Skip to main content
VaHome.com
✓ Source: REIN MLS #10626875 · record updated Sep 10, 2026 · synced every 2 min · your inquiry is never resold
9719 21st Bay ST, NORFOLK VA 23518 - Main photo
$550,000
88days on market

9719 21st Bay St, Norfolk, VA 23518

SoldLand and Farms · OCEAN VIEW EAST

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water.

Frontage

Waterfront ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

Lot is 50' x150' armored with granite boulder bulkheaded waterfront lot. Single family coastal house footprint is 35' x 67.8'. Why are these lots more expensive? The cost of granite mountain boulders from West Virginia used to bulkhead the bay front lots are built into the price. It's the only place in Norfolk VA that has this unique protection.

Listing courtesy of Judith Boone · Judy Boone Realty Inc. · REIN MLS #10626875

Facts & features

Type

Land and Farms

HOA

None

Taxes

$4,920/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10626875

Construction & exterior

Waterfront
Deep Water
Deep-water access
Yes

Utilities & systems

Utilities available
Electric Avail, Gas Avail

Lot, parking & ownership

Lot size
0.1700
Approx. acres
0.17
Road surface
Paved
Subdivision
OCEAN VIEW EAST
Zoning
R-12
Ownership
Fee Simple
Possession
SETTLEMENT

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Nearby, look at East Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$465K – $635K

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

10.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

East Ocean View

East Ocean View is the eastern end of Norfolk's Chesapeake Bay shoreline, in ZIP codes 23518 and 23503. East Ocean View Avenue runs its length.

$445K

Median sale · 12 mo

$267

Sold $/sq ft

28d

Days on market

31

For sale now

$66K

HH income

40.6%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore East Ocean View →
Map of East Ocean View with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Little Creek

Navy

11min·3.9mi

NS Norfolk

Navy

18min·7.4mi

MARFORCOM

Marines

20min·7.9mi

NSA HR

Navy

22min·10.9mi

NMCP

Navy

25min·14.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,424/mo

Principal & interest

$2,854

Property tax

$410

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

138% of $400,000

City assessment record · taxes $4,920/yr

Land share of assessed value

100% — $400,000

Improvements $0 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$550,000

Price / Sq Ft

$0

Annual Taxes

$4,920

Monthly Tax

$410

HOA

None

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 14, 2026$550,000—
Price reducedJun 30, 2026$550,000−$9,000
SoldJun 30, 2026$550,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

38% above assessment

Total Assessed

$400,000

Land

$400,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9719 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9719 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 9719 21st Bay St?+
Yes — Fit Body Boot Camp is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 9719 21st Bay St?+
East Beach Fountain Square and Park is about 0.2 miles away.
Where is the nearest grocery store to 9719 21st Bay St?+
Riffle Farms Market & Co-op is about 0.3 miles away. The closest dining on record is Lola's Beach Cantina (0.1 mi).
Is 9719 21st Bay St a waterfront property?+
Yes. The listing record shows: Deep Water.
Does 9719 21st Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Judith Boone · Judy Boone Realty Inc. · REIN MLS #10626875

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
9719 21st Bay St, Norfolk — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in NorfolkCall or text (757) 777-7577

9719 21st Bay St, Norfolk, Virginia 23518 · MLS #10626875 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆