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✓ Source: REIN MLS #10649440 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold
MM Bailey (Payne Model) CIR, SHILOH NC 27974 - Main photo
MM Bailey (Payne Model) CIR, SHILOH NC 27974 - Photo 2
MM Bailey (Payne Model) CIR, SHILOH NC 27974 - Photo 3
3beds
2baths
1,189sqft
9days on market

Mm Bailey (Payne Model) Cir, Shiloh, NC 27974

ActiveResidential · built 2026 · SHILOH

About this home

Welcome to The Payne, a charming ranch-style home crafted for comfort, connection, and everyday ease. From the inviting front porch, move into a welcoming foyer that thoughtfully centers the entire layout, giving every space a sense of purpose and flow. To the left, the heart of the home opens into a bright and airy great room that seamlessly connects to the kitchen and dining area -- perfect for gathering, unwinding, and enjoying daily life. Just off the dining space, a cozy covered porch extends your living outdoors, offering the ideal spot for morning coffee or peaceful evenings. The kitchen features a well-planned layout with a convenient pantry and direct access to the laundry room, which leads to the garage -- a functional everyday path designed to make life simpler. On the opposite side of the foyer, two comfortable bedrooms share a full bathroom, creating a retreat for family, guests, or a home office. Tucked just off the great room is the primary suite -- a restful haven with a large closet and a beautifully appointed bathroom featuring a separate shower. Every inch of The Payne has been designed to maximize comfort, create flow, and offer attainable homeownership without compromising on style or livability. It's the place to begin your next chapter -- relaxed, connected, and right at home.NC# 311996

Listing courtesy of Joy Mills · AtCoastal Realty · REIN MLS #10649440

Facts & features

Type

Residential

Year built

2026

Price / sqft

$320

HOA fee

$1/mo

Taxes

$2,811/yr

County

Camden County NC

MLS #

10649440

HOA association includes

Other

$1/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,189
Stories
1
Flooring
Carpet, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Microwave, Elec Range
Equipment
Cable Hookup
Accessibility
Main Floor Laundry

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9000
Subdivision
SHILOH
Zoning
SFM
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Occupancy Permit, Owner Agent

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A new three-bedroom, two-bath home in Shiloh, North Carolina, built in 2026 with 1,189 square feet of modern living space. Straightforward layout and current construction mean no surprises. This is a fresh start in a quiet rural community.

Read the full overview ↓

Why this home stands out

Brand-new construction eliminates guesswork—everything is current and under builder warranty. The open floor plan connects kitchen, dining, and living areas efficiently. Three bedrooms give you flexibility for a home office, guest room, or storage. Two full baths serve the household without morning conflicts. At 1,189 square feet, the home balances livability with manageable upkeep and utility costs. Modern systems and clean finishes mean move-in readiness.

About the Shiloh real estate market

Shiloh is a quiet community in rural North Carolina, offering a slower pace and wide-open surroundings. The neighborhood centers on residential properties with plenty of breathing room between homes. You'll find a mix of new construction and established houses along tree-lined streets. Shiloh itself is a small town where neighbors know each other and traffic stays light. The broader region provides access to larger towns and services within a reasonable drive. Daily life here means less hustle and more space to spread out. Schools and shopping require a short trip, but the trade-off is genuine peace and privacy. This is the kind of setting where you can hear yourself think.

What's nearby

The nearest grocery and pharmacy options are about 15 minutes away in larger nearby towns. A few local restaurants and cafes serve the Shiloh area and surrounding communities. Parks and outdoor recreation spots dot the region, perfect for hiking and quiet time in nature. The closest gas station is within 10 minutes. Banking and other essential services cluster in the adjacent towns, all within easy reach by car.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 43 minutes away, making this a viable option for those with that commute. VA loan financing is available and common in this market. New construction means move-in readiness without inspection surprises. The home's straightforward layout and modern systems reduce settling-in time.

Room to grow

Three bedrooms give you room to grow without excess space to maintain. The open floor plan adapts easily to a home office or guest suite. Two full baths eliminate morning conflicts as your household changes. New construction means no hidden repairs or surprises eating into your budget.

More buyer questions

How far is MM Bailey Circle from NSA Northwest Annex?

The drive is approximately 43 minutes under normal conditions. This makes the location workable for those assigned to or commuting to that installation.

What is the square footage and bedroom count?

The home is 1,189 square feet with three bedrooms and two full bathrooms. The layout balances livability with efficient use of space.

When was this home built?

This is new construction completed in 2026. Everything is current and covered by builder warranty.

Can I use VA loan financing for this property?

Yes, VA loan financing is available and widely used in this market. Work with your lender to confirm eligibility and lock in your terms.

What is Shiloh like as a place to live?

Shiloh is a quiet rural community with wide-open surroundings and a slower pace. Neighbors know each other, traffic stays light, and you get genuine peace and privacy.

Ready to explore this new home in Shiloh? Contact Tom & Dariya Milan at LPT Realty to schedule a tour.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Shiloh$320K – $440K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryCamden Intermediate
    —
  • MiddleCamden Middle
    —
  • HighCamden County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37029C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

33min·25.3mi

USCG Finance Ctr

Coast Guard

45min·36.6mi

Dam Neck

Navy

72min·49.3mi

NAS Oceana

Navy

72min·48.3mi

NNSY

Navy

55min·44.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,316/mo

Principal & interest

$1,971

Property tax

$234

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$1

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Shiloh home worth?

Sale & Tax History

List Price

$379,900

Price / Sq Ft

$320

Annual Taxes

$2,811

Monthly Tax

$234

HOA fee

$1 / mo

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 16, 2026$379,900—
Currently listed—$379,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Shiloh Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Bailey (Payne Model) Cir in a good school zone?+
The assigned zones on the listing record are Camden Intermediate, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Bailey (Payne Model) Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Bailey (Payne Model) Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was Mm Bailey (Payne Model) Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Joy Mills · AtCoastal Realty · REIN MLS #10649440

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Bailey (Payne Model) Cir, Shiloh — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Bailey (Payne Model) Cir, Shiloh, North Carolina 27974 · MLS #10649440 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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