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Carrollton › SOUTH HARBOR › 1020 Breakwater Trl✓ Source: REIN MLS #10603638 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
1020 BREAKWATER TRL, CARROLLTON VA 23314 - Main photo
1020 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 2
1020 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 3
1020 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 4
1020 BREAKWATER TRL, CARROLLTON VA 23314 - Photo 5
3beds
2.1baths
1,775sqft
0days on market

1020 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$202

Condo fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10603638

Condo association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$167/mo condo fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,775
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, walk-in shower, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a walk-in storage room. Ready to experience South Harbor Towns? Schedule your tour today.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10603638

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 townhome in South Harbor, Carrollton, Virginia — 1,775 square feet, three bedrooms, two full and one half bath, built fresh from the ground up in Isle of Wight County with easy access to two major Navy installations.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the systems, the finishes — is starting its life with you. South Harbor is a thoughtfully laid-out community in Carrollton where the streets feel calm and the neighbors are still getting to know each other. You get a modern floor plan with 1,775 square feet that lives larger than it sounds, plus a half bath on the main level that makes everyday hosting genuinely comfortable.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a growing corner of Isle of Wight County that has quietly become one of Hampton Roads' most appealing addresses for people who want space without sacrificing convenience. The neighborhood itself is fresh — new streets, new homes, and a community identity still being written — which means you're not inheriting someone else's neighborhood; you're helping shape it. Carrollton occupies a sweet spot between the James River to the north and the wooded interior of the county, giving the area a distinctly unhurried character that's hard to find this close to major employment corridors. Isle of Wight County is known for its lower density and its commitment to preserving open land alongside responsible growth. Families comparing homes for sale zoned for Carrollton Elementary School and homes for sale zoned for Smithfield High School will find South Harbor squarely in that attendance zone, making this a natural starting point for that search.

What's nearby

Daily life is well-supported from 1020 Breakwater Trl. Virginia Heaters is just 0.2 miles away — close enough to handle a quick errand without planning around it. Nike Park, 0.7 miles out, gives you a genuine green space for weekends and after-school afternoons. Field of Dreams Gymnastics Club at 0.6 miles is a convenient option for active kids. Isle of Wight Parks, under a mile away, rounds out the outdoor picture with county-maintained recreational space. You're also within a reasonable drive of the retail and dining options along Route 17, keeping the community feel local while keeping your options open.

For different buyers

For military families relocating

NSA Northwest Annex is about 21 minutes from the front door, and NSA Hampton Roads is roughly 25 minutes out — both manageable commutes from South Harbor. A VA loan pairs naturally with new construction like this, letting eligible buyers put that benefit to work on a home where every component is brand new. The low-maintenance profile of a 2025 build is a real advantage during deployments.

For first-time buyers

There's a lot to like about starting your homeownership story in a brand-new home. At 1020 Breakwater Trl, nothing needs updating, nothing is worn in, and the builder's warranties are still intact. South Harbor is a community where many neighbors are also new owners, which creates an unusually welcoming atmosphere. The floor plan is efficient without feeling cramped — 1,775 square feet with three bedrooms and a smart half bath on the main level.

More buyer questions

How far is 1020 Breakwater Trl from NSA Northwest Annex?

NSA Northwest Annex is approximately 21 minutes from South Harbor under normal traffic conditions. NSA Hampton Roads is about 25 minutes, making this address workable for personnel assigned to either installation.

What year was 1020 Breakwater Trl built?

The home was built in 2025, making it brand-new construction with no prior occupancy history.

Is 1020 Breakwater Trl in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the property.

Does South Harbor have an HOA?

South Harbor does have a homeowners association. Fee amounts and governing documents are available through the listing details — your agent can pull the current disclosure package.

Where is the nearest park to 1020 Breakwater Trl?

Nike Park is about 0.7 miles away, and Isle of Wight Parks is under a mile — both are easy to reach without getting on a highway.

Tom and Dariya Milan at LPT Realty know South Harbor and the surrounding Carrollton market well. Reach out to get the full picture on 1020 Breakwater Trl.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$300K – $415K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,156/mo

Principal & interest

$1,856

Property tax

$195

Home insurance

$104

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $470,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

383 Tributary LN · 0 mi · 1,898 sqft$470,990 sold 2026-02
2305 James River TRL · 1.2 mi · 1,675 sqft$287,000 sold 2026-03
1107 BREAKWATER TRL · 1.6 mi · 1,775 sqft$379,990 sold 2026-04

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$357,790

Price / Sq Ft

$202

Annual Taxes

$2,340

Monthly Tax

$195

Condo fee

$167 / mo

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$357,790—
Currently listed—$357,790—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1020 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1020 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1020 Breakwater Trl?+
Yes — Field of Dreams Gymnastics Club is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 1020 Breakwater Trl?+
Nike Park is about 1 miles away.
Where is the nearest grocery store to 1020 Breakwater Trl?+
Virginia Heaters is about 0 miles away.
Does 1020 Breakwater Trl have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 1020 Breakwater Trl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10603638

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1020 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1020 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10603638 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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