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Elizabeth CityTOOLEY HARBORMm Tooley Harbor (Vanity)✓ Source: REIN MLS #10608545 · record updated Nov 10, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Vanity) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Vanity) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Vanity) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Vanity) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Vanity) NONE, ELIZABETHCITY NC 27909 - Photo 5
$445,900
$231 / sqft · est. $2,729/mo →
4beds
2baths
1,934sqft
189days on market

Mm Tooley Harbor (Vanity), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

The listing, in the seller's words

Welcome HOME! New construction that's more than just an "open floor plan!" This gorgeous home offers the upgrades you love without trading quality or craftsmanship. Granite countertops throughout, stainless appliances, slow-close cabinetry, 9 ft. ceilings, fully finished garage, smart garage door opener. The primary suite features a custom tiled shower, dual vanity, and a massive walk-in closet. Flex Dining/Living Room offers a great view of the rear yard with a bar area and oversized pantry. Custom wood shelving throughout! Room over the garage could serve as a bedroom or study/office/flex space, complete w a fully finished walk-in attic and zoned thermostat! Nestled in Elizabeth City's Tooley Harbor, on a spacious lot size with a contemporary, coastal living design that is truly breathtaking inside and out. This home really is a "must-see" to fully appreciate all of its upgrades. Call today for your private showing or questions.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608545

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction four-bedroom home in Tooley Harbor, Elizabeth City, North Carolina — offering generous square footage, two full baths, and a fresh start in a waterfront-adjacent community where the pace of life feels genuinely unhurried.

Read the full overview ↓

Why this home stands out

Built in 2025, this 1,934-square-foot home in Tooley Harbor arrives with everything new — systems, finishes, and structure — so you're not inheriting someone else's deferred maintenance. Four bedrooms give you real flexibility whether you need a home office, a guest room, or space for a growing household. In a market where new construction at this scale is uncommon, Tooley Harbor stands out.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor sits along the waterfront edge of Elizabeth City, North Carolina — a small city in Pasquotank County that carries an outsized amount of character for its size. Known as the 'Harbor of Hospitality,' Elizabeth City has long drawn boaters, history buffs, and people who want genuine community without the congestion of a major metro. The Tooley Harbor neighborhood itself has a quiet, established feel with water access woven into the fabric of daily life. Streets here are unhurried, neighbors tend to know each other, and the natural landscape — marshes, open sky, and the Pasquotank River nearby — gives the area a distinctly coastal Carolina identity. Downtown Elizabeth City is just minutes away, where independent restaurants, local shops, and the historic waterfront district make for an easy evening out. For anyone searching for new construction Elizabeth City NC, this neighborhood offers a rare combination of fresh build quality inside a community with real roots.

What's nearby

Day-to-day errands are straightforward from Tooley Harbor. A Dollar General sits just half a mile away for quick runs, and a Food Lion is under a mile out for a full grocery trip. When you'd rather skip the kitchen, Big Daddy's Pizza and Hangar 7 are both within 0.7 miles — solid options for a weeknight dinner or a casual weekend meal. The Grill rounds out the local dining scene at 0.9 miles. Fitness is covered close to home too, with the USCG MWR Gym less than a mile away — a well-regarded facility that's accessible to eligible users in the area.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is roughly 67 minutes from Tooley Harbor — a manageable commute for Coast Guard personnel who prefer to put down roots in a quieter, more affordable community. Elizabeth City has a long history with the Coast Guard presence in the region, and a brand-new home means you're moving into a place that won't need work on day one.

For families upgrading

Four bedrooms and nearly 2,000 square feet of new construction means everyone in the household gets real space — not just square footage on paper. Built in 2025, there's nothing to fix, update, or negotiate around. Tooley Harbor's waterfront setting and Elizabeth City's tight-knit community make this a place where kids can actually grow up knowing their neighbors.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City to USCG Finance Center Chesapeake is approximately 67 minutes under normal traffic conditions. Many Coast Guard families in the region choose Elizabeth City for its affordability and quality of life relative to communities closer to the base.

What is the flood risk at this address in Tooley Harbor?

Tooley Harbor's location near the Elizabeth City waterfront means flood zone status is worth reviewing carefully — check the dedicated FloodRisk tile on this page for the specific FEMA designation assigned to this address.

Is there an HOA in Tooley Harbor?

Tooley Harbor does have a homeowners association — confirm current HOA details, rules, and any community restrictions directly with the listing agent or through the community's governing documents.

What year was this home built and what does new construction mean for buyers?

This home was built in 2025, meaning all major systems — HVAC, plumbing, electrical, roof — are brand new. Buyers typically benefit from builder warranties and avoid the near-term repair costs that come with older homes.

Where is Elizabeth City, NC relative to the Hampton Roads area?

Elizabeth City sits roughly 50 miles south of Norfolk, Virginia, making it accessible to Hampton Roads employment centers and military installations while offering a noticeably different pace and cost of living. The drive via US-17 or US-158 typically runs about an hour depending on your destination.

Tom and Dariya Milan at LPT Realty know this corner of coastal North Carolina well — reach out to get your questions answered and schedule a walkthrough of this Tooley Harbor home.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
  • MiddleRiver Road Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$231

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608545

HOA association includes

DockGround MaintSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,934
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air,Heat Pump W/A,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,729/mo

Principal & interest

$2,314

Property tax

$250

Home insurance

$130

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$279,900$420,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Winborne LOOP · 0.4 mi · 2,070 sqft$340,000 sold 2026-05
202 Spinnaker ST #A · 0.6 mi · 1,771 sqft$279,900 sold 2026-05
105 Center Cross DR · 0.2 mi · 2,238 sqft$420,000 sold 2026-07

Sale & Tax History

List Price

$445,900

Price / Sq Ft

$231

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$445,900
Currently listed$445,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

189 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Tooley Harbor (Vanity) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Vanity) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Vanity)?+
Yes — USCG MWR Gym is about 0.8 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Vanity)?+
Dollar General is about 0.5 miles away. The closest dining on record is Big Daddy's Pizza (0.7 mi).
Does Mm Tooley Harbor (Vanity) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Ground Maint, Security.
When was Mm Tooley Harbor (Vanity) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608545

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Vanity), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Vanity), Elizabeth City, North Carolina 27909 · MLS #10608545 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.