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✓ Source: REIN MLS #10616817 · record updated Mar 12, 2026 · synced every 2 min · your inquiry is never resold
108 Lake CRES, FRANKLIN VA 23851 - Main photo
4beds
2.1baths
3,164sqft
24days on market

108 Lake Cres, Franklin, VA 23851

SoldResidential · built 1969 · ALL OTHERS AREA 67

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Welcome to this timeless, waterfront home nestled on a serene, private lake. This classic home features four bedrooms, 2.5 bathrooms, elegant moldings, hardwood floors and spacious living areas. Relax in the inviting sunroom with stunning water views or unwind in the cozy den with a large picture window and beautiful fireplace. Home has a well-appointed kitchen, huge walk-in pantry, large dining room and custom laundry room. The primary suite is expansive with ample, custom-built storage. New roof December 2025!! The spacious deck offers a great space for waterside outdoor entertaining. This home offers a perfect blend of charm, comfort and classic elegance. Call today to schedule your personal tour.

Listing courtesy of Jessica Taylor · Windell Francis Realty Inc. · REIN MLS #10616817

Facts & features

Type

Residential

Year built

1969

Price / sqft

$144

HOA

None

Taxes

$3,560/yr

County

Franklin VA

Waterfront

Yes

MLS #

10616817

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
3,164
Stories
2
Flooring
Carpet, Ceramic, Wood
Total rooms
10
Other rooms
Attic, Breakfast Area, Library, Office/Study, Pantry, Porch, Sun Room, Utility Room, Workshop
Appliances
Dishwasher, Dryer, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Lake

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.7000
Subdivision
ALL OTHERS AREA 67
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Keep searching in Franklin

See all Franklin homes for sale.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Franklin$385K – $525K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510060

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

32.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Franklin real estate →

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

33min·24.2mi

NMCP

Navy

55min·44.4mi

JBLE Ft Eustis

Army

81min·60.7mi

NNSY

Navy

53min·44mi

USCG Portsmouth

Coast Guard

58min·45.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,795/mo

Principal & interest

$2,366

Property tax

$297

Home insurance

$133

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$305,000 – $450,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

113 Beechwood DR · 0.2 mi · 3,269 sqft$424,900 sold 2026-09
112 Beechwood DR · 0.2 mi · 2,762 sqft$389,000 sold 2026-10
1320 Clay ST · 1.1 mi · 3,359 sqft$389,900 sold 2026-02

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$455,900

Price / Sq Ft

$144

Annual Taxes

$3,560

Monthly Tax

$297

HOA

None

Tax Rate (effective)

0.78%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 15, 2026$455,900—
SoldMar 5, 2026$455,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 108 Lake Cres in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 108 Lake Cres in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 108 Lake Cres?+
Yes — James L. Camp Jr. Family YMCA is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 108 Lake Cres?+
Blackwater Park is about 0.4 miles away.
Is 108 Lake Cres a waterfront property?+
Yes. The listing record shows: Lake.
Does 108 Lake Cres have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 108 Lake Cres built?+
It was built in 1969, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jessica Taylor · Windell Francis Realty Inc. · REIN MLS #10616817

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
108 Lake Cres, Franklin — photo

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108 Lake Cres, Franklin, Virginia 23851 · MLS #10616817 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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