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Cape Charles › CAPE CHARLES › 119 Golden Bear Circle✓ Source: REIN MLS #10570385 · record updated Sep 1, 2026 · synced every 2 min · your inquiry is never resold
119 Golden Bear Circle, Cape Charles VA 23310 - Main photo
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 2
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 3
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 4
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 5
$1,094,000
$317 / sqft · est. $6,217/mo →
4beds
4.1baths
3,450sqft
560days on market

119 Golden Bear Circle, Cape Charles, VA 23310

Under ContractResidential · built 2025 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2025

Price / sqft

$317

HOA fee

$221/mo

County

Northampton County VA

MLS #

10570385

HOA association includes

ClubhouseGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
3,450
Stories
2
Flooring
Other
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Appliances
Dishwasher, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Discover elegant coastal living in The Peninsula, an exciting new home in Muirfield by Ruiz Homes. Step onto the porch and enter through the gracious double front doors. The foyer flows seamlessly into a dining area and large family room with fireplace. This space adjoins the gourmet kitchen with center island, spacious pantry, and second dining area that opens onto a covered back porch and patio. The first level has two guest bedrooms, each with a full bath, as well as the owner's suite with two separate walk-in closets and a bathroom with tub and separate shower. On the upper level, a bedroom and full bath are joined by a vast 418+ sq ft flex space—good for a home office, guest suite or game/media room. Oversized 2-car garage with plenty of room for storage.

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10570385

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

119 Golden Bear Circle is a brand-new 2025 construction home in Cape Charles, Virginia — four bedrooms, four and a half baths, and 3,450 square feet of thoughtfully designed living space on the Eastern Shore, where small-town charm meets the Chesapeake Bay.

Read the full overview ↓

Why this home stands out

Built in 2025, this property delivers the rare combination of new construction quality and a genuinely distinctive address. Cape Charles is one of the most architecturally cohesive small towns on the East Coast, and Golden Bear Circle sits within that character rather than apart from it. Four full baths plus a half bath across 3,450 square feet means everyone gets breathing room — and then some.

About the Cape Charles real estate market

Cape Charles, Virginia is the kind of place people discover by accident and return to on purpose. Tucked at the southern tip of the Delmarva Peninsula in Northampton County, the town pairs a walkable Victorian-era downtown with direct access to Chesapeake Bay beaches — a combination that's genuinely hard to find anywhere on the East Coast. The Cape Charles neighborhood around Golden Bear Circle has a relaxed, unhurried rhythm: wide lots, newer construction woven alongside historic streetscapes, and neighbors who tend to know each other's names. The Eastern Shore's agricultural landscape begins just outside town, giving the whole area a sense of open space that coastal Virginia communities closer to the Hampton Roads metro rarely offer. If you're comparing Cape Charles homes for sale, the town's scale — small enough to feel like a community, large enough to have real restaurants and a working harbor — is the quality that tends to close the deal.

What's nearby

Daily life here is genuinely convenient for a small town. Coach House Tavern is seven-tenths of a mile away and has become a reliable local anchor for dinner out. Hook @ Harvey a Cape Charles Bistro is just a mile from the door — the kind of spot worth having on a regular rotation. For outdoor time, the Cape Charles Coastal Habitat Natural Area Preserve is a half-mile away, and the Cape Charles Natural Area Preserve is only slightly farther at six-tenths of a mile, offering trails and quiet shoreline access that most neighborhoods can only wish for. The town's beach, harbor, and main street shops are all within easy reach of Golden Bear Circle.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 45 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades urban congestion for one of the more scenic drives in Virginia. A VA loan can make new construction like this more accessible than many buyers expect, and the Eastern Shore's lower cost of living stretches a housing allowance noticeably further than the Hampton Roads metro.

For buyers drawn to character

Cape Charles has earned a loyal following among buyers who want a home that feels rooted in a real place. The town's Victorian streetscapes, working waterfront, and preserved natural areas create a backdrop that newer suburban developments simply can't replicate. At 119 Golden Bear Circle, you get 2025 construction quality — tight envelope, modern systems, fresh finishes — inside a community that already has genuine character baked in.

More buyer questions

How far is 119 Golden Bear Circle from Joint Base Langley-Eustis?

The drive is approximately 45 minutes, primarily via US-13 South and the Chesapeake Bay Bridge-Tunnel. Travel times can vary depending on Bridge-Tunnel traffic, particularly on summer weekends.

What is the flood zone status for 119 Golden Bear Circle?

Flood zone designation for this address is covered in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. Buyers are encouraged to review that section and discuss flood insurance with their agent.

Is there an HOA at 119 Golden Bear Circle in Cape Charles?

HOA status for this property is confirmed in the listing details section. Cape Charles has several planned communities with active associations, so it's worth verifying current governing documents during the due-diligence period.

What can I do outdoors near 119 Golden Bear Circle?

The Cape Charles Coastal Habitat Natural Area Preserve is a half-mile away, and the Cape Charles Natural Area Preserve is just six-tenths of a mile out — both offer trails and access to the natural shoreline. The town beach and harbor are also within easy reach for kayaking, fishing, and swimming.

Does Cape Charles have walkable dining and shopping near this address?

Yes — Coach House Tavern is under a mile away and Hook @ Harvey a Cape Charles Bistro is about one mile out. The town's main commercial street, with its mix of boutiques, cafés, and local services, is accessible without getting on a highway.

Tom and Dariya Milan at LPT Realty know Cape Charles inside and out. Reach out to get a straight answer on this address, the neighborhood, and what the Eastern Shore market looks like right now.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$925K – $1.3M4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$5,996/mo

Principal & interest

$5,677

Property tax

$0

Home insurance

$319

PMI

None

HOA/Condo (paid separately)

$221

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$850,000 – $1,455,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

230 Muirfield DR · 0.2 mi · 3,065 sqft$1,200,000 sold 2026-07
8 Seay CT · 0.8 mi · 3,780 sqft$950,000 sold 2026-06
144 Golden Bear CIR · 0.2 mi · 3,222 sqft$1,455,000 active

Sale & Tax History

List Price

$1,094,000

Price / Sq Ft

$317

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$221 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 18, 2025$1,094,000—
Currently listed—$1,094,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 119 Golden Bear Circle in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 119 Golden Bear Circle in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 119 Golden Bear Circle?+
Cape Charles Natural Area Preserve is about 0.3 miles away.
Where is the nearest grocery store to 119 Golden Bear Circle?+
Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.5 mi).
Does 119 Golden Bear Circle have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 119 Golden Bear Circle built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10570385

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

119 Golden Bear Circle, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

119 Golden Bear Circle, Cape Charles, Virginia 23310 · MLS #10570385 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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