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Elizabeth CityTOOLEY HARBORMm San Lucas Dr✓ Source: REIN MLS #10640763 · record updated Jun 28, 2026 · synced every 2 min · your inquiry is never resold
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Main photo
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 2
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 3
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 4
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 5
5beds
3baths
2,796sqft
45days on market

Mm San Lucas Dr, Elizabeth City, NC 27909

ActiveResidential · built 2026 · TOOLEY HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$168

HOA fee

$32/mo

Taxes

$5,000/yr

County

Elizabeth City NC

MLS #

10640763

HOA association includes

Ground MaintOther

$32/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,796
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Attic, Breakfast Area, Fin. Rm Over Gar
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Contemp, Traditional
Subtype
Detached
Foundation
Other, Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air, Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
RECORDING
Disclosures
Common Interest Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Check out the San Lucas. This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings. Downstairs Flex Room can be an office or bedroom affording you 5 full bedrooms. Don't miss your chance to experience the Tooley Harbor difference.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10640763

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction on San Lucas Drive in Elizabeth City, North Carolina brings five bedrooms and three full baths across 2,796 square feet — generous space, a fresh start, and a quiet address that still keeps everyday conveniences well within reach.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — is yours from day one, with no inherited wear and no deferred surprises waiting around the corner. Five bedrooms give you room to grow, host, or carve out a dedicated home office without compromise. Three full baths mean mornings actually run on schedule. At 2,796 square feet, the footprint is substantial enough to feel like a real home rather than a starter box.

TOOLEY HARBOR and the Elizabeth City real estate market

San Lucas Drive sits in Elizabeth City, a small city in Pasquotank County, North Carolina, tucked just south of the Virginia border along the Pasquotank River. Elizabeth City carries a genuine small-town rhythm — unhurried streets, a compact historic downtown with waterfront access, and a community that tends to know its neighbors. The surrounding area is largely residential and semi-rural, which means you get space and quiet without being far from the services that matter. Pasquotank County keeps property taxes modest by regional standards, and the cost of living here is noticeably lower than in the Hampton Roads metro just across the state line. For buyers comparing Elizabeth City homes for sale with options further north, that gap adds up fast. The city is home to Elizabeth City State University and a Coast Guard Air Station, which gives the local economy a stable, institutional backbone that keeps the community grounded through broader market cycles.

What's nearby

Daily errands are easier than the rural feel might suggest. A Dollar General sits just 0.6 miles away for quick household pickups, and when you want something more substantial, Elizabeth City's commercial corridor is a short drive. For food, Hangar 7 is only 0.4 miles out — a local spot with a loyal following that's worth knowing about on a weeknight. Big Daddy's Pizza rounds out the options at 0.9 miles, a reliable call when nobody feels like cooking. Fitness-minded residents will appreciate the USCG MWR Gym just 0.5 miles away — a well-equipped facility that's a genuine asset for this part of town.

For different buyers

For military families relocating

Coast Guard families relocating to the region will find San Lucas Drive a practical landing spot. The USCG MWR Gym is half a mile away, and the USCG Finance Center in Chesapeake is roughly 67 minutes north — a commute that's workable, especially when weighed against the breathing room a five-bedroom, 2,796-square-foot new-construction home provides at Elizabeth City's price point.

For families upgrading

If your current home has everyone stacked on top of each other, five bedrooms and three full baths changes the equation entirely. New 2026 construction means the kids inherit a home with no deferred maintenance, fresh systems, and a layout designed for how families actually live today. Families comparing homes for sale zoned for Pasquotank County schools will find this address worth a close look.

More buyer questions

How far is MM San Lucas Dr from USCG Finance Center Chesapeake?

The drive runs approximately 67 minutes under normal conditions, heading north through the Hampton Roads corridor. Many Coast Guard personnel in the area factor that commute against Elizabeth City's lower cost of living and find the trade-off worthwhile.

What is the flood zone status for this address?

Flood zone designation for MM San Lucas Dr is handled by the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing flood insurance options with your agent before closing.

Is there an HOA on San Lucas Drive?

HOA status for this address should be confirmed through current disclosure documents, as community association structures can be established or modified over time. Your agent can pull the most up-to-date information during the offer process.

What are the nearest grocery and dining options to this address?

A Dollar General is 0.6 miles away for everyday staples, and Hangar 7 restaurant is just 0.4 miles out for a sit-down meal. Big Daddy's Pizza is under a mile away, making this stretch of Elizabeth City more convenient than its semi-rural character might imply.

When was this home built, and what does new 2026 construction mean for a buyer?

This home was built in 2026, which means all major systems — HVAC, roofing, plumbing, electrical — are brand new and typically covered under builder warranties. Buyers inherit zero deferred maintenance and can expect lower near-term repair costs compared to older resale properties.

Tom and Dariya Milan at LPT Realty know Elizabeth City and the broader Hampton Roads market well. Reach out to schedule a walkthrough or ask questions about this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Elizabeth City$400K – $545K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
  • MiddleRiver Road Middle
  • HighPasquotank County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,997/mo

Principal & interest

$2,443

Property tax

$417

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$32

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$407,990$599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Lands End DR · 0.1 mi · 2,824 sqft$599,900 sold 2026-05
103 Lands End DR · 0.2 mi · 2,854 sqft$544,475 sold 2026-05
520 Keel WAY · 0.3 mi · 2,801 sqft$479,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$470,900

Price / Sq Ft

$168

Annual Taxes

$5,000

Monthly Tax

$417

HOA fee

$32 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 20, 2026$470,900
Currently listed$470,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

45 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm San Lucas Dr in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm San Lucas Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm San Lucas Dr?+
Yes — USCG MWR Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm San Lucas Dr?+
Dollar General is about 0.5 miles away. The closest dining on record is Hangar 7 (0.5 mi).
Does Mm San Lucas Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Ground Maint, Other.
When was Mm San Lucas Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10640763

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm San Lucas Dr, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm San Lucas Dr, Elizabeth City, North Carolina 27909 · MLS #10640763 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.