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✓ Source: REIN MLS #10608546 · record updated Nov 10, 2025 · synced every 2 min · your inquiry is never resold
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Main photo
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 2
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 3
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 4
MM Tooley Harbor (Bahia Mar) NONE, ELIZABETHCITY NC 27909 - Photo 5
4beds
2baths
2,022sqft
276days on market

Mm Tooley Harbor (Bahia Mar), Elizabeth City, NC 27909

ActiveResidential · built 2025 · TOOLEY HARBOR

About this home

This contemporary home offers the upgrades you love without trading quality or craftsmanship. Granite countertops throughout, stainless appliances, slow-close cabinetry, 9 ft. ceilings, fully finished garage, smart garage door opener. The primary suite features a custom tiled shower, dual vanity, and walk-in closet. The kitchen and breakfast nook offer a great view of the rear yard/patio w/ recessed LED lighting and an oversized pantry. Custom wood shelving throughout! Room over the garage could serve as a bedroom or study/office/flex space, complete w a fully finished walk-in attic and zoned thermostat! Nestled in Elizabeth City's, Tooley Harbor, planned amenities include private boat ramps, marina, canal/river access, & boardwalk. Home sits on a spacious lot, with a contemporary, coastal living design that is truly breathtaking inside and out and really is a "must-see" to fully appreciate all of it's upgrades. Call today for your private showing or questions!

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608546

Facts & features

Type

Residential

Year built

2025

Price / sqft

$221

HOA fee

$35/mo

Taxes

$3,000/yr

County

Elizabeth City NC

MLS #

10608546

HOA association includes

CableDockGround MaintSecurity

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,022
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Fin. Rm Over Gar, PBR with Bath, Porch, Utility Room
Interior features
Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Other,Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Heat Pump W/A,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
RECORDING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, two-bath home in Tooley Harbor with 2,022 square feet of modern living space. Built in 2025, this residential property sits in Elizabeth City's waterfront neighborhood. Close to dining, shopping, and military-connected amenities.

Read the full overview ↓

Why this home stands out

Built fresh in 2025, this home offers contemporary construction and layout designed for today's living. Four bedrooms and two bathrooms give you flexible space for a home office, guest room, or hobby area. The Tooley Harbor location puts you near water-access recreation and a tight-knit neighborhood feel. You'll find dining and essentials within a short drive, plus easy access to military-connected gyms and services.

TOOLEY HARBOR and the Elizabeth City real estate market

Tooley Harbor is Elizabeth City's waterfront neighborhood, known for its maritime character and relaxed coastal pace. The streets here blend residential comfort with easy access to the water and local recreation. Elizabeth City itself sits in northeastern North Carolina, about 45 minutes from the Outer Banks and roughly 90 minutes from the Raleigh area. Getting around is straightforward—most errands are a quick drive away. The city has a small-town feel with genuine community roots. You're close enough to larger urban centers for work or weekend trips, yet far enough to enjoy quieter living. Daily life here centers on local shops, waterfront parks, and the kind of neighborhood where people know their streets.

What's nearby

Hangar 7 restaurant sits just 0.4 miles away for casual dining whenever you're hungry. Big Daddy's Pizza is 0.9 miles out for quick dinner nights. Dollar General is 0.6 miles off for everyday groceries and supplies. USCG MWR Gym is 0.5 miles away, offering fitness access close to home. These spots cluster within easy reach, so you won't spend much time in the car for food, shopping, or a workout. Everything you need for daily life is nearby.

For different buyers

Base commute and VA loan notes

About 42 minutes to NSA Northwest Annex. VA loan financing is widely available in this market, and new construction often qualifies for smooth closing timelines. The home is built and ready—no waiting for completion or surprise delays. Nearby USCG MWR Gym gives you fitness access without a civilian membership.

Room to grow

Four bedrooms mean a master suite, guest room, home office, and bonus space all under one roof. Two full bathrooms reduce morning conflicts and make hosting easier. At 2,022 square feet, there's room to spread out without a sprawling footprint. New construction means no immediate repairs or updates—just move in and settle.

More buyer questions

How far is Tooley Harbor from NSA Northwest Annex?

About 42 minutes by car. It's a reasonable commute for many shift patterns and work schedules.

What restaurants are near this address?

Hangar 7 is 0.4 miles away, and Big Daddy's Pizza is 0.9 miles out. Both offer casual dining without a long drive.

Is there a gym nearby?

Yes, USCG MWR Gym is 0.5 miles away, offering fitness facilities close to home.

When was this home built?

This property was completed in 2025, so it's brand-new with modern systems and contemporary finishes.

Can VA loan financing be used here?

VA loan financing is commonly available in Elizabeth City. New construction often qualifies for streamlined closing processes.

Ready to tour this new Tooley Harbor home? Contact Tom & Dariya Milan today to schedule a showing and explore what's waiting for you.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$375K – $515K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

41min·30.6mi

USCG Finance Ctr

Coast Guard

55min·43.8mi

Dam Neck

Navy

82min·56.5mi

J7 Suffolk

Joint

60min·49.9mi

NNSY

Navy

61min·51.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,694/mo

Principal & interest

$2,314

Property tax

$250

Home insurance

$130

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$340,000 – $467,946

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

118 Spoonbill LOOP · 0.4 mi · 2,019 sqft$343,795 sold 2026-09
234 Spoonbill LOOP · 0.3 mi · 1,987 sqft$345,000 sold 2026-09
202 Winborne LOOP · 0.4 mi · 2,070 sqft$340,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$445,900

Price / Sq Ft

$221

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$35 / mo

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 1, 2025$445,900—
Currently listed—$445,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

276 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Tooley Harbor (Bahia Mar) in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Tooley Harbor (Bahia Mar) in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Tooley Harbor (Bahia Mar)?+
Yes — USCG MWR Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm Tooley Harbor (Bahia Mar)?+
Dollar General is about 0.7 miles away. The closest dining on record is Hangar 7 (0.5 mi).
Does Mm Tooley Harbor (Bahia Mar) have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Cable, Dock, Ground Maint, Security.
When was Mm Tooley Harbor (Bahia Mar) built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10608546

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Tooley Harbor (Bahia Mar), Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Tooley Harbor (Bahia Mar), Elizabeth City, North Carolina 27909 · MLS #10608546 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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