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Elizabeth City › TOOLEY HARBOR › Mm Tooley Harbor (Cypress Bluff)✓ Source: REIN MLS #10608555 · record updated Nov 9, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 5
4beds
3baths
2,827sqft
276days on market

Mm Tooley Harbor (Cypress Bluff), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2025

Price / sqft

$241

HOA fee

$35/mo

Taxes

$354/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608555

HOA association includes

Ground MaintOtherSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,827
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle,Composite
Exterior
Other,Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3560
Approx. acres
0.36
Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc, Street
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Discover the essence of modern coastal charm in Elizabeth City's Tooley Harbor neighborhood! This unique new construction home redefines the neighborhood's aesthetic with its contemporary look and use of natural wood accents. Inside, you'll be greeted by a beautiful mantle and fireplace. 4 full bedrooms and 3 baths, and a walk-in attic with flooring for storage. Situated on a lot of your choosing and featuring quartz countertops, stainless steel appliances, and much more. Come and experience the HomeLink difference and discover why our properties are BUILT BETTER, from the ground up. (NO WIRE SHELVING, PVC DOOR FRAMES, SOFT CLOSE CABINETS THROUGHOUT, SMART GARAGE DOOR OPENERS, FINISHED GARAGES, FULLY FLOORED WALK ON ATTIC, CEILING FANS & RECESSED LIGHTS). Please note: Fixtures, finishes, colors, and materials are subject to change during construction.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608555

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 construction four-bedroom, three-bath home on a third-acre lot in Elizabeth City's Tooley Harbor community — where Cypress Bluff delivers modern square footage, elbow room, and a slower pace of life just minutes from everyday conveniences.

Read the full overview ↓

Why this home stands out

Built in 2025, this 2,827-square-foot home brings fresh construction to a community that doesn't always see it. Four bedrooms and three full baths give growing households room to breathe, and the 0.356-acre lot means actual outdoor space — not just a postage-stamp yard. Tooley Harbor sits in a part of Elizabeth City where the pace is deliberate and the neighbors tend to stay a while. That combination of new build quality and genuine lot size is harder to find than it sounds.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor is a residential community on the outskirts of Elizabeth City, North Carolina — a small city of roughly 17,000 people that sits along the Pasquotank River in Pasquotank County. Elizabeth City carries a quiet, unhurried character that draws people who are done with traffic and noise but still want real amenities within reach. The Cypress Bluff section of Tooley Harbor offers newer construction on generously sized lots, which gives the streetscape a clean, open feel. Downtown Elizabeth City is a short drive away, where you'll find local restaurants, the Museum of the Albemarle, and a working waterfront that hosts the free dockage program that has made the city a favorite stop for boaters traveling the Intracoastal Waterway. The broader region is defined by water — rivers, sounds, and the Dismal Swamp Canal — making it a genuine draw for anyone who values outdoor life alongside a real sense of community.

What's nearby

Day-to-day errands are easy from Tooley Harbor. Food Lion is 0.7 miles out for a full grocery run, and Dollar General is just 0.4 miles when you need something quick. For dinner, Big Daddy's Pizza is practically around the corner at 0.4 miles, while The Grill and China Garden both sit 0.7 miles away for nights when you want something different. Kathy's Kreations Market at 0.8 miles and Pineapple Cafe at 0.9 miles handle the coffee-and-morning-routine department. USCG MWR Gym is also 0.9 miles away — a convenient option for anyone connected to the Coast Guard community who wants to keep a fitness routine without a long commute.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly 67 minutes from Tooley Harbor — a longer commute, but one that some Coast Guard families trade willingly for the affordability and space that Elizabeth City offers. The USCG MWR Gym less than a mile away keeps the connection to the military community close even when the base itself isn't. Families comparing Elizabeth City homes for sale near the Coast Guard footprint will find that new construction at this square footage is genuinely rare.

For families upgrading

Four bedrooms, three full baths, and nearly 2,900 square feet of new construction give an upgrading family real room to grow into — not just around. The 0.356-acre lot adds outdoor space that older in-town properties rarely offer at this scale. Tooley Harbor's Cypress Bluff section has the kind of neighborhood feel that makes kids want to be outside, and parents tend to appreciate the breathing room just as much.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City to USCG Finance Center Chesapeake runs approximately 67 minutes under typical conditions. Families weighing that commute often find the trade-off worthwhile given the space and value that Elizabeth City provides.

What is the flood zone status for homes in Tooley Harbor, Elizabeth City?

Flood zone designation for this address is detailed in the FloodRisk tile on this page — check there for the current FEMA map panel and zone classification specific to this lot.

Is Tooley Harbor an HOA community?

Tooley Harbor does have an HOA. For current dues amounts and governing documents, your agent can pull the disclosure package directly from the community association.

What grocery stores and restaurants are closest to this address?

Dollar General is 0.4 miles away for quick runs, and Food Lion is 0.7 miles for a full shop. Big Daddy's Pizza is the closest restaurant at 0.4 miles, with The Grill and China Garden both within 0.7 miles.

When was this home built and what does new construction mean for buyers?

This home was built in 2025, meaning everything — systems, finishes, and structure — is brand new. Buyers typically benefit from builder warranties, modern energy standards, and the absence of deferred maintenance that older homes can carry.

Tom and Dariya Milan at LPT Realty know Elizabeth City and the Tooley Harbor community well. Reach out to schedule a walkthrough or ask questions about the Cypress Bluff neighborhood.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Elizabeth City$575K – $785K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,756/mo

Principal & interest

$3,528

Property tax

$30

Home insurance

$198

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$407,990 – $599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Lands End DR · 0.1 mi · 2,824 sqft$599,900 sold 2026-05
103 Lands End DR · 0.1 mi · 2,854 sqft$544,475 sold 2026-05
520 Keel WAY · 0.4 mi · 2,801 sqft$479,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$679,900

Price / Sq Ft

$241

Annual Taxes

$354

Monthly Tax

$30

HOA fee

$35 / mo

Tax Rate (effective)

0.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$679,900—
Currently listed—$679,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

276 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Tooley Harbor (Cypress Bluff) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Cypress Bluff) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Cypress Bluff)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Cypress Bluff)?+
Dollar General is about 0.4 miles away. The closest dining on record is Hangar 7 (0.6 mi).
Is Mm Tooley Harbor (Cypress Bluff) a waterfront property?+
Yes. The listing record shows: Pond.
Does Mm Tooley Harbor (Cypress Bluff) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Ground Maint, Other, Security.
When was Mm Tooley Harbor (Cypress Bluff) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608555

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Cypress Bluff), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Cypress Bluff), Elizabeth City, North Carolina 27909 · MLS #10608555 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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