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Elizabeth City › TOOLEY HARBOR › Mm Tooley Harbor (Georgetown 5)✓ Source: REIN MLS #10608549 · record updated Mar 12, 2026 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Georgetown 5) NONE, ELIZABETHCITY NC 27909 - Photo 5
$479,900
$171 / sqft · est. $2,915/mo →
5beds
3baths
2,801sqft
189days on market

Mm Tooley Harbor (Georgetown 5), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

The listing, in the seller's words

To be built. Schedule your tour today to see the newest model the Georgetown. This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and a roomy 6x9 walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608549

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction home in Tooley Harbor, Elizabeth City, NC, offering five bedrooms, three full baths, and 2,801 square feet of thoughtfully designed living space — all in a quiet waterfront-adjacent community with easy access to everyday conveniences.

Read the full overview ↓

Why this home stands out

Built in 2025, this five-bedroom home gives you the rare combination of new construction quality and a genuinely established neighborhood setting. With 2,801 square feet spread across a generous floor plan, there's room for everyone — dedicated guest or flex space, multiple living areas, and three full baths that keep morning routines running smoothly. No deferred maintenance, no renovation surprises — just a home that's ready for your next chapter.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor sits on the quieter, more residential side of Elizabeth City, North Carolina — a small city that punches well above its size when it comes to waterfront character and community feel. Elizabeth City is known as the 'Harbor of Hospitality,' and that reputation holds up in everyday life here. The Pasquotank River runs through the heart of town, and the broader Albemarle Sound region gives the area a distinctly coastal, unhurried pace. Tooley Harbor itself is a newer planned community that attracts buyers who want modern construction without sacrificing proximity to the water and the small-town warmth Elizabeth City is known for. Pasquotank County keeps property taxes competitive compared to much of the Hampton Roads metro area just across the Virginia border, which makes this corner of northeastern North Carolina particularly appealing for buyers stretching their budget toward more space and newer finishes.

What's nearby

Day-to-day errands are genuinely easy from Tooley Harbor. A Dollar General is just 0.4 miles away for quick runs, and a Food Lion sits 0.9 miles out for a full grocery shop. When you're ready to eat out, Hangar 7 and Big Daddy's Pizza are both within 0.6 miles — solid options whether you want a sit-down meal or a quick pizza night. The Grill rounds out the local dining scene at 0.9 miles. Fitness is covered too: the USCG MWR Gym is only 0.7 miles away, making it easy to build a consistent workout routine without a long commute.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly 67 minutes from Tooley Harbor, which puts this home within a manageable commute range for Coast Guard personnel. Elizabeth City also has a strong USCG presence at USCG Air Station Elizabeth City, keeping the area familiar and well-connected to the military community. New construction means no surprise repair bills during a PCS transition — a real advantage when you're already juggling a move.

For families upgrading

Five bedrooms in a brand-new 2025 build means you're not compromising — there's space for a home office, a dedicated playroom, a guest suite, and still room to grow. Three full baths eliminate the morning bottleneck that plagues smaller homes. Tooley Harbor's newer community feel and Elizabeth City's lower cost of living compared to the Virginia Beach metro make this a smart step up for families ready for more room without stretching thin.

More buyer questions

How far is Tooley Harbor from USCG Air Station Elizabeth City?

USCG Air Station Elizabeth City is located within Elizabeth City itself, typically less than 10 minutes from the Tooley Harbor community depending on your exact route.

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive to USCG Finance Center Chesapeake runs approximately 67 minutes under normal traffic conditions, heading north through the Hampton Roads corridor.

Is Tooley Harbor in a flood zone?

Flood zone status for individual lots in Tooley Harbor varies — check the FloodRisk tile on this page for the specific designation tied to this address, and speak with your insurance agent about coverage options.

What is the property tax jurisdiction for this address?

This address falls within Pasquotank County, North Carolina, which generally carries lower property tax rates than many comparable counties in the Hampton Roads, Virginia metro area.

Does Tooley Harbor have an HOA?

Tooley Harbor is a planned community and does have a homeowners association — confirm current HOA terms and any community guidelines with your agent during the due diligence period.

Curious whether this five-bedroom new construction fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighPasquotank County
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$171

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608549

HOA association includes

DockGround MaintPlaygrounds

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,801
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric,Forced Hot Air,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,915/mo

Principal & interest

$2,490

Property tax

$250

Home insurance

$140

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$407,990 – $599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Lands End DR · 0 mi · 2,824 sqft$599,900 sold 2026-05
103 Lands End DR · 0.1 mi · 2,854 sqft$544,475 sold 2026-05
520 Keel WAY · 0.4 mi · 2,801 sqft$479,900 sold 2026-05

Sale & Tax History

List Price

$479,900

Price / Sq Ft

$171

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$479,900—
Currently listed—$479,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

189 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Tooley Harbor (Georgetown 5) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Georgetown 5) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Georgetown 5)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Georgetown 5)?+
Dollar General is about 0.4 miles away. The closest dining on record is Hangar 7 (0.6 mi).
Does Mm Tooley Harbor (Georgetown 5) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock, Ground Maint, Playgrounds.
When was Mm Tooley Harbor (Georgetown 5) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608549

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Georgetown 5), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Georgetown 5), Elizabeth City, North Carolina 27909 · MLS #10608549 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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