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MoyockLOTUS RIDGE105 Padma St✓ Source: REIN MLS #10623139 · record updated Mar 2, 2026 · synced every 2 min · your inquiry is never resold
105 PADMA ST, MOYOCK NC 27958 - Main photo
105 PADMA ST, MOYOCK NC 27958 - Photo 2
105 PADMA ST, MOYOCK NC 27958 - Photo 3
105 PADMA ST, MOYOCK NC 27958 - Photo 4
105 PADMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,533sqft
0days on market

105 Padma St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$301

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10623139

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

GRAND CAYMAN. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10623139

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

105 Padma St sits on a full acre in Lotus Ridge, Moyock — a brand-new 2026 build with 3 bedrooms, 2 baths, and 1,533 square feet of thoughtfully laid-out living space in one of Currituck County's fastest-growing communities.

Read the full overview ↓

Why this home stands out

New construction on a full acre is genuinely rare this close to the Virginia border, and that combination is exactly what 105 Padma St delivers. You get the clean slate of a 2026 build — fresh systems, modern finishes, builder warranties — paired with the breathing room of a one-acre lot in Lotus Ridge. No postage-stamp yard, no shared walls, just space to spread out and make it yours.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge is a quietly growing subdivision in Moyock, North Carolina, tucked into the northwestern corner of Currituck County just minutes from the Virginia state line. Moyock itself has a small-town feel that longtime residents genuinely value — low traffic, open land, and a pace of life that's hard to find this close to a major metro corridor. Currituck County's low tax rate and lack of a local income tax make it a practical choice for families comparing their options across the state line. The surrounding landscape is a mix of new neighborhoods and established rural stretches, giving Lotus Ridge a sense of room without feeling remote. Whether you're commuting north into Hampton Roads or simply want a quieter base for everyday life, this address puts you in a strong position.

What's nearby

Everyday errands are straightforward from 105 Padma St. The Moyock area has seen steady commercial growth, with grocery options, fuel, and dining along Caratoke Highway (NC-168) a short drive away. The Virginia border is just minutes north, opening up the full retail and dining landscape of Chesapeake, Virginia. Outer Banks beaches are roughly an hour south via NC-168 — a genuine perk for weekend plans. For outdoor recreation, Currituck County's parks and waterways are accessible, and the broader Hampton Roads region adds museums, waterfront dining, and entertainment within a reasonable drive.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes from 105 Padma St — a manageable commute that keeps you well outside the congestion of the base perimeter. A VA loan can make a new-construction purchase like this one especially straightforward, and a full-acre lot gives military households the flexibility to set up exactly the kind of home base that works for your family's rhythm.

For families upgrading

A brand-new 2026 build on a full acre means you're not inheriting anyone else's deferred maintenance — everything from the roof to the mechanicals is day one. Families upgrading from smaller lots or older homes will feel the difference immediately: three bedrooms, two full baths, and 1,533 square feet of clean, modern space with room outside to grow into over time.

More buyer questions

How far is 105 Padma St from the USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under typical conditions, heading north on NC-168 into Chesapeake, Virginia. It's a straightforward commute with minimal highway complexity.

Is 105 Padma St in an HOA community?

Lotus Ridge does have an HOA — confirm current association details and any community guidelines with your agent before closing, as specifics can evolve with a newer development.

What is the flood zone status for 105 Padma St?

Flood zone designation for this address is covered in the dedicated FloodRisk tile on this page — check there for the most current FEMA mapping data.

How does a VA loan work for a new-construction purchase like this one?

A VA loan can absolutely be used on new construction, though the process involves a few extra steps — including VA appraisal requirements tied to build completion. Your lender and agent can walk you through the timeline specific to a 2026 build.

Where is Moyock, NC relative to Virginia Beach and the Outer Banks?

Moyock sits at the northern tip of Currituck County, roughly 20–25 minutes from the Chesapeake city center and about an hour north of the Outer Banks via NC-168 — giving you access to both directions depending on the day.

Curious whether 105 Padma St fits your plans? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$390K – $535K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,738/mo

Principal & interest

$2,395

Property tax

$208

Home insurance

$135

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$380,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0 mi · 1,338 sqft$399,990 sold 2026-04

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$461,615

Price / Sq Ft

$301

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$461,615
Currently listed$461,615

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 105 Padma St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 105 Padma St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 105 Padma St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 105 Padma St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10623139

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

105 Padma St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

105 Padma St, Moyock, North Carolina 27958 · MLS #10623139 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.