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Smithfield › CHURCH SQUARE › 104 Cathedral St #39-1✓ Source: REIN MLS #10648190 · record updated Sep 23, 2026 · synced every 2 min · your inquiry is never resold
104 Cathedral ST #39-1, SMITHFIELD VA 23430 - Main photo
104 Cathedral ST #39-1, SMITHFIELD VA 23430 - Photo 2
104 Cathedral ST #39-1, SMITHFIELD VA 23430 - Photo 3
104 Cathedral ST #39-1, SMITHFIELD VA 23430 - Photo 4
104 Cathedral ST #39-1, SMITHFIELD VA 23430 - Photo 5
2beds
2baths
1,898sqft
47days on market

104 Cathedral St #39-1, Smithfield, VA 23430

Under ContractResidential · built 2026 · CHURCH SQUARE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$248

HOA fee

$240/mo

Taxes

$504/yr

County

Isle of Wight County VA

MLS #

10648190

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Craftsman
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Fencing
Privacy

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1365
Subdivision
CHURCH SQUARE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

***New Construction - Available Now!!!*** This popular Augusta model has everything 55+ are looking for: one-level living, a large, spacious kitchen with an entertaining island, lots of natural light, a private outdoor courtyard, a well-appointed owner's suite, a generous guest suite, flex room for den/office/hobby space, storage galore- an oversized 2-car garage! Boutique 55+ community steps from downtown Smithfield. Lively and engaged social activities, pool, fitness center, expansive clubhouse, and grounds. You don't want to miss this amazing opportunity! Please call to schedule your appointment with our on-site sales manager to learn more about this home and wonderful community! Low-maintenance living at Church Square: neighbors are friends, and life is never boring. Join in the fun and relax in your home.

Listing courtesy of Francis Lackman · CH Realty LLC · REIN MLS #10648190

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 104 Cathedral Street, a brand-new two-bedroom, two-bath condo in the heart of Smithfield. At just under 1,900 square feet, this 2026 home sits in Church Square, steps from dining and parks. You're about 24 minutes from Joint Base Langley-Eustis.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Smithfield High School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 2026, this residence brings modern construction to a historic neighborhood. The open layout spans nearly 1,900 square feet across two bedrooms and two full baths. Church Square's walkable streets put you within steps of restaurants, shops, and Beale Park. The location anchors homes for sale in Smithfield with both small-town charm and easy access to the water. You'll find the blend of new construction and established community character hard to beat.

CHURCH SQUARE and the Smithfield real estate market

Church Square is Smithfield's downtown heart—a neighborhood where brick sidewalks, tree-lined streets, and restored historic buildings set the tone. New construction like this condo sits alongside classic homes, creating a lively mix of old and new. Daily life is easy here: The Oak & Ivy Taphouse and Q Daddy's Pitmaster BBQ are a three-minute walk away. Beale Park sits just two blocks down, perfect for morning walks or an afternoon break. Smithfield itself is a waterfront town on the Isle of Wight County mainland, with a strong sense of community and a thriving downtown. Route 17 connects you north toward Williamsburg and south toward Newport News in under 30 minutes. The town center feels intimate without feeling isolated—you're close enough to bigger cities for work or weekend trips, but home is quieter and more connected. Anyone comparing homes for sale zoned for Smithfield High School will find Church Square one of the most walkable, vibrant addresses in town.

What's nearby

You're steps from two excellent restaurants: The Oak & Ivy Taphouse and Q Daddy's Pitmaster BBQ, both within a three-minute walk. Royal Farms is half a mile away for groceries and quick stops. Beale Park sits just two blocks down the street, offering green space and a community feel. Bill Laine Park and Windsor Park North are also nearby for more outdoor options. The downtown core keeps everything you need within walking distance, so errands and dining out feel like part of the neighborhood rhythm, not a separate trip.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 31 minutes to NSA Hampton Roads. This new condo qualifies for VA loan financing. The modern construction and walkable downtown location mean you can settle in quickly without renovation surprises. Church Square's tight-knit community and established neighborhood feel make the transition smooth.

Room to grow

Two spacious bedrooms and two full baths give you room to spread out in nearly 1,900 square feet. The modern layout flows well for daily living and entertaining. Ample storage and updated systems mean fewer surprises down the road. Church Square's walkable streets and nearby parks add outdoor space to your daily routine.

More buyer questions

How far is 104 Cathedral Street from Joint Base Langley-Eustis?

About 24 minutes by car. NSA Hampton Roads is roughly 31 minutes away, making this location convenient for either base.

What's within walking distance of this condo?

The Oak & Ivy Taphouse and Q Daddy's Pitmaster BBQ are both three-minute walks. Beale Park is two blocks away, and Royal Farms grocery is half a mile down the street.

When was this property built?

This condo was built in 2026, so you're getting modern construction, updated systems, and no immediate repair concerns.

Is this property in a walkable neighborhood?

Yes. Church Square is Smithfield's downtown heart with brick sidewalks, shops, restaurants, and parks all within walking distance. Most daily errands and dining are a short walk away.

Can I use a VA loan to buy this home?

Yes. This property qualifies for VA loan financing, a common option for military-connected buyers in the Smithfield area.

Interested in learning more about 104 Cathedral Street or other homes for sale in Smithfield? Reach out to Tom and Dariya Milan today for a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$395K – $545K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

see more Smithfield homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,618/mo

Principal & interest

$2,439

Property tax

$42

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$240

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

723% of $65,000

City assessment record · taxes $504/yr

Land share of assessed value

100% — $65,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$412,705 – $470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

205 Oxford AVE #39-2 · 0 mi · 1,898 sqft$462,539 sold 2026-09
224 St. Pauls Avenue #32-3 · 0.1 mi · 1,898 sqft$412,705 sold 2026-07
209 Oxford AVE #40-1 · 0 mi · 1,805 sqft$446,757 sold 2026-08

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$470,024

Price / Sq Ft

$248

Annual Taxes

$504

Monthly Tax

$42

HOA fee

$240 / mo

Tax Rate (effective)

0.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 7, 2026$470,024—
Currently listed—$470,024—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

623% above assessment

Total Assessed

$65,000

Land

$65,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 104 Cathedral St #39-1 in a good school zone?+
The assigned zones on the listing record are Smithfield, Hardy (VaHome School Score 5.2/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 104 Cathedral St #39-1 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 104 Cathedral St #39-1?+
Beale Park is about 0.3 miles away.
Where is the nearest grocery store to 104 Cathedral St #39-1?+
Royal Farms is about 0.6 miles away. The closest dining on record is The Oak & Ivy Taphouse (0.2 mi).
Does 104 Cathedral St #39-1 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none.
When was 104 Cathedral St #39-1 built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Francis Lackman · CH Realty LLC · REIN MLS #10648190

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

104 Cathedral St #39-1, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 Cathedral St #39-1, Smithfield, Virginia 23430 · MLS #10648190 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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