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✓ Source: REIN MLS #10570385 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
119 Golden Bear Circle, Cape Charles VA 23310 - Main photo
4beds
4.1baths
3,450sqft
560days on market

119 Golden Bear Circle, Cape Charles, VA 23310

SoldResidential · built 2025 · CAPE CHARLES

About this home

Discover elegant coastal living in The Peninsula, an exciting new home in Muirfield by Ruiz Homes. Step onto the porch and enter through the gracious double front doors. The foyer flows seamlessly into a dining area and large family room with fireplace. This space adjoins the gourmet kitchen with center island, spacious pantry, and second dining area that opens onto a covered back porch and patio. The first level has two guest bedrooms, each with a full bath, as well as the owner's suite with two separate walk-in closets and a bathroom with tub and separate shower. On the upper level, a bedroom and full bath are joined by a vast 418+ sq ft flex space—good for a home office, guest suite or game/media room. Oversized 2-car garage with plenty of room for storage.

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10570385

Facts & features

Type

Residential

Year built

2025

Price / sqft

$313

HOA fee

$221/mo

County

Northampton County VA

MLS #

10570385

HOA association includes

ClubhouseGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
3,450
Stories
2
Flooring
Other
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Appliances
Dishwasher, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 119 Golden Bear Circle, a brand-new four-bedroom, four-bath home in Cape Charles with 3,450 square feet of modern living space. Built in 2025, this residence offers contemporary comfort in a charming coastal town. You're steps from natural preserves and local dining.

Read the full overview ↓

Why this home stands out

This newly constructed home brings fresh design and current building standards to Cape Charles. Four full baths and a half bath serve the four bedrooms, making mornings and guest visits seamless. The 2025 build date means no surprises—everything is under warranty. You'll find quality finishes throughout a thoughtfully laid-out 3,450 square feet. Location-wise, you're in a neighborhood that balances small-town charm with modern conveniences.

About the Cape Charles real estate market

Cape Charles is a waterfront town on Virginia's Eastern Shore with a relaxed, walkable character. Tree-lined streets and well-maintained homes define the residential blocks here. The town center sits near the water, anchoring homes for sale in Cape Charles with access to local shops, restaurants, and the harbor. Golden Bear Circle places you in a quiet, established neighborhood. Daily life is easy—schools, parks, and dining are minutes away. Cape Charles itself feels like a step back in time, but with modern amenities. Getting around town is straightforward; most errands are a short drive. The Eastern Shore offers a slower pace without feeling remote.

What's nearby

You're 0.5 miles from Cape Charles Coastal Habitat Natural Area Preserve, perfect for walks and nature observation. Cape Charles Natural Area Preserve sits 0.6 miles away, another excellent outdoor option. Coach House Tavern is 0.7 miles out for casual dining and drinks. Hook @ Harvey a Cape Charles Bistro is 1.0 mile away if you want something more upscale. These spots make it easy to enjoy local food and outdoor recreation without leaving town.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis (Langley AFB) is about 45 minutes away—manageable for active-duty commutes. VA loan financing is common in this market, and a 2025 build qualifies for standard VA benefits. New construction means no inspection surprises and immediate move-in readiness. You'll find this home well-positioned for long-term stability.

For buyers drawn to character

Cape Charles draws people who value small-town authenticity and waterfront proximity. This new home respects the neighborhood's character while offering modern systems and finishes. You get contemporary comfort in a place with real history and community. Four bedrooms and four full baths provide flexibility for home offices, guest rooms, or creative spaces.

More buyer questions

How far is 119 Golden Bear Circle from Joint Base Langley-Eustis?

The home is approximately 45 minutes from Langley AFB, making it feasible for active-duty personnel with a reasonable commute.

What year was this home built?

119 Golden Bear Circle was completed in 2025, so everything is new with full builder warranties.

Are there parks near this address?

Yes. Cape Charles Coastal Habitat Natural Area Preserve is 0.5 miles away, and Cape Charles Natural Area Preserve is 0.6 miles away—both great for outdoor recreation.

What restaurants are close by?

Coach House Tavern is 0.7 miles away for casual fare, and Hook @ Harvey a Cape Charles Bistro is 1.0 mile away for upscale dining.

Can I use VA loan financing for this property?

Yes, VA loans are widely available for new construction in Cape Charles, and this 2025 home qualifies for standard VA benefits.

Ready to explore 119 Golden Bear Circle? Contact Tom & Dariya Milan to schedule a showing and discover your next home in Cape Charles.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Cape Charles$915K – $1.2M4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

8.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

84min·59.6mi

Little Creek

Navy

47min·35.2mi

NS Norfolk

Navy

75min·45.3mi

MARFORCOM

Marines

77min·46.1mi

NSA HR

Navy

81min·46.8mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$5,919/mo

Principal & interest

$5,604

Property tax

$0

Home insurance

$315

PMI

None

HOA/Condo (paid separately)

$221

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$850,000 – $1,200,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

230 Muirfield DR · 0.2 mi · 3,065 sqft$1,200,000 sold 2026-07
8 Seay CT · 0.8 mi · 3,780 sqft$950,000 sold 2026-06
408 Cassatt Knoll · 0.5 mi · 2,850 sqft$1,137,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$1,080,000

Price / Sq Ft

$313

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$221 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 28, 2025$1,080,000—
Price reducedOct 9, 2026$1,080,000−$14,000
SoldOct 8, 2026$1,080,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 119 Golden Bear Circle in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 119 Golden Bear Circle in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 119 Golden Bear Circle?+
Cape Charles Natural Area Preserve is about 0.3 miles away.
Where is the nearest grocery store to 119 Golden Bear Circle?+
Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.5 mi).
Does 119 Golden Bear Circle have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 119 Golden Bear Circle built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10570385

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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119 Golden Bear Circle, Cape Charles — photo

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119 Golden Bear Circle, Cape Charles, Virginia 23310 · MLS #10570385 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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