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Carrollton › SOUTH HARBOR › 1139 Breakwater Trl✓ Source: REIN MLS #10616896 · record updated Jan 19, 2026 · synced every 2 min · your inquiry is never resold
1139 BREAKWATER TRL, CARROLLTON VA 23314 - Main photo
1139 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 2
1139 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 3
1139 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 4
1139 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 5
3beds
2.1baths
1,775sqft
0days on market

1139 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$202

HOA fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10616896

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPool

$167/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,775
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, walk-in shower, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a walk-in storage room. Ready to experience South Harbor Towns? Schedule your tour today.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10616896

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 townhome in Carrollton's South Harbor community, 1139 Breakwater Trl offers three bedrooms, two and a half baths, and 1,775 square feet of thoughtfully designed space — all within a short drive of two major Navy installations in Isle of Wight County.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

Read the full overview ↓

Why this home stands out

Built in 2026, this home arrives with everything fresh — systems, finishes, and structure — so you're not inheriting anyone else's deferred maintenance. South Harbor is a newer community in Carrollton where the streets still feel quiet and the landscaping is still finding its shape. For buyers who want a clean slate in a well-connected corner of Isle of Wight County, 1139 Breakwater Trl delivers exactly that.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a community in Isle of Wight County that occupies the northern tip of the Isle of Wight peninsula between the James River and the Pagan River. It's a part of Hampton Roads that often surprises people — rural enough to feel unhurried, but close enough to Suffolk, Newport News, and the broader metro that daily errands and commutes stay manageable. Carrollton has grown steadily over the past decade as buyers have discovered that Isle of Wight County offers a lower-density lifestyle without sacrificing access. South Harbor itself is a planned residential community where newer construction lines up along streets like Breakwater Trail, giving the whole neighborhood a cohesive, well-kept character. You're in Isle of Wight County jurisdiction here, which comes with its own tax structure and services distinct from the city of Suffolk or Newport News just across the water.

What's nearby

Daily life at 1139 Breakwater Trl is more convenient than the zip code might suggest. Virginia Heaters is just 0.2 miles away — close enough to handle quick stops without a second thought. Field of Dreams Gymnastics Club is 0.6 miles out, a handy option for active kids in the household. Nike Park, 0.7 miles away, gives you green space and room to stretch without driving far. Isle of Wight Parks facilities are reachable in under a mile as well, rounding out the outdoor options. The broader Carrollton corridor along Route 17 puts grocery stores, restaurants, and services within a short drive in either direction.

For different buyers

For military families relocating

NSA Northwest Annex is about 21 minutes from 1139 Breakwater Trl, and NSA Hampton Roads is roughly 25 minutes out — both well within a comfortable commute window. A VA loan pairs naturally with new construction like this, letting eligible buyers step into a 2026 build without a down payment. South Harbor's location in Isle of Wight County keeps the drive manageable while putting you in a quieter residential setting than you'd find closer to base.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School will find 1139 Breakwater Trl sitting squarely in that attendance zone. Three bedrooms and 2.5 baths give a growing household real room to breathe, and a 2026 build means the mechanical systems, appliances, and finishes are all starting from zero. South Harbor's newer streetscape feels like the kind of neighborhood where kids can actually play outside.

More buyer questions

How far is 1139 Breakwater Trl from NSA Northwest Annex?

NSA Northwest Annex is approximately 21 minutes from 1139 Breakwater Trl under normal traffic conditions. NSA Hampton Roads is about 25 minutes in the other direction, making this address workable for personnel assigned to either installation.

What county is 1139 Breakwater Trl in?

The property is in Isle of Wight County, Virginia — not the city of Suffolk or Newport News, even though both are close by. Isle of Wight County has its own tax rates, services, and jurisdiction distinct from the surrounding cities.

Is 1139 Breakwater Trl in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which reflects the current FEMA map designation and any active flood insurance requirements.

What is the South Harbor community like in Carrollton?

South Harbor is a newer planned residential community in Carrollton where most of the homes are recent construction, giving the neighborhood a cohesive and well-maintained feel. The streets are quiet, the lots are defined, and the surrounding Isle of Wight County setting keeps the pace unhurried.

Can a VA loan be used to purchase a new construction home like this?

Yes — a VA loan can absolutely be used on new construction, including 2026 builds like 1139 Breakwater Trl, though the process involves a few additional steps compared to a resale purchase. Tom and Dariya Milan at LPT Realty can walk eligible buyers through what the new-construction VA loan process looks like in Isle of Wight County.

Curious whether 1139 Breakwater Trl fits your timeline and situation? Reach out to Tom and Dariya Milan at LPT Realty — they know South Harbor and can answer your questions without the pressure.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$300K – $415K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,160/mo

Principal & interest

$1,861

Property tax

$195

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $470,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

383 Tributary LN · 0 mi · 1,898 sqft$470,990 sold 2026-02
2305 James River TRL · 1.2 mi · 1,675 sqft$287,000 sold 2026-03
1107 BREAKWATER TRL · 1.6 mi · 1,775 sqft$379,990 sold 2026-04

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$358,615

Price / Sq Ft

$202

Annual Taxes

$2,340

Monthly Tax

$195

HOA fee

$167 / mo

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$358,615—
Currently listed—$358,615—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1139 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1139 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1139 Breakwater Trl?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 1139 Breakwater Trl?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 1139 Breakwater Trl?+
Virginia Heaters is about 0 miles away.
Does 1139 Breakwater Trl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool.
When was 1139 Breakwater Trl built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10616896

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1139 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1139 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10616896 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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