Welcome to 10656 Shelby Lane, a beautifully maintained home situated on approximately 10.7 acres in Gloucester and tucked away at the end of a quiet cul-de-sac. Offering privacy, space, and comfortable living, this property provides a peaceful setting while remaining convenient to Gloucester Courthouse, shopping, dining, and everyday necessities. Tall ceilings enhance the home's open and spacious feel. Features include 2x6 exterior-wall construction, geothermal heating and cooling, a roof installed in 2023, LeafGuard gutters, refreshed bathrooms, an enclosed patio/sunroom, and a versatile bonus room. Pride of ownership is evident throughout this well-cared-for home, with inviting living spaces suited for everyday living and entertaining. Outside, approximately 10.7 acres provide plenty of room for gardening, recreation, outdoor gatherings, or simply enjoying the peaceful surroundings and privacy. With its acreage, cul-de-sac setting, tall ceilings, thoughtful updates, and distinctive features, 10656 Shelby Lane offers a wonderful combination of space, privacy, and convenience. Come experience all this Gloucester property has to offer.
Listing courtesy of Larry McKinney · Hogge Real Estate Inc. · REIN MLS #10655370
10656 Shelby Lane sits on a quiet street in Gloucester, Virginia — a three-bedroom, two-and-a-half-bath home built in 1997 with 2,164 square feet of living space. The lot gives you room to breathe. Gloucester homes for sale at this price point and size are worth a close look.
The floor plan stretches across 2,164 square feet, giving every room space to function without feeling cramped. Three bedrooms and two and a half baths handle the daily routine without a queue. The 1997 build year puts the home in a sweet spot — past the quirks of older construction, with bones that have had time to prove themselves. Shelby Lane itself is the kind of quiet residential street that makes coming home feel like an exhale.
ALL OTHERS AREA 121 and the Gloucester real estate market
Shelby Lane sits within Gloucester County, a place where the pace is deliberately slower and the landscape does a lot of the talking. Mature trees line the roads, and properties here tend to have genuine breathing room between them. The streets feel settled — not sleepy, just unhurried. Gloucester County stretches from the York River to the Piankatank, and that geography shapes everything about daily life here. The county seat, Gloucester Courthouse, anchors the area with a historic district that still functions as a real town center. Local shops, a farmers market, and county services are all within a short drive. Getting around is straightforward on Route 17, the main corridor that connects Gloucester to the broader Hampton Roads region. The George P. Coleman Memorial Bridge links the county to Yorktown and the Peninsula in under ten minutes. Anyone browsing homes for sale in Gloucester quickly notices how much land and privacy you get compared to the denser markets across the bridge.
What's nearby
Daily errands are easy from Shelby Lane. The Gloucester Courthouse area puts grocery options, pharmacies, and local dining within a short drive. Ware Neck and the surrounding waterways offer fishing, kayaking, and waterfront parks for weekend afternoons. The York River State Park is a short trip across the bridge and delivers miles of trails and river access. Gloucester's own Beaverdam Park is a local favorite for hiking and quiet outdoor time. Route 17 keeps you connected to Yorktown, Williamsburg, and the wider Peninsula without a long haul.
For different buyers
Base commute and VA loan notes
Camp Peary is about 32 minutes away, and Naval Weapons Station Yorktown is roughly 38 minutes via the Coleman Bridge. VA loan financing is widely used in Gloucester County, and the county's lower density means less competition on well-sized homes. The 2,164-square-foot layout means you are not making compromises on space from day one.
For buyers drawn to character
Gloucester County is one of the few places in the Hampton Roads region where you get genuine land, quiet streets, and a historic town center without driving an hour to find them. The 1997 construction means the character here comes from the setting — mature trees, a real neighborhood street, and a county that has not been paved over. If you want substance over scenery, this is a strong contender among Gloucester homes for sale.
More buyer questions
How far is 10656 Shelby Lane from Camp Peary?
Camp Peary is about 32 minutes from Shelby Lane under typical traffic conditions. The route runs primarily along Route 17 south and across the George P. Coleman Memorial Bridge.
How far is 10656 Shelby Lane from Naval Weapons Station Yorktown?
Naval Weapons Station Yorktown is roughly 38 minutes away. The Coleman Bridge is the main crossing point heading toward the Yorktown area.
Is 10656 Shelby Lane in a flood zone?
Flood zone status for this address is detailed in the FloodRisk tile on this page. Gloucester County does have areas with varying flood designations, so reviewing that information is a good step.
What is the lot like at 10656 Shelby Lane?
The property sits on a residential lot in Gloucester County, where parcels tend to offer more space than comparable addresses closer to the urban core of Hampton Roads.
Does 10656 Shelby Lane have a garage?
Garage details for this address are confirmed in the full property data on this page. The 1997 build year is consistent with attached garage construction common to homes of that era in Gloucester.
Tom and Dariya Milan know Gloucester County well. Reach out to get a straight answer on this address and what it takes to move forward.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
HighGloucester
—
MiddlePeasley Middle
—
ElementaryPetsworth Elementary
—
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Gloucester$490K – $670K3+ beds
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Military Commute
Drive times to nearest bases
🏛️
Camp Peary
DoD
53min·34.2mi
⚓
NWS Yorktown
Navy
40min·24mi
⭐
JBLE Ft Eustis
Army
49min·30.8mi
✈️
JBLE Langley
Air Force
71min·44mi
⚓
NSA HR
Navy
96min·67.6mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 51073C
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 51073C
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
62.4 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$3,390/mo
Principal & interest
$3,009
Property tax
$212
Home insurance
$169
PMI
None
HOA/Condo (paid separately)
$30
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Asking vs. assessment127% of $455,270City assessment record · taxes $2,543/yr
Land share of assessed value20% · $91,350Improvements $363,920 · assessor record ✓
Price context: similar nearby homes$265,000 – $580,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Source: City Assessor via Hampton Roads Regional Parcels.
27% above assessment
Total Assessed
$455,270
Land
$91,350
Improvement
$363,920
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
10656 Shelby Lnthis home
$579,900
3
2
2,164
$268
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 10656 Shelby Ln in a good school zone?
The assigned zones on the listing record are Petsworth Elementary, Peasley Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 10656 Shelby Ln in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 10656 Shelby Ln have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Fig Tree Hills Homeowners Association, Inc..
When was 10656 Shelby Ln built?
It was built in 1997, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
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10656 Shelby Ln, Gloucester, Virginia 23061 · MLS #10655370 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
