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MoyockLOTUS RIDGE111 Pema St✓ Source: REIN MLS #10637253 · record updated Jul 6, 2026 · synced every 5 min · your inquiry is never resold
111 PEMA ST, MOYOCK NC 27958 - Main photo
111 PEMA ST, MOYOCK NC 27958 - Photo 2
111 PEMA ST, MOYOCK NC 27958 - Photo 3
111 PEMA ST, MOYOCK NC 27958 - Photo 4
111 PEMA ST, MOYOCK NC 27958 - Photo 5
$449,990
$294 / sqft · est. $2,724/mo →
3beds
2baths
1,533sqft
31days on market

111 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

Need some Elbow room? We got you covered! Ranch home on an acre. Don't miss this opportunity at Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Grand Cayman features a bright, open layout that blends the kitchen, dining area, and great room for easy, comfortable living. The spacious kitchen offers excellent workspace and clear sightlines to the main living area. The great room provides generous space for seating and media, creating a versatile hub for everyday use. This efficient single-level design delivers modern flow, practical comfort, and a layout that fits a variety of lifestyles. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10637253

VaHome team overview

Our read on this home

At a glance

111 Pema St is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — a fast-growing Currituck County community sitting right on the Virginia border with easy access to Hampton Roads employment and outdoor recreation.

Read the full overview ↓

Why this home stands out

Built in 2026, this 1,533-square-foot home offers something genuinely rare in today's market: everything is new. No deferred maintenance, no aging systems, no cosmetic compromises left by previous owners. The floor plan is designed for how people actually live — three bedrooms, two full baths, and a layout that keeps common spaces connected without sacrificing privacy in the sleeping areas.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northeastern corner of Currituck County, NC, just south of the Virginia state line — which makes it one of the more strategically located addresses in the entire Hampton Roads region. Residents enjoy North Carolina property tax rates while remaining within a reasonable commute of Virginia Beach, Chesapeake, and the broader military and civilian employment corridor along the coast. The Moyock NC real estate market has drawn steady attention from buyers priced out of Virginia Beach or looking for newer construction on larger lots. The community itself has a small-town, semi-rural character — you'll find wide roads, open skies, and a pace of life that feels genuinely unhurried. Growth has brought conveniences without erasing that character. Currituck County's lack of a local income tax is another practical advantage that residents quietly appreciate. Whether you're commuting north into Virginia or heading south toward the Outer Banks, Pema St puts you close to the routes that matter.

What's nearby

Daily errands are manageable from Pema St. The Moyock corridor along Caratoke Highway (NC-168) carries most of the area's retail, including grocery options, fuel, and a handful of local dining spots. For a broader retail experience, Chesapeake, Virginia is roughly 20–25 minutes north and offers major grocery chains, big-box stores, restaurants, and pharmacies. Currituck Sound and the surrounding waterways are a short drive away for fishing and kayaking. The northern Outer Banks — Duck, Corolla, and Kitty Hawk — are accessible in under an hour, making weekend beach days a genuine part of life here rather than a rare occasion.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is approximately 36 minutes from 111 Pema St — a commute that many service members find workable, especially when paired with the financial advantages of buying in North Carolina. A VA loan can make purchasing a new-construction home like this one more accessible, with competitive terms that reward your service. Currituck County's lower tax burden is a meaningful long-term benefit for military households watching every dollar.

For first-time buyers

A 2026-built home is one of the most low-risk entry points for a first-time buyer. Everything — appliances, systems, roof, foundation — starts the clock at zero. You're not inheriting someone else's deferred maintenance list. At 1,533 square feet across three bedrooms and two baths, there's genuine room to grow into the home, and Moyock's North Carolina tax structure means your monthly costs stay leaner than comparable Virginia addresses.

More buyer questions

How far is 111 Pema St from the USCG Finance Center in Chesapeake?

The drive is approximately 36 minutes under normal traffic conditions, heading north on NC-168 into Chesapeake, Virginia. The route is straightforward with no major congestion points outside of peak commute windows.

What county is 111 Pema St in, and does it matter for taxes?

The property is in Currituck County, North Carolina, which carries lower property tax rates than most Virginia Beach or Chesapeake addresses — a meaningful difference for buyers comparing costs across the state line.

Is 111 Pema St in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing flood insurance requirements with your lender or insurance agent.

What is the year built for 111 Pema St?

The home was built in 2026, making it new construction with all-new systems, finishes, and structural components.

Can a VA loan be used to purchase 111 Pema St?

Yes — eligible veterans and active-duty service members can use a VA loan to purchase this property, including new construction. The VA loan program offers competitive terms and, in many cases, no down payment requirement for qualified borrowers.

Curious about life on Pema St or ready to take a closer look? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through your next step.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$294

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

Waterfront

Yes

MLS #

10637253

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,724/mo

Principal & interest

$2,335

Property tax

$208

Home insurance

$131

PMI

None

HOA

$50

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$360,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0 mi · 1,338 sqft$399,990 sold 2026-04

Sale & Tax History

List Price

$449,990

Price / Sq Ft

$294

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 5, 2026$449,990
Price increasedJun 28, 2026$449,990+$10,000
Currently listed$449,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 111 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 111 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 111 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 111 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10637253

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

111 Pema St, Moyock, North Carolina 27958 · MLS #10637253 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.