189 days on market
$449,900
Mm (Tooley Harbor (St Simmons) None
Elizabeth City, North Carolina 27909
MLS# 10608548 · TOOLEY HARBOR · Elizabeth City NC
Updated Mar 23, 2026 · Source: REIN MLS
Est. payment
$2,799/mo
Edit below
Price / sq ft
$190
2,364 sq ft
Days on market
189
HOA
None
Year built
2025
1 yrs old
Beds
5
Full Baths
3
Half Baths
0
Sq Ft
2,364
Garage
Yes
Schools
- ElementaryJ C Sawyer Elementary—
- MiddleRiver Road Middle—
- HighNortheastern—
Info provided by GreatSchools
About this home
Check out the newest model the St. Simmons. This stunning open floorplan features a primary suite and 2 additional bedrooms with en-suites down and a bonus room bedroom with room for an additional full bath upstairs. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filt…
Listed by Russell Bryant · Thrive Realty
VaHome Team property overview
A brand-new 2025 construction home in Tooley Harbor, Elizabeth City, North Carolina — five bedrooms, three baths, and 2,364 square feet of fresh, modern living space on the Pasquotank River waterfront community, ready for its very first owners.
Read full property overview ↓Show less ↑
Why this home stands out
Built in 2025, this five-bedroom home hasn't been lived in before, which means everything from the mechanicals to the finishes is at day one. That's a rare starting point in a market where most homes carry decades of wear. Tooley Harbor sits along the water in Pasquotank County, giving you the feel of a retreat community without sacrificing the square footage a larger household genuinely needs.
TOOLEY HARBOR and the Elizabeth City real estate market
Tooley Harbor is a quiet waterfront community tucked along the Pasquotank River on the outskirts of Elizabeth City, North Carolina. The neighborhood draws people who want space, water access, and a slower pace — without completely stepping away from everyday conveniences. Elizabeth City itself is a small but characterful coastal city in northeastern North Carolina, often called the 'Harbor of Hospitality' for the way its downtown waterfront welcomes boaters and visitors alike. The city sits at the edge of the Albemarle Sound region, surrounded by rivers, canals, and open farmland that give the whole area a distinctly unhurried feel. Pasquotank County is the governing jurisdiction here, and the county's rural character is part of what makes Tooley Harbor feel like a genuine escape. For anyone searching for new construction Elizabeth City NC, this address represents one of the freshest options in the area right now.
What's nearby
Day-to-day errands are closer than you might expect for a waterfront community this quiet. A Dollar General sits just 0.6 miles away — useful for quick household runs without a long drive into town. If you're affiliated with the Coast Guard, the USCG MWR Gym is only 0.7 miles out, making it genuinely easy to keep a fitness routine going. For a fuller grocery run or a sit-down meal, Elizabeth City's downtown and its surrounding commercial corridors are a short drive, putting restaurants, pharmacies, and specialty shops within comfortable reach.
For different buyers
For military families relocating
The nearest installation is USCG Finance Center Chesapeake, roughly 67 minutes away — a longer commute, but one many Coast Guard families consider worthwhile for the quality of life Tooley Harbor delivers. The USCG MWR Gym just 0.7 miles away means on-base fitness perks are practically at your doorstep, and five bedrooms gives a growing military family real room to spread out.
For families upgrading
Five bedrooms and three full baths in a 2025-built home means you're not inheriting someone else's layout decisions — everything is fresh, and there's genuine space for a home office, a guest room, and still have bedrooms left over. Tooley Harbor's waterfront setting adds the kind of lifestyle upgrade that square footage alone can't buy.
Frequently asked questions
How far is Tooley Harbor from USCG Finance Center Chesapeake?
The drive from Tooley Harbor to USCG Finance Center Chesapeake is approximately 67 minutes under normal traffic conditions. Commuters typically head north through the Chesapeake, Virginia corridor via US-17 or NC-34.
What is the flood zone status for homes in Tooley Harbor?
Tooley Harbor's position along the Pasquotank River means flood zone designation is an important consideration — check the dedicated FloodRisk tile on this page for the specific FEMA zone assigned to this address.
Is there an HOA in Tooley Harbor?
Tooley Harbor does have a homeowners association; confirm current dues and governing documents with your agent before closing.
What year was this home built?
This home was built in 2025, making it brand-new construction — the first occupants will be its original owners.
Where is the nearest grocery store to Tooley Harbor?
A Dollar General is located approximately 0.6 miles from the neighborhood, and a broader selection of grocery options is available in Elizabeth City proper, a short drive away.
Want to walk through a home that no one has lived in yet? Tom and Dariya Milan at LPT Realty know this corner of Elizabeth City well — reach out and let's set up a visit.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
5
Full Baths
3
Half Baths
0
Approx Sq Ft
2,364
Stories
2
Fireplaces
0
Flooring
Laminate/LVP
Heating
Forced Hot Air,Nat Gas,Programmable Thermostat,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Laundry
Interior Features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Sale & Tax History
List Price
$449,900
Price / Sq Ft
$190
Annual Taxes
$4,000
Monthly Tax
$333
HOA
None
Tax Rate (effective)
0.89%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Nov 1, 2025 | $449,900 | — |
| Currently listed | — | $449,900 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,799/moPrincipal & interest
$2,334
Property tax
$333
Home insurance
$131
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Thrive Realty · MLS# 10608548
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$449,900
MM (Tooley Harbor (St Simmons) NONE, ELIZABETHCITY NC 27909
Elizabeth City, North Carolina 27909
Request InfoQuick Facts
Schedule a tour
In-person or videoClick a day to pick a time