Skip to main content
VaHome.com
Hampton › WILLOW BEACH › 109 E Cummings Ave✓ Source: REIN MLS #10625482 · record updated Apr 16, 2026 · synced every 2 min · your inquiry is never resold
109 E Cummings AVE, HAMPTON VA 23663 - Main photo
$309,900
$181 / sqft · est. $1,958/mo →
3beds
3.1baths
1,710sqft
2days on market

109 E Cummings Ave, Hampton, VA 23663

SoldResidential · built 1957 · WILLOW BEACH

About this home

The listing, in the seller's words

Move-in ready! Full of character! Updated home in desirable Historic Phoebus offers a blend of original charm & modern convenience. Brand new interior & exterior HVAC units (July, 2025) ensure year-round comfort & efficiency. Ideal for families, multi-generational living, or as a potential Airbnb/VRBO investment. Features include: 2 primary bedrooms w/ensuite baths (main & second floors), Original hardwood floors in main living areas, Open concept living/dining area into kitchen, featuring concrete countertops, SS appliances, Barn door to utility/laundry space w/deck & backyard access, and Detached garage with new roof (June 2025)Nearby Mellen St. offers dining, shops, festivals, & you're under a mile to Fort Monroe, with the Casemate Museum, Outlook & dog beaches, brewery, & waterfront dining. Quick access to I-64, Hampton University, & Downtown Hampton's vibrant waterfront district w/eateries, breweries & attractions. Don't miss this opportunity—schedule your showing today!

Listing courtesy of Nancy Petruska · Coldwell Banker Premier · REIN MLS #10625482

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1957

Price / sqft

$181

HOA

None

Taxes

$3,119/yr

County

Hampton VA

MLS #

10625482

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
1,710
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Office/Study
Interior features
Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Chain Link

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1600
Approx. acres
0.16
Subdivision
WILLOW BEACH
Zoning
R11
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement, Related to Seller

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515527

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Phoebus

Phoebus is a historic waterfront neighborhood located in Hampton, Virginia, known for its maritime heritage and charming residential character.

$235K

Median sale · 12 mo

$180

Sold $/sq ft

44d

Days on market

8

For sale now

$66K

HH income

51.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Phoebus →
Map of Phoebus with neighborhood boundaryNeighborhood

browse Hampton listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,958/mo

Principal & interest

$1,608

Property tax

$260

Home insurance

$90

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$150,000 – $360,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

801 E Mercury BLVD · 0.1 mi · 1,690 sqft$150,000 sold 2026-05
22 Booker ST · 0.3 mi · 1,700 sqft$360,000 sold 2026-04
221 S Hope ST · 0.5 mi · 1,567 sqft$263,350 sold 2026-07

Sale & Tax History

List Price

$309,900

Price / Sq Ft

$181

Annual Taxes

$3,119

Monthly Tax

$260

HOA

None

Tax Rate (effective)

1.01%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 3, 2026$309,900—
SoldMar 31, 2026$309,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hampton Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 109 E Cummings Ave in a good school zone?+
The assigned zones on the listing record are Jane H. Bryan Elementary (GreatSchools 5/10), Benjamin Syms Middle (GreatSchools 4/10), Phoebus (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 109 E Cummings Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 109 E Cummings Ave?+
Yes — Holland Hall is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 109 E Cummings Ave?+
Phoebus Baseball League Park is about 0.3 miles away.
Where is the nearest grocery store to 109 E Cummings Ave?+
Food Lion is about 0.2 miles away. The closest dining on record is 7-Eleven (0.1 mi).
Does 109 E Cummings Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 109 E Cummings Ave built?+
It was built in 1957, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Nancy Petruska · Coldwell Banker Premier · REIN MLS #10625482

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in HamptonCall or text (757) 777-7577

109 E Cummings Ave, Hampton, Virginia 23663 · MLS #10625482 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆