✓ Source: REIN MLS #10623758 · record updated Mar 5, 2026 · synced every 2 min · your inquiry is never resold

102 PADMA ST, MOYOCK NC 27958 - Main photo

$505,245

$298 / sqft · est. $3,027/mo →

3beds

2baths

1,696sqft

0days on market

102 Padma St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

Welcome to the Grand Opening of Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. Experience effortless main-level living in the Eden Cay. The foyer opens to a flexible room that works beautifully as a home office or optional third bedroom. A private secondary bedroom and full bath offer comfort for guests. The open layout features a spacious great room and gourmet kitchen with a large island and generous pantry—great for everyday living and gatherings. The owner's suite includes double vanities and an oversized closet. A 2-car garage and optional lanai complete this well-designed villa. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10623758

Facts & features

Type

Residential

Year built

2026

Price / sqft

$298

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10623758

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,696
Stories: 1
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor Primary BR, Pantry, Porch
Appliances: Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Stone,Vinyl
Pool: No Pool

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: Septic

Lot, parking & ownership

Lot size: 0.9200
Subdivision: LOTUS RIDGE
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home on nearly an acre in Moyock's Lotus Ridge neighborhood. Open layout, modern finishes, and a spacious lot give you room to breathe. About 12 minutes to NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

Built in 2026, this 1,696-square-foot home arrives with current construction standards and energy-efficient systems. The 0.92-acre lot is a real asset—plenty of space for a yard, a garden, or future projects. You're getting a fresh start without renovation surprises, and VA loan financing is common in this area.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge is a newer residential community in Moyock, North Carolina, where quiet streets and newer homes define the character. The neighborhood sits just south of the Virginia border, offering a rural feel with modern conveniences close by. Moyock itself is a small, growing town with a strong military presence nearby. The area balances country living with easy access to shopping, dining, and services in nearby Elizabeth City and the greater Hampton Roads region. Daily life is straightforward here—short commutes to work, peaceful evenings at home. If you're comparing homes for sale in 27958, this location offers both privacy and proximity to major employers.

What's nearby

Elizabeth City is about 20 minutes away, home to grocery stores, restaurants, and medical services. The Pasquotank River offers outdoor recreation for boating and fishing enthusiasts. Shopping and dining options grow as you move toward the Hampton Roads area, roughly 45 minutes south. Local parks and outdoor spaces provide weekend activities without the urban rush. Schools, pharmacies, and everyday errands are accessible within 15 minutes.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is roughly 12 minutes away, making daily commutes straightforward. VA loan financing works well here, and new construction means minimal time between offer and move-in. The 0.92-acre lot and three-bedroom layout offer flexibility for your household's needs.

Room to grow

Three bedrooms and two baths provide room for growing needs. The 0.92-acre lot opens possibilities—a play area, a garden, or storage structures. An open floor plan maximizes the 1,696 square feet, and new construction means no hidden repairs waiting.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$425K – $585K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryMoyock Elementary
—
MiddleMoyock Middle
—
HighCurrituck County
—

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,977/mo

Down payment20% · $101,049

Interest rate6.75%

Loan term30 years

Principal & interest

$2,622

Property tax

$208

Home insurance

$147

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$418,000 – $529,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04

125 PEMA ST · 0 mi · 1,694 sqft$448,990 sold 2026-09

131 Pema ST · 0.3 mi · 1,694 sqft$529,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$505,245

Price / Sq Ft

$298

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.49%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 4, 2026	$505,245	—
Currently listed	—	$505,245	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 102 Padma St in a good school zone?+

The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.

Is 102 Padma St in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 102 Padma St have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.

When was 102 Padma St built?+

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10623758

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Phone (optional)

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See it in person — the record only says so much.

Call or text (757) 777-7577

102 Padma St, Moyock, North Carolina 27958 · MLS #10623758 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

102 Padma St, Moyock, NC 27958

About this home

Facts & features

Our read on this home

Why this home stands out

LOTUS RIDGE and the Moyock real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Military Commute

Payment Calculator

Estimate your monthly payment

Comparables

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)