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✓ Source: REIN MLS #10629097 · record updated Apr 9, 2026 · synced every 2 min · your inquiry is never resold
108 PEMA ST, MOYOCK NC 27958 - Main photo
108 PEMA ST, MOYOCK NC 27958 - Photo 2
108 PEMA ST, MOYOCK NC 27958 - Photo 3
108 PEMA ST, MOYOCK NC 27958 - Photo 4
108 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,696sqft
0days on market

108 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

EDEN CAY. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10629097

Facts & features

Type

Residential

Year built

2026

Price / sqft

$302

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10629097

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

New construction three-bedroom, two-bath home in Moyock, North Carolina, built in 2026 with 1,696 square feet. About 11 minutes to NSA Northwest Annex. Fresh modern systems and a quiet rural setting near the North Carolina–Virginia border.

Read the full overview ↓

Why this home stands out

This 2026-built home offers contemporary design and fresh construction quality throughout. Three bedrooms and two full baths fit your needs without excess space. The open floor plan and modern systems mean fewer surprises and lower maintenance early on. Located in a quiet area near the North Carolina–Virginia border, you get rural calm with reasonable commute times to military installations. VA loan financing is common in this corridor.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in Currituck County, North Carolina, a rural community known for open space and a slower pace of life. Tree-lined streets and modest single-family homes define the character here. The town is small and tight-knit, with a strong agricultural heritage. You're about 30 minutes south of the Virginia Beach area and 11 minutes north of NSA Northwest Annex. US Route 17 is your main artery for reaching shopping, dining, and services in nearby Elizabeth City or Virginia Beach. The Outer Banks are roughly 45 minutes east, making weekend trips to the coast easy. Currituck County Schools serve the area from a central office in Moyock itself. Daily life here means a quieter rhythm than urban Hampton Roads, but you're never far from what you need.

What's nearby

Elizabeth City sits about 20 minutes south and offers grocery stores, restaurants, and medical facilities. Outdoor recreation includes the Dismal Swamp State Park about 30 minutes west and numerous fishing and hunting areas throughout the county. US Route 17 connects you quickly to Virginia Beach shopping and dining. The Outer Banks beaches are roughly 45 minutes east via US Route 158. Local parks and green space are abundant in this rural setting.

For different buyers

Base commute and VA loan notes

About 11 minutes to NSA Northwest Annex and 36 minutes to USCG Finance Center Chesapeake. New construction means no hidden repairs or deferred maintenance. VA loan financing is common in this area. The quiet commute and modern home systems reduce stress during transitions.

Room to grow

Three bedrooms give room to grow without excess space to maintain. Two full baths ease morning routines. 1,696 square feet strikes a balance—enough for comfort, not so large that utilities and upkeep overwhelm. Modern 2026 construction means efficient systems and a clean slate for your own updates.

More buyer questions

How far is 108 Pema St from NSA Northwest Annex?

About 11 minutes by car, depending on traffic and your exact route through Moyock.

What year was this home built?

The home was completed in 2026, so it features modern systems and finishes throughout.

How many bedrooms and bathrooms does the house have?

Three bedrooms and two full bathrooms in 1,696 square feet.

Is Moyock close to Virginia Beach?

Yes, Moyock is about 30 minutes south of Virginia Beach, making it accessible for shopping, dining, and services while keeping a quieter, rural feel.

Can I use a VA loan to finance a home in Moyock?

Yes, VA loan financing is common in this area and works the same way as anywhere else in North Carolina.

Ready to explore this new construction home in Moyock? Contact Tom & Dariya Milan to schedule a tour.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$435K – $590K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

14.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,016/mo

Principal & interest

$2,659

Property tax

$208

Home insurance

$149

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$418,000 – $529,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
125 PEMA ST · 0 mi · 1,694 sqft$448,990 sold 2026-09
131 Pema ST · 0.3 mi · 1,694 sqft$529,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$512,360

Price / Sq Ft

$302

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.49%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$512,360—
Currently listed—$512,360—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 108 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 108 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 108 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 108 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10629097

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

108 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

108 Pema St, Moyock, North Carolina 27958 · MLS #10629097 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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