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✓ Source: REIN MLS #10640763 · record updated Jun 29, 2026 · synced every 2 min · your inquiry is never resold
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Main photo
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 2
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 3
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 4
MM SAN LUCAS DR, ELIZABETHCITY NC 27909 - Photo 5
5beds
3baths
2,796sqft
45days on market

Mm San Lucas Dr, Elizabeth City, NC 27909

ActiveResidential · built 2026 · TOOLEY HARBOR

About this home

Check out the San Lucas. This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings. Downstairs Flex Room can be an office or bedroom affording you 5 full bedrooms. Don't miss your chance to experience the Tooley Harbor difference.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10640763

Facts & features

Type

Residential

Year built

2026

Price / sqft

$168

HOA fee

$32/mo

Taxes

$5,000/yr

County

Elizabeth City NC

MLS #

10640763

HOA association includes

Ground MaintOther

$32/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,796
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Attic, Breakfast Area, Fin. Rm Over Gar
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Contemp, Traditional
Subtype
Detached
Foundation
Other, Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air, Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
RECORDING
Disclosures
Common Interest Community

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new five-bedroom, three-bath home in Elizabeth City with nearly 2,800 square feet of modern living space. Built in 2026, this residence offers contemporary comfort and room to spread out. About 42 minutes from NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

New construction means everything is current and under warranty. You'll find five bedrooms and three full baths across an open, efficient layout. The 2,796 square feet give you genuine space without the maintenance headaches of an older home. Built to today's standards for energy efficiency and durability. No surprises waiting inside.

TOOLEY HARBOR and the Elizabeth City real estate market

Elizabeth City sits in northeastern North Carolina, a waterfront community with genuine character and a slower pace. The area blends small-town roots with modern convenience—local shops, restaurants, and services are close by. You're near the Pasquotank River and the broader Outer Banks region. Daily life is easy here: grocery stores and dining options are within minutes, and the community has a welcoming feel. The city itself is about two hours from the Virginia Beach area and roughly 90 minutes from Raleigh. Getting around Elizabeth City is straightforward; most errands are a short drive. There's a lot to love about this corner of North Carolina—genuine neighbors, affordable living, and genuine access to water recreation.

What's nearby

Hangar 7 restaurant is just 0.4 miles away for a quick meal. Big Daddy's Pizza sits at 0.9 miles if you're craving something casual. Dollar General is 0.6 miles for everyday supplies and quick shopping. The USCG MWR Gym is 0.5 miles, perfect for fitness routines. Coffee shops and pharmacies dot the area too. You're never far from the essentials or a good bite to eat. Most errands take just minutes by car.

For different buyers

Base commute and VA loan notes

About 42 minutes to NSA Northwest Annex. VA loan financing is widely available in this market, and new construction often qualifies for favorable terms. Everything arrives ready to use with no repairs needed and systems under warranty. The five-bedroom layout and reasonable cost of living make this a practical option.

Room to grow

Five bedrooms mean genuine room to grow—a master suite, guest bedrooms, and space for a home office or hobby room. Three full baths eliminate morning conflicts. Nearly 2,800 square feet is substantial without feeling oversized. New construction means no hidden repairs, no surprises, and modern systems that work as intended.

More buyer questions

How far is this home from NSA Northwest Annex?

About 42 minutes by car. It's a reasonable commute for those working at the base.

What year was this home built?

2026. Everything is brand new, under warranty, and built to current building codes.

How many bedrooms and bathrooms does this home have?

Five bedrooms and three full bathrooms across 2,796 square feet.

What restaurants are nearby?

Hangar 7 is 0.4 miles away, and Big Daddy's Pizza is 0.9 miles. Both offer casual, convenient dining.

Is there a gym nearby?

Yes, the USCG MWR Gym is just 0.5 miles away for fitness and wellness.

Ready to explore this new home in Elizabeth City? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour today.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$400K – $545K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

41min·30.6mi

USCG Finance Ctr

Coast Guard

55min·43.8mi

Dam Neck

Navy

82min·56.5mi

J7 Suffolk

Joint

60min·49.9mi

NNSY

Navy

61min·51.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,997/mo

Principal & interest

$2,443

Property tax

$417

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$32

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$407,990 – $599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Lands End DR · 0.1 mi · 2,824 sqft$599,900 sold 2026-05
103 Lands End DR · 0.2 mi · 2,854 sqft$544,475 sold 2026-05
520 Keel WAY · 0.3 mi · 2,801 sqft$479,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$470,900

Price / Sq Ft

$168

Annual Taxes

$5,000

Monthly Tax

$417

HOA fee

$32 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 20, 2026$470,900—
Currently listed—$470,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

45 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm San Lucas Dr in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm San Lucas Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm San Lucas Dr?+
Yes — USCG MWR Gym is about 0.6 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to Mm San Lucas Dr?+
Dollar General is about 0.5 miles away. The closest dining on record is Hangar 7 (0.5 mi).
Does Mm San Lucas Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Ground Maint, Other.
When was Mm San Lucas Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10640763

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm San Lucas Dr, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm San Lucas Dr, Elizabeth City, North Carolina 27909 · MLS #10640763 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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