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✓ Source: REIN MLS #10657848 · record updated Oct 29, 2026 · synced every 2 min · your inquiry is never resold
112 Clayton LN, SOUTHMILLS NC 27976 - Main photo
112 Clayton LN, SOUTHMILLS NC 27976 - Photo 2
112 Clayton LN, SOUTHMILLS NC 27976 - Photo 3
3beds
3baths
2,373sqft
16days on market

112 Clayton Ln, South Mills, NC 27976

ActiveResidential · built 2026 · ALL OTHERS AREA 210

About this home

Welcome to The Reserve at Camden Lakes, where your new home is just the beginning of a lifestyle designed around comfort, connection, and enjoying more of each day. With inviting neighborhood atmosphere and a setting designed for relaxed living, The Reserve offers the opportunity to enjoy a beautiful new home in a community you'll love coming home to. This thoughtfully designed home featuring a first-floor Primary Suite and a flexible floor plan that adapts beautifully to the way you live. Open and welcoming layout with a Great Room, accented by an electric fireplace, flows seamlessly into the spacious Kitchen. Designed for both everyday living and entertaining, the Kitchen features beautiful white staggered cabinetry, upgraded granite countertops, stainless appliances, and an oversized island with plenty of room for seating. Just beyond, the Breakfast Nook opens to a gorgeous Sunroom overlooking the rear yard, creating the perfect spot to enjoy your morning coffee, unwind at the end of the day, or gather with friends. The 1st-floor Primary Suite offers a retreat with a ceiling fan, walk-in closet, and beautifully upgraded bath featuring dual vanities, a tiled shower, and separate soaking tub. Also on the main level is a full bath and versatile flex room that can easily serve as a home office, study, guest room, or additional first-floor bedroom, giving you options as your needs change. Upstairs, a spacious loft provides even more room to spread out and is ideal for a casual gathering spot. Two generously sized bdrms and an additional full bath complete the second floor. Additional conveniences include an oversized Utility Room with direct access to the garage, while the exterior features low-maintenance vinyl siding, a concrete driveway, and sod and irrigation in the front yard. With its 1st-floor Primary Suite, flexible living spaces, beautiful Sunroom, and open-concept design, it offers the space to live, gather, work, and relax, all while enjoying the lifestyle of The Reserve at Camden Lakes. Home is TBB with estimated completion in mid-November. NC # 366007

Listing courtesy of Leigh Ann Barber-Walls · Inner Banks Real Estate Group · REIN MLS #10657848

Facts & features

Type

Residential

Year built

2026

Price / sqft

$235

HOA fee

$70/mo

Taxes

$4,198/yr

County

Camden County NC

MLS #

10657848

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,373
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
9
Appliances
Dishwasher, Disposal, Elec Range

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 210
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Deed Restrictions/Covenants

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

112 Clayton Lane sits in South Mills, North Carolina — a quiet Camden County address built in 2026. The home offers 2,373 square feet across three bedrooms and three baths. NSA Northwest Annex is about 15 minutes away. There is no HOA to worry about.

Read the full overview ↓

Why this home stands out

New construction in 2026 means every system in this home is fresh. You get three full baths across three bedrooms and 2,373 square feet of usable space. South Mills keeps things calm and uncrowded, yet the Virginia border is close enough to reach Hampton Roads quickly. Dismal Swamp State Park is just half a mile away, which is a rare thing to have at your doorstep.

ALL OTHERS AREA 210 and the South Mills real estate market

South Mills is a small, unhurried community in Camden County, North Carolina. The area sits right along the Virginia border, giving residents easy access to two states. Streets here are quiet, and the landscape opens up with flat, wooded terrain and farmland nearby. Clayton Lane itself has a settled, semi-rural feel without being remote. Camden County is one of the least-crowded counties in the region, which shows in the pace of daily life. The county seat is Camden, but South Mills has its own identity built around the Dismal Swamp Canal corridor. Getting around is straightforward — US-17 is the main artery, connecting South Mills north to Chesapeake, Virginia and south toward Elizabeth City. Chesapeake is about 20 minutes north, putting a full range of shopping, dining, and services within reach. Elizabeth City, with its waterfront downtown and regional amenities, is roughly 20 minutes south. South Mills homes for sale in this zip code tend to attract buyers who want space and quiet without sacrificing proximity to Hampton Roads.

What's nearby

Half a mile from the front door, Dismal Swamp State Park offers miles of trails, paddling routes, and wildlife watching along the historic Dismal Swamp Canal. It is one of the more distinctive natural assets you will find this close to a residential address. A Dollar General sits just 0.6 miles away for quick everyday needs. For a fuller grocery run or a sit-down meal, Chesapeake is a short drive north on US-17. The Elizabeth City waterfront area is equally close heading south and adds dining and local shops to the mix.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 15 minutes from 112 Clayton Lane, making the daily commute short and predictable. USCG Finance Center Chesapeake is roughly 38 minutes away. VA loan financing is a common path for buyers at this address, and new construction in 2026 means no deferred maintenance to negotiate around before closing.

For first-time buyers

A 2026 build means the big-ticket systems — roof, HVAC, plumbing, electrical — are all brand new. Three full baths across three bedrooms gives everyone room to spread out. Camden County's lower cost of living compared to Virginia Beach or Chesapeake makes this a practical entry point, and a VA loan can make the numbers work even better for eligible buyers.

More buyer questions

How far is 112 Clayton Lane from NSA Northwest Annex?

The drive is about 15 minutes, heading north on US-17 into Chesapeake. It is one of the shorter base commutes available from a North Carolina address.

Is 112 Clayton Lane in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Camden County does have low-lying areas, so reviewing that tile is a smart first step.

What is the lot like at 112 Clayton Lane?

The property sits on a residential lot in South Mills with the open, flat character typical of Camden County. Dismal Swamp State Park borders the area just half a mile away.

Does 112 Clayton Lane have an HOA?

No HOA is associated with this address, so there are no association fees or deed restrictions from a homeowners association to factor in.

Where is the nearest grocery store to 112 Clayton Lane?

A Dollar General is 0.6 miles away for everyday essentials. A larger grocery run is about 20 minutes north in Chesapeake, Virginia.

Want to see 112 Clayton Lane in person? Tom and Dariya Milan at LPT Realty can schedule a showing and answer every question you have about this South Mills address.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

South Mills$470K – $645K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGrandy Primary
    —
  • MiddleCamden Middle
    —
  • HighCamden County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37029C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

19min·16mi

USCG Finance Ctr

Coast Guard

29min·24.6mi

J7 Suffolk

Joint

46min·42mi

NNSY

Navy

33min·28.9mi

USCG Portsmouth

Coast Guard

30min·27.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,411/mo

Principal & interest

$2,899

Property tax

$350

Home insurance

$163

PMI

None

HOA/Condo (paid separately)

$70

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$415,000 – $635,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

145 Pier Landing LOOP · 0.7 mi · 2,326 sqft$415,000 sold 2026-09
115 Dock Landing LOOP · 0.6 mi · 2,183 sqft$439,900 sold 2026-05
152 McPherson RD · 1.1 mi · 2,400 sqft$525,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your South Mills home worth?

Sale & Tax History

List Price

$558,618

Price / Sq Ft

$235

Annual Taxes

$4,198

Monthly Tax

$350

HOA fee

$70 / mo

Tax Rate (effective)

0.75%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 13, 2026$558,618—
Currently listed—$558,618—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 112 Clayton Ln in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 112 Clayton Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 112 Clayton Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Camden Lakes HOA.
When was 112 Clayton Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Leigh Ann Barber-Walls · Inner Banks Real Estate Group · REIN MLS #10657848

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

112 Clayton Ln, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

112 Clayton Ln, South Mills, North Carolina 27976 · MLS #10657848 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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