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Elizabeth CityTOOLEY HARBORMm Tooley Harbor (St Augustine)✓ Source: REIN MLS #10608551 · record updated Mar 23, 2026 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (St Augustine) NONE, ELIZABETHCITY NC 27909 - Photo 5
$489,900
$188 / sqft · est. $2,970/mo →
5beds
3baths
2,606sqft
189days on market

Mm Tooley Harbor (St Augustine), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

The listing, in the seller's words

Discover the essence of modern farmhouse charm in Elizabeth City's Tooley Harbor neighborhood! This unique new construction home redefines the neighborhood's aesthetic with its striking red cedar and cypress wood accents contrasting beautifully against the color-negative siding. Inside, you'll be greeted by gorgeous farm-style light flooring and an inviting fireplace. This spacious home offers four full bedrooms and 3 full baths, all with dual vanities, plus an oversized family room over the garage and a massive walk-in attic with flooring for storage. Features granite countertops, stainless steel appliances, and much more. Come and experience the HomeLink difference and discover why our properties are BUILT BETTER, from the ground up. (NO WIRE SHELVING, PVC DOOR FRAMES, SOFT CLOSE CABINETS THROUGHOUT, SMART GARAGE DOOR OPENERS, FINISHED GARAGES, FULLY FLOORED WALK ON ATTIC, CEILING FANS & RECESSED LIGHTS)

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608551

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction in Tooley Harbor, Elizabeth City, NC — five bedrooms, three full baths, and 2,606 square feet of thoughtfully designed living space on the Pasquotank River waterfront, ready to become the backdrop for the next chapter of your life.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the systems, the finishes — is fresh from day one. With five bedrooms spread across 2,606 square feet, there's genuine room to grow, host, or work from home without compromise. Tooley Harbor adds a waterfront community setting that's genuinely rare at this price point in northeastern North Carolina, giving you the lifestyle feel of a coastal retreat without the coastal-city price pressure.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor sits along the Pasquotank River on the western edge of Elizabeth City, a small but historically rich city in Pasquotank County, North Carolina. Elizabeth City has long been called the 'Harbor of Hospitality' — a nickname that still fits. The downtown waterfront district draws visitors and locals alike with its marina, independent restaurants, and a genuine small-town character that larger metros can't replicate. The Tooley Harbor neighborhood itself carries a quiet, residential feel with water never far from view. Streets here are calm, neighbors tend to know each other, and the pace of daily life leans unhurried. Elizabeth City is also a practical base: US-17 connects you north toward the Virginia border and south toward the Outer Banks corridor, making weekend escapes straightforward. If you've been searching for new construction Elizabeth City NC with a waterfront community feel, this address checks both boxes without asking you to sacrifice square footage or modern finishes.

What's nearby

Day-to-day errands are genuinely easy from Tooley Harbor. A Dollar General sits just 0.4 miles away for quick runs, and a Food Lion is less than a mile out for full grocery shops. When you'd rather let someone else cook, Big Daddy's Pizza and Hangar 7 are both within 0.6 miles — two very different vibes, both close. The Grill rounds out the local dining options at 0.9 miles. Fitness is covered by the USCG MWR Gym at 0.7 miles, a well-regarded facility that's accessible to eligible service members and their families. Everything you need for a normal Tuesday is within a short drive.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is approximately 67 minutes north, making this home a realistic option for Coast Guard personnel who prefer a quieter North Carolina community over the Virginia Beach corridor. The USCG MWR Gym is just 0.7 miles away, and new construction means no deferred maintenance surprises during a PCS move — a genuine advantage when you're coordinating a relocation from across the country.

For families upgrading

Five bedrooms in a brand-new 2025 build gives a growing family real breathing room — dedicated space for kids, guests, a home office, or all three at once. Three full baths mean morning routines don't become a negotiation. The Tooley Harbor waterfront setting adds the kind of lifestyle backdrop that makes coming home feel like an event, not just a habit.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City, NC to USCG Finance Center Chesapeake runs approximately 67 minutes under normal traffic conditions, primarily via US-17 North into Virginia.

What year was this home built?

This home is a 2025 new construction, meaning all major systems, structural components, and finishes are brand new.

Is Tooley Harbor a waterfront neighborhood?

Yes — Tooley Harbor is situated along the Pasquotank River on the western edge of Elizabeth City, giving the community a genuine waterfront character.

Does this property have an HOA?

Tooley Harbor does have a homeowners association; buyers should request the current HOA documents during due diligence to review covenants, conditions, and any applicable fees.

Are there flood zone considerations for this address?

Given the property's proximity to the Pasquotank River, flood zone status is worth reviewing carefully — check the FloodRisk tile on this page or request the current FEMA flood map designation from your agent during the due-diligence period.

Tom and Dariya Milan at LPT Realty know Tooley Harbor and the Elizabeth City market well. Reach out to schedule a walkthrough or get your questions answered — no pressure, just good information.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
  • MiddleRiver Road Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$188

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608551

HOA association includes

DockGround MaintSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,606
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Pantry, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,970/mo

Principal & interest

$2,542

Property tax

$250

Home insurance

$143

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$407,990$599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Pecan CT · 0.1 mi · 2,511 sqft$407,990 sold 2026-03
109 Lands End DR · 0 mi · 2,824 sqft$599,900 sold 2026-05
302 Genoa DR · 0.5 mi · 2,632 sqft$432,990 sold 2026-05

Sale & Tax History

List Price

$489,900

Price / Sq Ft

$188

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$489,900
Currently listed$489,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

189 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Tooley Harbor (St Augustine) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (St Augustine) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (St Augustine)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (St Augustine)?+
Dollar General is about 0.4 miles away. The closest dining on record is Big Daddy's Pizza (0.6 mi).
Does Mm Tooley Harbor (St Augustine) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Ground Maint, Security.
When was Mm Tooley Harbor (St Augustine) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608551

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (St Augustine), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (St Augustine), Elizabeth City, North Carolina 27909 · MLS #10608551 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.