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Carrollton › SOUTH HARBOR › 1114 Breakwater Trl✓ Source: REIN MLS #10614710 · record updated Jan 2, 2026 · synced every 2 min · your inquiry is never resold
1114 BREAKWATER TRL, CARROLLTON VA 23314 - Main photo
1114 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 2
1114 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 3
1114 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 4
1114 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 5
$392,360
$221 / sqft · est. $2,512/mo →
3beds
2.1baths
1,775sqft
0days on market

1114 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

About this home

The listing, in the seller's words

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, walk-in shower, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a walk-in storage room. Ready to experience South Harbor Towns? Schedule your tour today.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10614710

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2025, 1114 Breakwater Trail is a 3-bedroom, 2.1-bath home in Carrollton's South Harbor neighborhood. At 1,775 square feet, it brings fresh construction quality to Isle of Wight County with easy access to Hampton Roads military installations.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the mechanicals, the finishes — is brand new and under warranty. South Harbor gives you a genuine neighborhood feel in Carrollton, a quieter corner of Isle of Wight County that trades urban density for space, low traffic, and a pace of life that's hard to find this close to Hampton Roads employment centers. Three bedrooms, two full baths, and a half bath across 1,775 square feet hits the sweet spot for households that want room to grow without overbuilding.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, Virginia — a community in Isle of Wight County that occupies the western bank of the James River peninsula. This is one of those neighborhoods where the streets feel intentional: sidewalks connect you to green space, and the surrounding county land keeps things from feeling crowded. Carrollton is unincorporated, which means Isle of Wight County governance — historically known for measured, low-density growth planning that protects property character over time. The broader area draws households who want proximity to Hampton Roads without the density of Virginia Beach or Norfolk. You're within a reasonable drive of the region's major employment corridors, yet the neighborhood itself stays quiet. South Harbor is a newer-vintage community, so neighbors at 1114 Breakwater Trail are largely in the same chapter of life — a detail that tends to shape the social texture of a street in meaningful ways.

What's nearby

Daily errands are straightforward from 1114 Breakwater Trail. Virginia Heaters is just 0.2 miles away for quick stops, and Nike Park is 0.7 miles out — an easy walk or bike ride when you need fresh air or open space. Isle of Wight Parks is less than a mile away and adds another outdoor option for weekends. Field of Dreams Gymnastics Club at 0.6 miles is a convenient find for families with kids in activities. The surrounding Carrollton area connects you to the broader Hampton Roads retail and dining corridor along Route 17 within a short drive.

For different buyers

For military families relocating

NSA Northwest Annex is about 21 minutes from 1114 Breakwater Trail, and NSA Hampton Roads runs roughly 25 minutes out — both well within a comfortable daily commute. Isle of Wight County's lower cost basis compared to Virginia Beach or Chesapeake makes it a smart place to put a VA loan to work, and new construction means zero deferred maintenance surprises when orders eventually come.

For families upgrading

Three bedrooms and 2.1 baths in a 2025-built home means you're not inheriting anyone else's renovation decisions. South Harbor's neighborhood layout, proximity to Nike Park and Field of Dreams Gymnastics Club, and Isle of Wight County's measured growth pattern make this a strong long-term fit for a household that's ready to put down roots in a community that won't feel overdeveloped five years from now.

More buyer questions

How far is 1114 Breakwater Trail from NSA Northwest Annex?

NSA Northwest Annex is approximately 21 minutes from 1114 Breakwater Trail under typical traffic conditions. NSA Hampton Roads is about 25 minutes in the other direction, giving the home reasonable access to both installations.

What county is 1114 Breakwater Trail in?

The property is in Isle of Wight County, Virginia. Carrollton is an unincorporated community within the county, so residents fall under Isle of Wight County jurisdiction for services, zoning, and governance.

Is 1114 Breakwater Trail part of an HOA?

South Harbor is a planned neighborhood community, so an HOA is in place. It's worth confirming current HOA details — including any rules or shared amenities — directly with the listing agent or community documents.

What is the flood risk at 1114 Breakwater Trail?

Flood zone designation for this address is displayed in the FloodRisk tile on this page. Given the property's Carrollton location in Isle of Wight County, reviewing that tile and consulting FEMA flood maps is a smart step before closing.

Can a VA loan be used to purchase 1114 Breakwater Trail?

Yes — as a single-family residential property, 1114 Breakwater Trail is generally eligible for VA loan financing for qualified service members and veterans. New construction does carry specific VA appraisal and inspection requirements, so working with a lender experienced in VA loans for new builds is recommended.

Want to see 1114 Breakwater Trail in person or have questions about South Harbor? Tom and Dariya Milan at LPT Realty know this corner of Isle of Wight County well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
    —
  • MiddleCarrolton
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$221

HOA fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10614710

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$167/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,775
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,345/mo

Principal & interest

$2,036

Property tax

$195

Home insurance

$114

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$287,000 – $470,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

383 Tributary LN · 0 mi · 1,898 sqft$470,990 sold 2026-02
2305 James River TRL · 1.2 mi · 1,675 sqft$287,000 sold 2026-03
1107 BREAKWATER TRL · 1.6 mi · 1,775 sqft$379,990 sold 2026-04

Sale & Tax History

List Price

$392,360

Price / Sq Ft

$221

Annual Taxes

$2,340

Monthly Tax

$195

HOA fee

$167 / mo

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$392,360—
Currently listed—$392,360—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1114 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Carrolton, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1114 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1114 Breakwater Trl?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 1114 Breakwater Trl?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 1114 Breakwater Trl?+
Virginia Heaters is about 0 miles away.
Does 1114 Breakwater Trl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 1114 Breakwater Trl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10614710

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1114 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1114 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10614710 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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