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Elizabeth City › TOOLEY HARBOR › Mm Tooley Harbor (St Augustine)✓ Source: REIN MLS #10608551 · record updated Mar 23, 2026 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 5
5beds
3baths
2,606sqft
276days on market

Mm Tooley Harbor (St Augustine), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$188

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

MLS #

10608551

HOA association includes

DockGround MaintSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,606
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Pantry, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Discover the essence of modern farmhouse charm in Elizabeth City's Tooley Harbor neighborhood! This unique new construction home redefines the neighborhood's aesthetic with its striking red cedar and cypress wood accents contrasting beautifully against the color-negative siding. Inside, you'll be greeted by gorgeous farm-style light flooring and an inviting fireplace. This spacious home offers four full bedrooms and 3 full baths, all with dual vanities, plus an oversized family room over the garage and a massive walk-in attic with flooring for storage. Features granite countertops, stainless steel appliances, and much more. Come and experience the HomeLink difference and discover why our properties are BUILT BETTER, from the ground up. (NO WIRE SHELVING, PVC DOOR FRAMES, SOFT CLOSE CABINETS THROUGHOUT, SMART GARAGE DOOR OPENERS, FINISHED GARAGES, FULLY FLOORED WALK ON ATTIC, CEILING FANS & RECESSED LIGHTS)

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608551

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025-built home in Tooley Harbor, Elizabeth City, North Carolina delivers five bedrooms and three full baths across 2,606 square feet — generous space, a fresh build, and a quiet waterfront community setting that's hard to find at this scale.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — roof, systems, finishes, warranties — is factory-fresh, with no deferred maintenance surprises waiting around the corner. Five bedrooms give you genuine flexibility: home office, guest suite, hobby room, and still room for the whole family. Tooley Harbor's marina-side character adds a sense of place that cookie-cutter subdivisions rarely deliver, making this one of the more distinctive addresses in the Elizabeth City area.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor sits along the Pasquotank River waterfront on the southern edge of Elizabeth City, a small city with a surprisingly rich personality. The historic downtown — known locally as the 'Harbor of Hospitality' — is just a short drive away, offering independent restaurants, a farmers market, and a genuine Main Street feel. Elizabeth City straddles the North Carolina–Virginia border corridor, which means you get the slower pace of a river town without being far from the broader Hampton Roads metro. Pasquotank County keeps property taxes competitive, and the lack of heavy commercial development nearby preserves the neighborhood's residential calm. Tooley Harbor itself has a nautical DNA — neighbors here tend to know their way around a dock — and the streetscape reflects that unhurried, waterside lifestyle that draws people to coastal North Carolina in the first place.

What's nearby

Day-to-day errands are genuinely easy from Tooley Harbor. A Dollar General is just 0.4 miles out, and a full Food Lion grocery is 0.7 miles away — two stops that cover most weekly needs without a real trip across town. When you want to eat out, Big Daddy's Pizza is practically around the corner at 0.4 miles, while The Grill and China Garden both sit within 0.7 miles for a bit more variety. Morning coffee runs are covered by Kathy's Kreations Market and Pineapple Cafe, both under a mile. Fitness-minded residents will appreciate that the USCG MWR Gym is only 0.9 miles away — a well-equipped option that's open to eligible users and keeps the commute to a workout short.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is roughly 67 minutes from Tooley Harbor — a real commute, but one that many Coast Guard families make work, especially when the destination is a brand-new five-bedroom home with room to grow. VA loan eligibility pairs well with new construction, and having the USCG MWR Gym under a mile away is a genuine daily-life perk.

For families upgrading

Five bedrooms and three full baths in a 2025 build means you're not compromising — everyone gets their space, and nothing needs updating the moment you move in. Families comparing homes for sale zoned for local schools in the Elizabeth City area will find that Tooley Harbor's combination of square footage, new construction quality, and a calm waterfront neighborhood is a genuinely hard combination to beat.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor to USCG Finance Center Chesapeake runs approximately 67 minutes under normal traffic conditions, following the US-17 corridor north through the Virginia border.

What year was the home at Tooley Harbor built?

The home was built in 2025, making it brand-new construction with all the warranty protections and modern systems that come with a fresh build.

Is Tooley Harbor in a flood zone?

Given the waterfront location along the Pasquotank River, flood zone status is an important consideration — check the dedicated FloodRisk tile on this page for the current FEMA designation and flood insurance guidance specific to this address.

Where is the nearest grocery store to Tooley Harbor?

A Dollar General is 0.4 miles away for quick runs, and a full-service Food Lion is just 0.7 miles from the neighborhood — both reachable in under five minutes.

Does Tooley Harbor have an HOA?

Tooley Harbor does have a homeowners association; confirm current HOA rules and any community covenants with your agent before closing, as details can change between listing cycles.

Curious whether this Tooley Harbor address fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this stretch of Elizabeth City well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Elizabeth City$415K – $565K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,935/mo

Principal & interest

$2,542

Property tax

$250

Home insurance

$143

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$407,990 – $599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Pecan CT · 0.1 mi · 2,511 sqft$407,990 sold 2026-03
109 Lands End DR · 0 mi · 2,824 sqft$599,900 sold 2026-05
302 Genoa DR · 0.5 mi · 2,632 sqft$432,990 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$489,900

Price / Sq Ft

$188

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$489,900—
Currently listed—$489,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

276 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Tooley Harbor (St Augustine) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (St Augustine) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (St Augustine)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (St Augustine)?+
Dollar General is about 0.4 miles away. The closest dining on record is Big Daddy's Pizza (0.6 mi).
Does Mm Tooley Harbor (St Augustine) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Ground Maint, Security.
When was Mm Tooley Harbor (St Augustine) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608551

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (St Augustine), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (St Augustine), Elizabeth City, North Carolina 27909 · MLS #10608551 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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