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Elizabeth CityTOOLEY HARBORMm Tooley Harbor (Savanna)✓ Source: REIN MLS #10608550 · record updated Nov 10, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Savanna) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Savanna) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Savanna) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Savanna) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Savanna) NONE, ELIZABETHCITY NC 27909 - Photo 5
$495,900
$205 / sqft · est. $3,003/mo →
4beds
3baths
2,415sqft
189days on market

Mm Tooley Harbor (Savanna), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

The listing, in the seller's words

Our Benchmark version of the Savanna still features the same square footage with amazing included items, but the option for you to add things you may want from the Premiere version. Open Spacious floor plan with a large kitchen, dining room and pantry. Vaulted ceiling in the living room and impressive fireplace and mantle. Soaking tub and custom tiled shower, 4 full bedroom with 3 full baths. To be built. Call today for more information about this gorgeous, semi-custom home.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608550

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction home in Tooley Harbor, Elizabeth City, NC — four bedrooms, three full baths, and 2,415 square feet of thoughtfully designed living space on a community lot that puts quiet waterfront-area living within easy reach of everyday conveniences.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the systems, the finishes — is fresh from day one. Tooley Harbor is a small, intentional community in Elizabeth City where the pace slows down without cutting you off from what you need. Four bedrooms and three full baths across 2,415 square feet gives growing households genuine room to breathe, and the layout supports both busy weekday routines and relaxed weekend living.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor sits along the water's edge in Pasquotank County, on the northeastern edge of North Carolina where the Pasquotank River meets the Albemarle Sound. Elizabeth City has long carried the nickname 'Harbor of Hospitality,' and the Tooley Harbor neighborhood leans into that identity — it's a quiet, water-adjacent enclave that feels removed from the noise while still being part of a real, working city. Downtown Elizabeth City is just a short drive away, where you'll find a walkable waterfront district, local restaurants, and a genuine small-city energy that's hard to manufacture. The broader region is defined by water — boating, fishing, and kayaking are weekend staples here, not afterthoughts. Elizabeth City homes for sale in communities like Tooley Harbor attract buyers who want space, value, and a slower rhythm without sacrificing access to services. Pasquotank County's lower cost of living and North Carolina's tax structure add practical appeal to what is already a genuinely pleasant place to put down roots.

What's nearby

Day-to-day errands are easier than the rural setting might suggest. A Dollar General sits just 0.4 miles away for quick runs, and a Food Lion grocery store is under a mile out for your full weekly shop. When you'd rather let someone else cook, Big Daddy's Pizza and Hangar 7 are both about 0.6 miles away — solid options for a casual weeknight dinner. The Grill rounds out the local dining scene at 0.9 miles. If staying active is part of your routine, the USCG MWR Gym is only 0.7 miles from the neighborhood, making it a genuinely convenient option for daily workouts.

For different buyers

For military families relocating

The nearest installation is USCG Finance Center Chesapeake, roughly 67 minutes north — a longer commute, but one that many Coast Guard and affiliated personnel manage in exchange for the space, value, and lifestyle that Elizabeth City and Tooley Harbor offer. New construction means no deferred maintenance surprises, which matters when PCS timelines are unpredictable. VA loan eligibility can make a 2025-built home like this one especially accessible for qualifying service members and veterans.

For families upgrading

Four bedrooms and three full baths in a brand-new 2025 build means you're not inheriting anyone else's choices or deferred projects — you're starting fresh. Tooley Harbor's water-adjacent setting gives kids room to explore, and the community's quiet character makes it a natural fit for families trading density for space. The Food Lion and everyday services nearby mean the practical side of family life stays manageable even as the backyard gets bigger.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City to USCG Finance Center Chesapeake runs approximately 67 minutes under normal traffic conditions, heading north via US-17. Many personnel in the area factor that commute into their decision in exchange for the value and lifestyle the Elizabeth City region offers.

What is the flood risk for homes in Tooley Harbor, Elizabeth City?

Tooley Harbor's position near the Pasquotank River and Albemarle Sound means flood zone designation is an important consideration — check the dedicated FloodRisk tile on this page for the specific FEMA flood zone information tied to this address.

Is Tooley Harbor an HOA community?

Tooley Harbor is a planned community and does carry an HOA; refer to current community documents for the specific rules, responsibilities, and any associated dues structure.

What year was this home in Tooley Harbor built?

This home was built in 2025, making it brand-new construction — all major systems, structural components, and finishes are current from the ground up.

Where is Elizabeth City, NC relative to the Hampton Roads area?

Elizabeth City sits in northeastern North Carolina, roughly 50 to 60 miles south of Norfolk, Virginia, making it accessible to the broader Hampton Roads metro while offering a distinctly quieter, small-city lifestyle at a lower cost of living.

Ready to see Tooley Harbor in person? Tom and Dariya Milan at LPT Realty know this market well — reach out to schedule a walkthrough and get your questions answered.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
  • MiddleRiver Road Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$205

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608550

HOA association includes

DockGround MaintSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,415
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Cathedral Ceiling, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,003/mo

Principal & interest

$2,573

Property tax

$250

Home insurance

$145

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$407,990$522,695

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Pecan CT · 0.1 mi · 2,511 sqft$407,990 sold 2026-03
105 Center Cross DR · 0.2 mi · 2,238 sqft$420,000 sold 2026-07
102 Staysail DR · 0.6 mi · 2,415 sqft$522,695 sold 2026-03

Sale & Tax History

List Price

$495,900

Price / Sq Ft

$205

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$495,900
Currently listed$495,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

189 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Tooley Harbor (Savanna) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Savanna) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Savanna)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Savanna)?+
Dollar General is about 0.4 miles away. The closest dining on record is Big Daddy's Pizza (0.6 mi).
Does Mm Tooley Harbor (Savanna) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Ground Maint, Security.
When was Mm Tooley Harbor (Savanna) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608550

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Savanna), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Savanna), Elizabeth City, North Carolina 27909 · MLS #10608550 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.