026-04

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$319,990

Price / Sq Ft

$180

Annual Taxes

$2,340

Monthly Tax

$195

HOA fee

$167 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 7, 2026$319,990—
Currently listed—$319,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1147 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1147 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1147 Breakwater Trl?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 1147 Breakwater Trl?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 1147 Breakwater Trl?+
Virginia Heaters is about 0 miles away.
Does 1147 Breakwater Trl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 1147 Breakwater Trl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612303

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1147 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1147 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10612303 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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