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Cape CharlesCAPE CHARLES119 Golden Bear Circle✓ Source: REIN MLS #10570385 · record updated Jul 17, 2026 · synced every 2 min · your inquiry is never resold
119 Golden Bear Circle, Cape Charles VA 23310 - Main photo
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 2
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 3
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 4
119 Golden Bear Circle, Cape Charles VA 23310 - Photo 5
$1,094,000
$317 / sqft · est. $6,217/mo →
4beds
4.1baths
3,450sqft
519days on market

119 Golden Bear Circle, Cape Charles, VA 23310

ActiveResidential · built 2025 · CAPE CHARLES

About this home

The listing, in the seller's words

Discover elegant coastal living in The Peninsula, an exciting new home in Muirfield by Ruiz Homes. Step onto the porch and enter through the gracious double front doors. The foyer flows seamlessly into a dining area and large family room with fireplace. This space adjoins the gourmet kitchen with center island, spacious pantry, and second dining area that opens onto a covered back porch and patio. The first level has two guest bedrooms, each with a full bath, as well as the owner's suite with two separate walk-in closets and a bathroom with tub and separate shower. On the upper level, a bedroom and full bath are joined by a vast 418+ sq ft flex space—good for a home office, guest suite or game/media room. Oversized 2-car garage with plenty of room for storage.

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10570385

VaHome team overview

Our read on this home

At a glance

119 Golden Bear Circle is a brand-new 2025 construction home in Cape Charles, Virginia, offering four bedrooms, four and a half baths, and 3,450 square feet of thoughtfully designed living space on the Eastern Shore — where small-town charm meets Chesapeake Bay living.

Read the full overview ↓

Why this home stands out

Built in 2025, this home brings fresh construction to one of Virginia's most distinctive coastal communities. With 3,450 square feet spread across four bedrooms and four and a half baths, the floor plan has room for everyone without feeling oversized. Cape Charles itself is the draw — a walkable, historic bayside town with a genuine sense of place that newer suburban developments simply can't replicate.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a slender peninsula flanked by the Chesapeake Bay to the west and the Atlantic to the east. The town has a grid of late-Victorian and early-20th-century streets, a compact downtown with independent shops and waterfront dining, and a harbor that gives the whole place its unhurried, salt-air rhythm. Golden Bear Circle sits within the Cape Charles community, a planned neighborhood that blends new construction with easy access to the Bay and the town center. Northampton County governs the area, keeping the pace distinctly quieter than Virginia Beach or Norfolk across the water. The Chesapeake Bay Bridge-Tunnel connects the Shore to Hampton Roads in roughly an hour, making Cape Charles Virginia Eastern Shore real estate genuinely accessible while still feeling like a world apart. Sunsets over the Bay are a nightly event here, and the town's beach, harbor, and nature preserves make outdoor life a default — not an afterthought.

What's nearby

Daily life around 119 Golden Bear Circle has a lot going for it. The Cape Charles Coastal Habitat Natural Area Preserve is just half a mile away, offering trails and wildlife habitat that feel like a backyard extension. The Cape Charles Natural Area Preserve is another 0.6 miles out. When you're ready for dinner, Coach House Tavern is under a mile away and a local favorite for a relaxed evening out. Hook @ Harvey, a Cape Charles Bistro with a devoted following, is about a mile from your door. Grocery runs and everyday errands are manageable within the town, and the Bridge-Tunnel puts the full Hampton Roads retail corridor within reach.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes from 119 Golden Bear Circle via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway sprawl for a scenic crossing. A VA loan can make financing a new-construction home like this more straightforward, and the Eastern Shore's lower cost of living tends to stretch BAH further than comparable homes closer to base.

For buyers drawn to character

If cookie-cutter subdivisions leave you cold, Cape Charles is your antidote. This is a town with a real identity — Victorian streetscapes, a working harbor, nature preserves, and a food scene that punches well above its size. A 2025-built home at 119 Golden Bear Circle means you get all that character without trading away modern systems, fresh finishes, or a builder warranty.

More buyer questions

How far is 119 Golden Bear Circle from Joint Base Langley-Eustis?

The drive is approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton Roads. Travel times can vary slightly depending on Bridge-Tunnel traffic, particularly during summer months.

What year was 119 Golden Bear Circle built?

The home was built in 2025, making it brand-new construction with modern systems, current building codes, and a fresh finish throughout.

Is 119 Golden Bear Circle in a flood zone?

Cape Charles is a coastal community, and flood zone status for individual parcels can vary. Check the FloodRisk tile on this page for the specific designation assigned to this address.

What is the Cape Charles community like as a neighborhood?

Cape Charles is a planned community within the town of Cape Charles that offers new construction homes, golf, and Bay access alongside the charm of the historic downtown district just minutes away.

Are there parks or nature areas close to 119 Golden Bear Circle?

Yes — the Cape Charles Coastal Habitat Natural Area Preserve is about half a mile away, and the Cape Charles Natural Area Preserve is roughly 0.6 miles out, both offering natural open space within easy reach.

Want to walk through 119 Golden Bear Circle or talk through what new construction in Cape Charles looks like right now? Tom and Dariya Milan at LPT Realty are ready to help.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$317

HOA fee

$221/mo

County

Northampton County VA

Waterfront

Yes

MLS #

10570385

HOA association includes

ClubhouseGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$221/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
3,450
Stories
2
Flooring
Other
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Appliances
Dishwasher, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,217/mo

Principal & interest

$5,677

Property tax

$0

Home insurance

$319

PMI

None

HOA

$221

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$950,000$1,455,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

230 Muirfield DR · 0.2 mi · 3,065 sqft$1,200,000 sold 2026-07
8 Seay CT · 0.8 mi · 3,780 sqft$950,000 sold 2026-06
144 Golden Bear CIR · 0.2 mi · 3,222 sqft$1,455,000 active

Sale & Tax History

List Price

$1,094,000

Price / Sq Ft

$317

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$221 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 13, 2025$1,094,000
Currently listed$1,094,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

519 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 119 Golden Bear Circle in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 119 Golden Bear Circle in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 119 Golden Bear Circle?+
Cape Charles Natural Area Preserve is about 0.3 miles away.
Where is the nearest grocery store to 119 Golden Bear Circle?+
Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.5 mi).
Does 119 Golden Bear Circle have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 119 Golden Bear Circle built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10570385

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

119 Golden Bear Circle, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

119 Golden Bear Circle, Cape Charles, Virginia 23310 · MLS #10570385 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.