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Elizabeth City › TOOLEY HARBOR › Mm Tooley Harbor (Cypress Bluff)✓ Source: REIN MLS #10608555 · record updated Nov 10, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Cypress Bluff) NONE, ELIZABETHCITY NC 27909 - Photo 5
$679,900
$241 / sqft · est. $3,791/mo →
4beds
3baths
2,827sqft
189days on market

Mm Tooley Harbor (Cypress Bluff), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Discover the essence of modern coastal charm in Elizabeth City's Tooley Harbor neighborhood! This unique new construction home redefines the neighborhood's aesthetic with its contemporary look and use of natural wood accents. Inside, you'll be greeted by a beautiful mantle and fireplace. 4 full bedrooms and 3 baths, and a walk-in attic with flooring for storage. Situated on a lot of your choosing and featuring quartz countertops, stainless steel appliances, and much more. Come and experience the HomeLink difference and discover why our properties are BUILT BETTER, from the ground up. (NO WIRE SHELVING, PVC DOOR FRAMES, SOFT CLOSE CABINETS THROUGHOUT, SMART GARAGE DOOR OPENERS, FINISHED GARAGES, FULLY FLOORED WALK ON ATTIC, CEILING FANS & RECESSED LIGHTS). Please note: Fixtures, finishes, colors, and materials are subject to change during construction.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608555

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction on a third-acre lot in Elizabeth City's Tooley Harbor community, this 4-bedroom, 3-bath home delivers 2,827 square feet of fresh, modern living just minutes from everyday conveniences and the Pasquotank River waterfront.

Read the full overview ↓

Why this home stands out

Built in 2025, this home hasn't had a previous owner — everything from the foundation to the fixtures is factory-fresh. With nearly 2,900 square feet spread across four bedrooms and three full baths, there's genuine room to grow. The 0.356-acre lot gives you real outdoor space in a neighborhood that still has that new-community energy, where streets are quiet and neighbors are just getting settled.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor is one of Elizabeth City's newest residential communities, carved out along the scenic Pasquotank River corridor in Pasquotank County, North Carolina. The neighborhood carries that rare combination of open skies, generous lot sizes, and a genuine sense of arrival — you feel like you've landed somewhere, not just somewhere affordable. Elizabeth City itself is a small coastal city with a surprisingly rich character: a revitalized downtown waterfront, a deep maritime heritage, and a pace of life that lets you actually exhale. Locals call it the "Harbor of Hospitality" for good reason. The broader region sits at the edge of the Albemarle Sound, surrounded by water on multiple sides, making it a natural draw for boaters, anglers, and anyone who wants the outdoors woven into everyday life. For buyers seeking new construction in northeastern North Carolina without the density of larger metros, Tooley Harbor in Elizabeth City checks a lot of boxes.

What's nearby

Day-to-day errands are genuinely easy from Tooley Harbor. A Dollar General sits just 0.4 miles away for quick runs, and a Food Lion grocery store is under a mile out for a full shop. When you're ready to eat out, Hangar 7 and Big Daddy's Pizza are both within 0.6 miles — solid local options for a weeknight dinner or a casual weekend meal. The Grill rounds out the dining choices at 0.9 miles. Coast Guard personnel will appreciate that the USCG MWR Gym is only 0.7 miles from the front door, making it one of the more convenient fitness options in the area.

For different buyers

For military families relocating

The nearest installation is USCG Finance Center Chesapeake, roughly 67 minutes north. That's a manageable commute for the right assignment, and Elizabeth City's lower cost of living can make the math work in your favor. The USCG MWR Gym is less than a mile away, and new construction means no deferred maintenance headaches during a busy duty cycle.

For families upgrading

Four bedrooms and three full baths in a 2025 build means everyone gets their space — and nobody's inheriting someone else's worn carpet or outdated fixtures. The 0.356-acre lot leaves room for a playset, a garden, or just a proper backyard. Tooley Harbor is a growing community, which means you're likely to be surrounded by other families putting down roots at the same time.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City to USCG Finance Center Chesapeake runs approximately 67 minutes under normal traffic conditions, heading north via US-17.

What is the flood zone status for homes in Tooley Harbor, Elizabeth City?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA mapping data specific to this lot.

Is Tooley Harbor an HOA community?

Tooley Harbor does have an HOA; refer to the community documents for current rules and restrictions, as covenants can evolve over time.

What year was this home built?

This home was built in 2025, making it brand-new construction with no prior occupancy history.

Where is Tooley Harbor located within Elizabeth City, NC?

Tooley Harbor sits in the Pasquotank River corridor of Elizabeth City in Pasquotank County, North Carolina, close to the waterfront edge of the city with quick access to US-17 for regional travel.

Curious whether this Tooley Harbor address fits your next chapter? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$241

HOA fee

$35/mo

Taxes

$354/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608555

HOA association includes

Ground MaintOtherSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,827
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Fireplace Electric, Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle,Composite
Exterior
Other,Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3560
Approx. acres
0.36
Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc, Street
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,791/mo

Principal & interest

$3,528

Property tax

$30

Home insurance

$198

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$407,990 – $599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Lands End DR · 0.1 mi · 2,824 sqft$599,900 sold 2026-05
103 Lands End DR · 0.1 mi · 2,854 sqft$544,475 sold 2026-05
520 Keel WAY · 0.4 mi · 2,801 sqft$479,900 sold 2026-05

Sale & Tax History

List Price

$679,900

Price / Sq Ft

$241

Annual Taxes

$354

Monthly Tax

$30

HOA fee

$35 / mo

Tax Rate (effective)

0.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$679,900—
Currently listed—$679,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

189 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Tooley Harbor (Cypress Bluff) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Cypress Bluff) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Cypress Bluff)?+
Yes — USCG MWR Gym is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Cypress Bluff)?+
Dollar General is about 0.4 miles away. The closest dining on record is Hangar 7 (0.6 mi).
Is Mm Tooley Harbor (Cypress Bluff) a waterfront property?+
Yes. The listing record shows: Pond.
Does Mm Tooley Harbor (Cypress Bluff) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Ground Maint, Other, Security.
When was Mm Tooley Harbor (Cypress Bluff) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608555

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Cypress Bluff), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Cypress Bluff), Elizabeth City, North Carolina 27909 · MLS #10608555 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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