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Elizabeth CityTOOLEY HARBORMm Tooley Harbor (Bahia Mar)✓ Source: REIN MLS #10608546 · record updated Nov 10, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 5
$445,900
$221 / sqft · est. $2,729/mo →
4beds
2baths
2,022sqft
189days on market

Mm Tooley Harbor (Bahia Mar), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

The listing, in the seller's words

This contemporary home offers the upgrades you love without trading quality or craftsmanship. Granite countertops throughout, stainless appliances, slow-close cabinetry, 9 ft. ceilings, fully finished garage, smart garage door opener. The primary suite features a custom tiled shower, dual vanity, and walk-in closet. The kitchen and breakfast nook offer a great view of the rear yard/patio w/ recessed LED lighting and an oversized pantry. Custom wood shelving throughout! Room over the garage could serve as a bedroom or study/office/flex space, complete w a fully finished walk-in attic and zoned thermostat! Nestled in Elizabeth City's, Tooley Harbor, planned amenities include private boat ramps, marina, canal/river access, & boardwalk. Home sits on a spacious lot, with a contemporary, coastal living design that is truly breathtaking inside and out and really is a "must-see" to fully appreciate all of it's upgrades. Call today for your private showing or questions!

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608546

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction home in Tooley Harbor, Elizabeth City, NC — four bedrooms, two baths, and 2,022 square feet of thoughtfully designed space on the Pasquotank River waterfront, ready to become the backdrop for your next chapter.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything here is yours first — fresh systems, modern finishes, and a clean slate. Tooley Harbor (Bahia Mar) sits right on the water in Elizabeth City, giving this four-bedroom home a setting that blends small-city convenience with genuine coastal calm. The square footage hits a practical sweet spot: spacious enough for a growing household, manageable enough to actually enjoy.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor is a waterfront community tucked along the Pasquotank River on the northeastern edge of Elizabeth City, North Carolina — a city that punches well above its size when it comes to character. Elizabeth City earned its nickname, "The Harbor of Hospitality," honestly: the downtown marina draws boaters from up and down the Intracoastal Waterway, and the walkable historic district offers independent restaurants, galleries, and a genuine sense of place. Pasquotank County keeps property taxes competitive, and the overall cost of living sits comfortably below the national average. The Tooley Harbor neighborhood itself has a quiet, established feel — waterfront lots, mature trees, and neighbors who tend to stay a while. You're close enough to the Virginia border to access Hampton Roads amenities without paying Hampton Roads prices, and the Outer Banks are roughly an hour south when a beach day calls.

What's nearby

Day-to-day life in Tooley Harbor is more convenient than the address might suggest. Hangar 7, a popular local restaurant, is just half a mile away — an easy walk or a two-minute drive when you'd rather someone else cook. Big Daddy's Pizza is under a mile out for those Friday-night calls. A Dollar General covers quick grocery runs at 0.7 miles. Notably, the USCG MWR Gym is only 0.6 miles from the property, making it one of the more accessible fitness options in the area for eligible users.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is roughly 67 minutes north — a commute that's workable, especially given Elizabeth City's significantly lower cost of living compared to the Hampton Roads market. The USCG MWR Gym is practically at your doorstep at 0.6 miles, and new construction means you're moving into a home with zero deferred maintenance on day one.

For families upgrading

Four bedrooms and 2,022 square feet give everyone room to spread out, and being built in 2025 means you're starting with current energy standards, modern mechanicals, and none of the renovation projects that come with older homes. Add a waterfront neighborhood and a short drive to Elizabeth City's downtown, and this is the kind of upgrade that actually changes how you live.

More buyer questions

How far is Tooley Harbor from USCG Finance Center Chesapeake?

The drive from Tooley Harbor in Elizabeth City to USCG Finance Center Chesapeake runs approximately 67 minutes under normal traffic conditions, primarily via US-17 North.

What is the flood zone status for this address?

Elizabeth City and the Pasquotank River waterfront area include properties in various FEMA flood zones — you'll want to check the official FEMA Flood Map Service Center for the specific designation at this address, and factor flood insurance requirements into your planning.

Is there an HOA in Tooley Harbor?

Tooley Harbor (Bahia Mar) does have a homeowners association; you'll want to confirm current governing documents and any community rules with the seller or your agent during the due-diligence period.

What year was this home built?

This home was built in 2025, making it brand-new construction — the first occupant gets everything fresh, from roof to mechanicals.

Where is Elizabeth City, NC relative to the Outer Banks and Hampton Roads?

Elizabeth City sits roughly 50 miles southwest of Virginia Beach and about 60 miles northwest of the northern Outer Banks, putting both coastal destinations within comfortable day-trip range.

Curious about life in Tooley Harbor? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through what this address could mean for you.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryJ C Sawyer Elementary
  • MiddleRiver Road Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$221

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10608546

HOA association includes

CableDockGround MaintSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,022
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Fin. Rm Over Gar, PBR with Bath, Porch, Utility Room
Interior features
Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,729/mo

Principal & interest

$2,314

Property tax

$250

Home insurance

$130

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$279,900$522,695

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Winborne LOOP · 0.4 mi · 2,070 sqft$340,000 sold 2026-05
2131 Eleuthera WAY · 0.6 mi · 2,174 sqft$360,000 sold 2026-06
105 Center Cross DR · 0.5 mi · 2,238 sqft$420,000 sold 2026-07

Sale & Tax History

List Price

$445,900

Price / Sq Ft

$221

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$445,900
Currently listed$445,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

189 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Tooley Harbor (Bahia Mar) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Bahia Mar) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Bahia Mar)?+
Yes — USCG MWR Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Bahia Mar)?+
Dollar General is about 0.7 miles away. The closest dining on record is Hangar 7 (0.5 mi).
Does Mm Tooley Harbor (Bahia Mar) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Cable, Dock, Ground Maint, Security.
When was Mm Tooley Harbor (Bahia Mar) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608546

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Bahia Mar), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Bahia Mar), Elizabeth City, North Carolina 27909 · MLS #10608546 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.