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CarrolltonSOUTH HARBOR1131 Breakwater Trl✓ Source: REIN MLS #10607784 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
1131 BREAKWATER TRL, CARROLLTON VA 23314 - Main photo
1131 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 2
1131 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 3
1131 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 4
1131 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 5
$357,355
$201 / sqft · est. $2,320/mo →
3beds
2.1baths
1,775sqft
0days on market

1131 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

About this home

The listing, in the seller's words

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, walk-in shower, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a walk-in storage room. Ready to experience South Harbor Towns? Schedule your tour today.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10607784

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2025, 1131 Breakwater Trl is a 3-bedroom, 2.5-bath home in Carrollton's South Harbor neighborhood. At 1,775 square feet, it delivers modern construction, a half-bath for guests, and everyday conveniences literally steps from your front door.

Read the full overview ↓

Why this home stands out

New construction in 2025 means you're getting current building codes, modern energy standards, and finishes that haven't seen a decade of wear — no deferred maintenance surprises. South Harbor adds a cohesive, planned community feel in Isle of Wight County, and with Publix just 0.3 miles away and two military installations within a short drive, this address checks a lot of boxes at once.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, Virginia — a community in Isle of Wight County that occupies the quieter, more residential stretch of the Peninsula between Hampton Roads and the James River corridor. The neighborhood itself has a planned, intentional character: streets are laid out with care, homes are newer, and the overall atmosphere leans toward low-key suburban living without feeling remote. Carrollton doesn't have a traditional downtown, but that's part of the appeal — you get breathing room and a genuine neighborhood feel while staying tightly connected to the broader Hampton Roads metro. The James River Bridge puts you into Hampton in minutes, and the surrounding area has matured quickly with retail, dining, and services filling in along Route 17. For families and professionals who want space without sacrificing access, South Harbor in Carrollton delivers a genuinely comfortable daily rhythm.

What's nearby

Groceries are almost embarrassingly close — Publix Super Market at Bartlett Station is 0.3 miles away, and Food Lion is just a mile down the road. Dinner options are equally convenient: ZENSHI Handcrafted Sushi and Fatboy's Grill & Steamshack are both within 0.4 miles, with Royal Farms rounding out quick-bite options nearby. Morning coffee is covered at Royal Farms, Tropical Smoothie Cafe (0.7 mi), or McDonald's (0.8 mi). When it's time to work out, Anytime Fitness is 0.7 miles away — no excuses needed.

For different buyers

For military families relocating

NSA Northwest Annex is an 18-minute drive from 1131 Breakwater Trl, and NSA Hampton Roads is about 22 minutes out — both well within ranges that make daily commutes manageable. A VA loan can make a 2025-built home like this one especially attractive, pairing new-construction quality with favorable financing terms designed for service members and veterans.

For first-time buyers

A 2025 build means you're starting with a home that's already up to current codes, energy standards, and modern expectations — no renovation budget needed on day one. Three bedrooms, 2.5 baths, and 1,775 square feet give you room to grow, and having Publix 0.3 miles away makes the everyday logistics of homeownership a little easier from the start.

More buyer questions

How far is 1131 Breakwater Trl from NSA Northwest Annex?

NSA Northwest Annex is approximately 18 minutes from this address under typical driving conditions. NSA Hampton Roads is a bit further at around 22 minutes.

What year was 1131 Breakwater Trl built?

The home was built in 2025, making it brand-new construction with modern materials, current building codes, and up-to-date energy efficiency standards.

Is 1131 Breakwater Trl in an HOA?

South Harbor is a planned community in Carrollton, and HOA membership is associated with the neighborhood — you'll want to confirm current HOA details and any community rules during your due diligence.

What is the flood risk at 1131 Breakwater Trl?

Flood zone information for this address is available in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

Where is South Harbor located in relation to the rest of Hampton Roads?

South Harbor is in Carrollton, Isle of Wight County, on the south side of the James River — the James River Bridge connects you to Hampton in minutes, and the broader Hampton Roads metro is easily accessible via Route 17 and nearby interstates.

Want to walk through 1131 Breakwater Trl or talk through what a 2025-built home in South Harbor could mean for you? Tom and Dariya Milan are ready to help.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleCarrolton
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$201

HOA fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10607784

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$167/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,775
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,153/mo

Principal & interest

$1,854

Property tax

$195

Home insurance

$104

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$334,990$403,685

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1115 Breakwater TRL · 0 mi · 1,775 sqft$369,990 sold 2026-05
2082 STRIPER CT · 0 mi · 1,775 sqft$394,990 sold 2026-07
2085 STRIPER CT · 0 mi · 1,775 sqft$361,740 sold 2026-06

Sale & Tax History

List Price

$357,355

Price / Sq Ft

$201

Annual Taxes

$2,340

Monthly Tax

$195

HOA fee

$167 / mo

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$357,355
Currently listed$357,355

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1131 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Carrolton, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1131 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1131 Breakwater Trl?+
Yes — Anytime Fitness is about 0.5 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1131 Breakwater Trl?+
Publix Super Market at Bartlett Station is about 0.2 miles away. The closest dining on record is ZENSHI Handcrafted Sushi (0.2 mi).
Does 1131 Breakwater Trl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 1131 Breakwater Trl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10607784

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1131 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1131 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10607784 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.