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South Mills › WHARFS LANDING › 104 Waterway Ct✓ Source: REIN MLS #10647237 · record updated Aug 3, 2026 · synced every 2 min · your inquiry is never resold
104 Waterway CT, SOUTHMILLS NC 27976 - Main photo
104 Waterway CT, SOUTHMILLS NC 27976 - Photo 2
104 Waterway CT, SOUTHMILLS NC 27976 - Photo 3
104 Waterway CT, SOUTHMILLS NC 27976 - Photo 4
104 Waterway CT, SOUTHMILLS NC 27976 - Photo 5
$499,000
$201 / sqft · est. $3,044/mo →
4beds
2.1baths
2,481sqft
0days on market

104 Waterway Ct, South Mills, NC 27976

New ListingResidential · built 2001 · WHARFS LANDING

About this home

The listing, in the seller's words

Move in ready 2 story home in Wharfs Landing in cul-de-sac. Spacious living room, dining room, family room, eat in kitchen with island, FROG & upstairs laundry room. FROG is considered 4th bedroom. All on just under an acre lot. Private, sprawling back yard that you will fall in love with to relax evenings enjoying nature or entertaining. Electric dog fence to convey. All within easy access to all of NC & VA

Listing courtesy of Sue Hawker · BHHS RW Towne Realty · REIN MLS #10647237

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

104 Waterway CT is a four-bedroom, two-and-a-half-bath home in South Mills, North Carolina, offering 2,481 square feet of living space built in 2001. Tucked into a quiet cul-de-sac setting in Camden County, it delivers genuine space and a slower pace just minutes from the Virginia border.

Read the full overview ↓

Why this home stands out

What sets 104 Waterway CT apart is the combination of generous square footage, a cul-de-sac address, and that rare small-town calm that's genuinely hard to find this close to Hampton Roads. At 2,481 square feet across four bedrooms, there's room for everyone to spread out. The 2001 build means solid construction without the quirks of an older home, and Camden County's low-density character means you're trading congestion for breathing room.

WHARFS LANDING and the South Mills real estate market

South Mills sits in Camden County, one of North Carolina's least densely populated counties, right along the Dismal Swamp Canal corridor near the Virginia state line. The community has a distinctly rural, unhurried character — wide lots, tree lines that actually mean something, and neighbors who wave. Waterway Court itself is a cul-de-sac street, which tends to attract families and long-term residents who value a quieter end-of-road dynamic. Camden County operates its own local government separate from the city of Elizabeth City to the south, keeping taxes and pace of life both on the lighter side. For anyone coming from the denser Hampton Roads metro, South Mills feels like a genuine exhale — but you're still within a reasonable drive of major employment, shopping, and the coast.

What's nearby

Day-to-day errands are straightforward from Waterway Court. A Dollar General sits just 0.4 miles away, making quick supply runs genuinely quick. For a fuller grocery run or big-box shopping, Elizabeth City is roughly 15 minutes south on US-17 and carries the usual range of supermarkets, pharmacies, and home improvement stores. The Dismal Swamp Canal Trail is practically in your backyard conceptually — a scenic greenway popular with cyclists and kayakers that traces one of America's oldest artificial waterways. Virginia Beach and the Outer Banks are both within an hour's drive, giving you two very different coastlines as weekend options.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about 39 minutes north, and Joint Staff J7 in Suffolk runs roughly 43 minutes. The drive is mostly highway, which makes it manageable for daily commutes. A VA loan can make financing a home like this straightforward, and Camden County's lower cost of living stretches a housing budget further than most Hampton Roads zip codes will.

For families upgrading

Four bedrooms and 2,481 square feet give a growing family real room to grow into — not just survive. The cul-de-sac location on Waterway Court means lower through-traffic and a safer environment for kids outside. Camden County's rural character also means larger lots and more outdoor space than you'd typically find at comparable square footage closer to the city.

More buyer questions

How far is 104 Waterway CT from USCG Finance Center Chesapeake?

The drive is approximately 39 minutes, heading north on US-17 into Virginia. It's a mostly straightforward highway commute with limited traffic outside of peak hours.

What county is 104 Waterway CT in?

The property is in Camden County, North Carolina — a low-density rural county just south of the Virginia border, with its own county government and tax structure separate from neighboring Elizabeth City.

Is 104 Waterway CT in a flood zone?

Camden County does include areas with varying flood risk due to its proximity to the Dismal Swamp and canal system. Check the dedicated Flood Risk tile on this page for the specific FEMA flood zone designation for this address.

Does 104 Waterway CT have an HOA?

HOA status for this property should be confirmed with current listing documentation, as community association details can change between ownership cycles.

What is the drive time from 104 Waterway CT to Virginia Beach?

Virginia Beach is roughly 50 to 60 minutes north and east depending on your destination within the city, making it a reasonable day-trip distance for beach access or additional shopping and dining.

Want to see 104 Waterway CT in person or talk through what Camden County living looks like day to day? Tom and Dariya Milan at LPT Realty are ready to help you take the next step.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryGrandy Primary
    —
  • MiddleCamden Middle
    —
  • HighCamden County
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2001

Price / sqft

$201

HOA fee

$62/mo

Taxes

$2,965/yr

County

Camden County NC

MLS #

10647237

HOA association includes

Playgrounds

$62/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,481
Stories
2
Flooring
Carpet, Vinyl
Total rooms
8
Other rooms
Fin. Rm Over Gar, Pantry, Porch, Utility Room
Appliances
Microwave, Elec Range, Refrigerator
Equipment
Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
WHARFS LANDING
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Miscellaneous
Fuel In Tank Conveys

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,982/mo

Principal & interest

$2,589

Property tax

$247

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$62

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$439,900 – $590,325

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

115 Dock Landing LOOP · 0.3 mi · 2,183 sqft$439,900 sold 2026-05
152 McPherson RD · 1.5 mi · 2,400 sqft$525,000 sold 2026-04
112 Copper Run LOOP · 1.5 mi · 2,564 sqft$590,325 sold 2026-03

Sale & Tax History

List Price

$499,000

Price / Sq Ft

$201

Annual Taxes

$2,965

Monthly Tax

$247

HOA fee

$62 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 3, 2026$499,000—
Currently listed—$499,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 104 Waterway Ct in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 104 Waterway Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 104 Waterway Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Playgrounds.
When was 104 Waterway Ct built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Sue Hawker · BHHS RW Towne Realty · REIN MLS #10647237

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

104 Waterway Ct, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 Waterway Ct, South Mills, North Carolina 27976 · MLS #10647237 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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