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Elizabeth CityTOOLEY HARBORMm Tooley Harbor (Georgetown)✓ Source: REIN MLS #10608547 · record updated Nov 9, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Georgetown) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Georgetown) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Georgetown) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Georgetown) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Georgetown) NONE, ELIZABETHCITY NC 27909 - Photo 5
4beds
2baths
2,329sqft
276days on market

Mm Tooley Harbor (Georgetown), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$202

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

MLS #

10608547

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,329
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and a roomy 6x9 walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings. Don't miss your chance to experience the Tooley Harbor difference. The affordable association fees include access to a boat launch, and a proposed marina.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608547

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 construction four-bedroom home on the Tooley Harbor waterfront in Elizabeth City, North Carolina — 2,329 square feet of fresh, never-lived-in space on a quiet peninsula where the Pasquotank River sets the pace of daily life.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of new 2025 construction and genuine waterfront access in a small-harbor community that most buyers never discover. Tooley Harbor is a tucked-away Georgetown peninsula neighborhood where neighbors know each other, the water is right there, and the square footage — 2,329 finished feet across four bedrooms and two baths — gives you real room to grow without the density of a subdivision grid.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor sits on a narrow peninsula in the Georgetown area of Pasquotank County, just outside Elizabeth City proper. The neighborhood wraps around a small protected harbor off the Pasquotank River, giving it a maritime character that's genuinely rare at this price point in northeastern North Carolina. Streets here are quiet, lots are generous, and the water is a constant presence — whether you're watching herons from the yard or launching a kayak on a Saturday morning. Elizabeth City itself is a small but surprisingly complete city: a historic downtown anchored by the Pasquotank River waterfront, a regional medical center, and a community college. The city has long been known as the 'Harbor of Hospitality,' and that reputation holds. For buyers comparing Elizabeth City homes for sale, Tooley Harbor offers something the in-town neighborhoods simply can't — the feeling of being on the water without sacrificing proximity to everyday conveniences.

What's nearby

Day-to-day errands are easier than the rural setting might suggest. Dollar General is just 0.6 miles away for quick household needs, and Hangar 7 — a local restaurant with a loyal following — is only 0.4 miles from the front door, making weeknight dinners out genuinely convenient. Big Daddy's Pizza is under a mile away at 0.9 miles, a reliable option when nobody feels like cooking. For USCG personnel and their families, the USCG MWR Gym is 0.5 miles away — a short drive or an easy bike ride. The broader Elizabeth City area adds grocery stores, pharmacies, and a regional hospital within a reasonable drive.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is approximately 67 minutes from Tooley Harbor — a longer commute, but one that many Coast Guard families find worthwhile for the waterfront lifestyle and the value that Elizabeth City delivers. The USCG MWR Gym just 0.5 miles away means fitness stays accessible on the days you don't want to drive far. Four bedrooms and new construction make the logistics of military family life considerably more manageable.

For families upgrading

Four bedrooms, two full baths, and 2,329 square feet of brand-new 2025 construction give upgrading families the space they've been waiting for — without inheriting someone else's deferred maintenance. The Tooley Harbor waterfront setting adds a quality-of-life dimension that's hard to put a number on: kids grow up with the river as a backyard, and weekends take on a different character entirely.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City to USCG Finance Center Chesapeake is approximately 67 minutes under normal traffic conditions, primarily via US-17 North and US-158.

Is Tooley Harbor in a flood zone?

Given the waterfront location on the Pasquotank River, flood zone status is an important consideration — check the dedicated FloodRisk tile on this page for the current FEMA designation and flood insurance guidance specific to this address.

What is the year built for this home?

This home is new 2025 construction, meaning it has never been previously occupied and carries the full builder warranties and modern code compliance that come with brand-new residential builds.

Does Tooley Harbor have an HOA?

Tooley Harbor is a small waterfront community in the Georgetown area of Pasquotank County — confirm current HOA status and any associated rules directly with the listing agent, as community governance can vary by lot and plat.

Where is Elizabeth City, North Carolina relative to the Hampton Roads area?

Elizabeth City sits roughly 45–50 miles south of the Hampton Roads metro via US-17, making it a practical option for buyers who work in the region but want more land, water access, and a quieter pace than the Virginia Beach or Chesapeake markets typically offer.

Tom and Dariya Milan at LPT Realty know this corner of the market well — reach out to talk through what new waterfront construction in Elizabeth City means for your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Elizabeth City$395K – $545K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
  • MiddleRiver Road Middle
  • HighPasquotank County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,825/mo

Principal & interest

$2,438

Property tax

$250

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$407,990$495,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

101 Lands End DR · 0.3 mi · 2,258 sqft$467,946 sold 2026-08
206 Grand View DR · 0.3 mi · 2,235 sqft$424,900 sold 2026-05
105 Center Cross DR · 0.5 mi · 2,238 sqft$420,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$469,900

Price / Sq Ft

$202

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.64%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$469,900
Currently listed$469,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

276 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Tooley Harbor (Georgetown) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Georgetown) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Georgetown)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Georgetown)?+
Dollar General is about 0.7 miles away. The closest dining on record is Hangar 7 (0.6 mi).
Does Mm Tooley Harbor (Georgetown) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was Mm Tooley Harbor (Georgetown) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608547

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Mm Tooley Harbor (Georgetown), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Georgetown), Elizabeth City, North Carolina 27909 · MLS #10608547 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.