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Gates › ALL OTHERS AREA 230 › Lot 1 Gates Bank Rd✓ Source: REIN MLS #10602787 · record updated May 7, 2026 · synced every 2 min · your inquiry is never resold
Lot 1 Gates Bank RD, GATES NC 27937 - Main photo
Lot 1 Gates Bank RD, GATES NC 27937 - Photo 2
$369,900
$210 / sqft · est. $2,055/mo →
3beds
2baths
1,765sqft
230days on market

Lot 1 Gates Bank Rd, Gates, NC 27937

Under ContractResidential · built 2026 · ALL OTHERS AREA 230

About this home

The listing, in the seller's words

Welcome home to the Chesapeake 2 model! This thoughtfully designed 3-bedroom, 2-bath ranch offers the perfect blend of comfort, style, and functionality. With durable LVP flooring and granite countertops throughout, the home combines timeless finishes with everyday convenience. The kitchen features stainless steel appliances, granite countertops, shaker-style cabinets, and plenty of prep space, great for both everyday meals and entertaining guests. Relax on the spacious front porch while taking in peaceful country views or make use of the finished room over the 2-car attached garage, great for a home office, flex space, or guest retreat. Every detail in this model has been carefully selected to create a welcoming and modern living experience.

Listing courtesy of H Kim Old · BHHS RW Towne Realty · REIN MLS #10602787

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Lot 1 Gates Bank Road is a brand-new 3-bedroom, 2-bath home in Gates, North Carolina — 1,765 square feet of thoughtfully designed living space built in 2026, sitting in a quiet rural setting with everyday essentials just steps away.

Read the full overview ↓

Why this home stands out

What sets Lot 1 Gates Bank Road apart is the rare combination of new construction quality and genuine small-town calm. Built in 2026, every system is fresh — no deferred maintenance, no surprises. The lot sits in Gates County, where land is still spacious and neighbors aren't stacked on top of each other. For buyers who want a clean slate in a place that moves at a slower, more deliberate pace, this address delivers exactly that.

ALL OTHERS AREA 230 and the Gates real estate market

Gates, North Carolina is one of those places that doesn't try to be anything other than what it is — a close-knit, rural community in Gates County where the pace is unhurried and the landscape is wide open. The ALL OTHERS AREA 230 designation reflects the county's largely unincorporated character, meaning you're trading subdivision density for genuine breathing room. Gates sits in the northeastern corner of North Carolina, tucked between the Great Dismal Swamp to the north and the Chowan River basin to the south. Life here centers on community, land, and a slower rhythm that's increasingly hard to find. Commuters appreciate the reasonable drive north into Hampton Roads, and the area's affordability relative to coastal Virginia makes Gates County an attractive landing spot for buyers who want more home and more land for their investment.

What's nearby

Day-to-day life at Lot 1 Gates Bank Road is simpler than you might expect. Family Foods of Gates is just 0.2 miles away — close enough to grab groceries without a second thought. When it's time to eat out, TW's Pulled Pork BBQ & More is about a mile down the road and worth every minute of the drive. The surrounding Gates County area offers outdoor recreation through nearby rivers, swamp trails, and hunting grounds that draw enthusiasts from across the region. For larger shopping trips or medical appointments, the Hampton Roads metro is accessible via US-158 and US-13.

For different buyers

For military families relocating

Joint Staff J7 in Suffolk is roughly 37 minutes from Lot 1 Gates Bank Road — a manageable commute that puts you well outside the congestion zone surrounding most Hampton Roads bases. New construction means no repair surprises during a PCS move, and VA loan eligibility makes financing a 2026-built home straightforward. Gates County's lower cost of living stretches a housing allowance further than most areas closer to base.

For first-time buyers

Buying your first home in a brand-new build removes one of the biggest anxieties first-timers face: unknown repair costs. At Lot 1 Gates Bank Road, everything is new — the roof, the systems, the finishes. Three bedrooms and two full baths give you room to grow, and Gates County's quieter market means less competition and more time to make a confident decision. It's a solid, low-drama entry point into homeownership.

More buyer questions

How far is Lot 1 Gates Bank Road from Joint Staff J7 Suffolk?

The drive from Lot 1 Gates Bank Road to Joint Staff J7 in Suffolk is approximately 37 minutes under normal traffic conditions, primarily via US-13 North into Virginia.

What is the flood risk situation for this property?

Flood zone information for Lot 1 Gates Bank Road is displayed in the FloodRisk tile on this page — review that section for the current FEMA designation specific to this parcel.

Is there an HOA at Lot 1 Gates Bank Road?

Based on available property data, there is no HOA associated with this address, which is typical for properties in Gates County's unincorporated areas.

What are the nearest grocery stores to Lot 1 Gates Bank Road?

Family Foods of Gates is just 0.2 miles from the property, making it one of the most conveniently located grocery options you'll find in a rural North Carolina setting.

Can a VA loan be used to purchase a new construction home like this one?

Yes — a VA loan can generally be used for new construction purchases, though the process involves a few additional steps such as builder approval and construction inspections; speaking with a VA-experienced lender early is always recommended.

Curious about life at Lot 1 Gates Bank Road? Tom and Dariya Milan at LPT Realty know this corner of North Carolina well — reach out and let's talk through whether this address fits your next chapter.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryBuckland Elementary
    —
  • MiddleCentral Middle
    —
  • HighGates County
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$210

HOA

None

Taxes

$328/yr

County

Gates County NC

MLS #

10602787

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,765
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Pantry, Porch, Unfin.Rm Over Gar
Appliances
Dishwasher, Dryer Hookup, Microwave, Range, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 230
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Related to Seller

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37073C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,055/mo

Principal & interest

$1,919

Property tax

$27

Home insurance

$108

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$369,900

Price / Sq Ft

$210

Annual Taxes

$328

Monthly Tax

$27

HOA

None

Tax Rate (effective)

0.09%

Sale Timeline (this listing)

EventDatePriceDetail
ListedDec 17, 2025$369,900—
Currently listed—$369,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Gates Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is Lot 1 Gates Bank Rd in a good school zone?+
The assigned zones on the listing record are Buckland Elementary, Central Middle (GreatSchools 7/10), Gates County. School attendance zones can change — always confirm enrollment with the local school division.
Is Lot 1 Gates Bank Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Where is the nearest grocery store to Lot 1 Gates Bank Rd?+
Family Foods of Gates is about 0.1 miles away. The closest dining on record is TW's Pulled Pork BBQ & More (0.7 mi).
Does Lot 1 Gates Bank Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was Lot 1 Gates Bank Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of H Kim Old · BHHS RW Towne Realty · REIN MLS #10602787

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Lot 1 Gates Bank Rd, Gates — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Lot 1 Gates Bank Rd, Gates, North Carolina 27937 · MLS #10602787 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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