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✓ Source: REIN MLS #10608549 · record updated Mar 12, 2026 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 5
5beds
3baths
2,801sqft
276days on market

Mm Tooley Harbor (Georgetown 5), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

To be built. Schedule your tour today to see the newest model the Georgetown. This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and a roomy 6x9 walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608549

Facts & features

Type

Residential

Year built

2025

Price / sqft

$171

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

MLS #

10608549

HOA association includes

DockGround MaintPlaygrounds

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,801
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Electric,Forced Hot Air,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Five bedrooms, three baths, and 2,801 square feet in Tooley Harbor. Built in 2025, this home sits in a growing Elizabeth City neighborhood. Close to grocery stores, dining, and coffee shops. About 42 minutes to NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

Brand-new construction means no surprises—everything is modern and under warranty. The open layout spans 2,801 square feet across five bedrooms and three full baths. You'll find plenty of storage, a functional kitchen, and room to spread out. Tooley Harbor is developing steadily, with new homes and families moving in. This is the kind of home that appeals to anyone looking for fresh construction without the wait or hassle.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor is Elizabeth City's newer residential pocket, where tree-lined streets and fresh construction define the character. The neighborhood draws people who want modern homes and growing community amenities. Elizabeth City itself sits in northeastern North Carolina, a waterfront town with maritime heritage and steady growth. Daily life centers on local shops, restaurants, and the Pasquotank River waterfront just minutes away. The city has a small-town feel with enough services and commerce to keep life convenient. Getting around is easy—most errands are a short drive. Homes for sale in Elizabeth City often appeal to buyers seeking affordability and space without the sprawl of larger metros.

What's nearby

Dollar General and Food Lion are both within walking distance or a quick drive for groceries. Big Daddy's Pizza sits just 0.4 miles away for casual dining. The Grill and China Garden offer more options at 0.7 miles. Kathy's Kreations Market and Pineapple Cafe are nearby for coffee and a quick breakfast. USCG MWR Gym is 0.9 miles away if you're looking for fitness access.

For different buyers

Base commute and VA loan notes

About 42 minutes to NSA Northwest Annex. VA loan financing works well in this market, and new construction often qualifies smoothly. The home is ready to move into immediately—no repairs, no surprises, just keys and a fresh start.

Room to grow

Five bedrooms give you room for kids, a home office, and guests. Three full baths mean fewer morning conflicts. The 2,801-square-foot layout is open and flexible, letting you arrange spaces to fit your life. New construction means durability and low maintenance for years to come.

More buyer questions

How far is this home from NSA Northwest Annex?

About 42 minutes by car from NSA Northwest Annex.

What grocery stores are nearby?

Dollar General is 0.4 miles away and Food Lion is 0.7 miles away.

Are there restaurants close by?

Yes—Big Daddy's Pizza is 0.4 miles away, and The Grill and China Garden are both 0.7 miles away.

What is the neighborhood like?

Tooley Harbor is Elizabeth City's newer residential area with modern homes, growing amenities, and tree-lined streets. It appeals to buyers seeking fresh construction and community development.

Can I use VA loan financing for this home?

Yes, VA loan financing is common in this market, and new construction typically qualifies smoothly.

Ready to explore this new home in Tooley Harbor? Contact Tom & Dariya Milan to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$405K – $555K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

40min·29.9mi

USCG Finance Ctr

Coast Guard

55min·43.1mi

J7 Suffolk

Joint

59min·49.5mi

Dam Neck

Navy

82min·55.8mi

NNSY

Navy

60min·51.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,880/mo

Principal & interest

$2,490

Property tax

$250

Home insurance

$140

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$407,990 – $599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Lands End DR · 0 mi · 2,824 sqft$599,900 sold 2026-05
103 Lands End DR · 0.1 mi · 2,854 sqft$544,475 sold 2026-05
520 Keel WAY · 0.4 mi · 2,801 sqft$479,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$479,900

Price / Sq Ft

$171

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$479,900—
Currently listed—$479,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

276 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Tooley Harbor (Georgetown 5) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Georgetown 5) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Georgetown 5)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Georgetown 5)?+
Dollar General is about 0.4 miles away. The closest dining on record is Hangar 7 (0.6 mi).
Does Mm Tooley Harbor (Georgetown 5) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Ground Maint, Playgrounds.
When was Mm Tooley Harbor (Georgetown 5) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608549

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Georgetown 5), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Georgetown 5), Elizabeth City, North Carolina 27909 · MLS #10608549 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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