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ShilohSHILOHMm Bailey (Payne Model) Cir✓ Source: REIN MLS #10649440 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold
MM Bailey (Payne Model) CIR, SHILOH NC 27974 - Main photo
MM Bailey (Payne Model) CIR, SHILOH NC 27974 - Photo 2
MM Bailey (Payne Model) CIR, SHILOH NC 27974 - Photo 3
$379,900
$320 / sqft · est. $2,317/mo →
3beds
2baths
1,189sqft
9days on market

Mm Bailey (Payne Model) Cir, Shiloh, NC 27974

ActiveResidential · built 2026 · SHILOH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$320

HOA fee

$1/mo

Taxes

$2,811/yr

County

Camden County NC

MLS #

10649440

HOA association includes

Other

$1/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,189
Stories
1
Flooring
Carpet, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Microwave, Elec Range
Equipment
Cable Hookup
Accessibility
Main Floor Laundry

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9000
Subdivision
SHILOH
Zoning
SFM
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Occupancy Permit, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to The Payne, a charming ranch-style home crafted for comfort, connection, and everyday ease. From the inviting front porch, move into a welcoming foyer that thoughtfully centers the entire layout, giving every space a sense of purpose and flow. To the left, the heart of the home opens into a bright and airy great room that seamlessly connects to the kitchen and dining area -- perfect for gathering, unwinding, and enjoying daily life. Just off the dining space, a cozy covered porch extends your living outdoors, offering the ideal spot for morning coffee or peaceful evenings. The kitchen features a well-planned layout with a convenient pantry and direct access to the laundry room, which leads to the garage -- a functional everyday path designed to make life simpler. On the opposite side of the foyer, two comfortable bedrooms share a full bathroom, creating a retreat for family, guests, or a home office. Tucked just off the great room is the primary suite -- a restful haven with a large closet and a beautifully appointed bathroom featuring a separate shower. Every inch of The Payne has been designed to maximize comfort, create flow, and offer attainable homeownership without compromising on style or livability. It's the place to begin your next chapter -- relaxed, connected, and right at home.NC# 311996

Listing courtesy of Joy Mills · AtCoastal Realty · REIN MLS #10649440

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A brand-new 2026 three-bedroom, two-bath home on MM Bailey Circle in Shiloh, North Carolina brings 1,189 square feet of fresh construction to a quiet corner of Camden County — the kind of address where small-town calm and coastal Carolina living genuinely overlap.

Read the full overview ↓

Why this home stands out

Built in 2026, this Payne Model home on MM Bailey Circle arrives with everything new — systems, surfaces, and structure — so you're starting a clean chapter rather than inheriting someone else's decisions. At 1,189 square feet across three bedrooms and two baths, the layout is efficient without feeling tight, and the Camden County setting keeps the pace of daily life refreshingly unhurried.

About the Shiloh real estate market

Shiloh sits in Camden County, North Carolina, just across the Virginia–North Carolina line from the Hampton Roads metro — close enough to tap into a major coastal region, far enough to feel like a genuine escape from it. The community is rural in character, with open land, modest traffic, and the kind of neighborhood where you actually notice the seasons change. Camden County is one of the smallest counties in North Carolina by population, which means low density, low noise, and a pace that's hard to find closer to the water. The Pasquotank River and Albemarle Sound are part of the regional fabric here, and the broader Outer Banks corridor is within easy reach for weekend drives. For buyers comparing homes for sale in Shiloh NC, the appeal is straightforward: new construction quality in a setting that hasn't been overdeveloped.

What's nearby

Daily errands pull toward Elizabeth City, roughly 15 to 20 minutes south, where you'll find grocery stores, pharmacies, restaurants, and the full range of services a small regional city offers. The Museum of the Albemarle and the Elizabeth City waterfront give the area a cultural anchor that surprises first-time visitors. Closer to home, Camden County's rural roads are ideal for cycling, walking, and general decompression. The Great Dismal Swamp National Wildlife Refuge is accessible to the north, offering hiking and wildlife watching for outdoor-minded households. Virginia's Hampton Roads cities — Chesapeake, Suffolk, and Norfolk — are all within a reasonable drive for larger shopping or entertainment.

For different buyers

For first-time buyers

New construction removes a lot of the uncertainty that comes with buying your first home — no aging HVAC to worry about, no deferred maintenance inherited from a previous owner. This 2026 Payne Model on MM Bailey Circle gives first-time buyers a genuinely fresh start: three bedrooms, two baths, 1,189 square feet, and the kind of quiet Camden County setting where your dollar stretches further than it would closer to the coast.

For buyers drawn to character

Not every buyer wants a fixer-upper with history — some want the clean slate of new construction in a place that still has real character. MM Bailey Circle in Shiloh delivers exactly that: a 2026 build in a rural North Carolina county that hasn't been smoothed over by suburban sprawl. Camden County's small-town identity, proximity to the Albemarle Sound corridor, and unhurried pace give this address a sense of place that newer subdivisions closer to the city rarely manage.

More buyer questions

How far is MM Bailey Circle in Shiloh from Elizabeth City?

Elizabeth City is approximately 15 to 20 minutes south of Shiloh via US-158, making it the primary hub for groceries, dining, healthcare, and everyday services for residents on MM Bailey Circle.

What county is Shiloh, NC 27974 in?

Shiloh is located in Camden County, North Carolina — one of the least densely populated counties in the state, known for its rural character and proximity to the Albemarle Sound region.

Is MM Bailey Circle in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the 27974 zip code.

How far is this home from the Virginia border?

The North Carolina–Virginia state line is only a few miles north of Shiloh, putting Hampton Roads cities like Chesapeake and Suffolk within roughly 45 to 60 minutes for work, shopping, or entertainment.

What is the Payne Model floor plan like at this address?

The Payne Model is a three-bedroom, two-bath layout spanning 1,189 square feet, designed as a right-sized single-family home with a practical, livable footprint suited to couples, small families, or anyone who values efficiency over excess square footage.

Tom and Dariya Milan at LPT Realty know Camden County's new construction market well — reach out to get the full picture on this Shiloh address and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Shiloh$320K – $440K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryCamden Intermediate
  • MiddleCamden Middle
  • HighCamden County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,316/mo

Principal & interest

$1,971

Property tax

$234

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$1

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Sale & Tax History

List Price

$379,900

Price / Sq Ft

$320

Annual Taxes

$2,811

Monthly Tax

$234

HOA fee

$1 / mo

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 16, 2026$379,900
Currently listed$379,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Shiloh Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Bailey (Payne Model) Cir in a good school zone?+
The assigned zones on the listing record are Camden Intermediate, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Bailey (Payne Model) Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Bailey (Payne Model) Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was Mm Bailey (Payne Model) Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Joy Mills · AtCoastal Realty · REIN MLS #10649440

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Bailey (Payne Model) Cir, Shiloh — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Bailey (Payne Model) Cir, Shiloh, North Carolina 27974 · MLS #10649440 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.