Norfolk › OCEAN VIEW EAST › 9719 21st Bay St✓ Source: REIN MLS #10626875 · record updated Sep 10, 2026 · synced every 2 min · your inquiry is never resold

9719 21st Bay ST, NORFOLK VA 23518 - Main photo

$550,000

88days on market

9719 21st Bay St, Norfolk, VA 23518

SoldLand and Farms · OCEAN VIEW EAST

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water.

Frontage

Waterfront ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Land and Farms

HOA

None

Taxes

$4,920/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10626875

Construction & exterior

Waterfront: Deep Water
Deep-water access: Yes

Utilities & systems

Utilities available: Electric Avail, Gas Avail

Lot, parking & ownership

Lot size: 0.1700
Approx. acres: 0.17
Road surface: Paved
Subdivision: OCEAN VIEW EAST
Zoning: R-12
Ownership: Fee Simple
Possession: SETTLEMENT

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Lot is 50' x150' armored with granite boulder bulkheaded waterfront lot. Single family coastal house footprint is 35' x 67.8'. Why are these lots more expensive? The cost of granite mountain boulders from West Virginia used to bulkhead the bay front lots are built into the price. It's the only place in Norfolk VA that has this unique protection.

Listing courtesy of Judith Boone · Judy Boone Realty Inc. · REIN MLS #10626875

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

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Norfolk$465K – $635K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryLittle Creek Elementary School
2/10
MiddleAzalea Middle School
3.1/10
HighLake Taylor High School
1.9/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$400K

Median sale · 12 mo

$254

Sold $/sq ft

31d

Days on market

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →

Neighborhood

houses for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,424/mo

Down payment20% · $110,000

Interest rate6.75%

Loan term30 years

Principal & interest

$2,854

Property tax

$410

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

138% of $400,000

City assessment record · taxes $4,920/yr

Land share of assessed value

100% — $400,000

Improvements $0 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$550,000

Price / Sq Ft

Annual Taxes

$4,920

Monthly Tax

$410

HOA

None

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jun 14, 2026	$550,000	—
Price reduced	Jun 30, 2026	$550,000	−$9,000
Sold	Jun 30, 2026	$550,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

38% above assessment

Total Assessed

$400,000

Land

$400,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9719 21st Bay St in a good school zone?+

The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 9719 21st Bay St in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 9719 21st Bay St?+

Yes — Fit Body Boot Camp is about 0.3 miles away, per the cached nearby-places record for this address.

Are there parks near 9719 21st Bay St?+

East Beach Fountain Square and Park is about 0.2 miles away.

Where is the nearest grocery store to 9719 21st Bay St?+

Riffle Farms Market & Co-op is about 0.3 miles away. The closest dining on record is Lola's Beach Cantina (0.1 mi).

Is 9719 21st Bay St a waterfront property?+

Yes. The listing record shows: Deep Water.

Does 9719 21st Bay St have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judith Boone · Judy Boone Realty Inc. · REIN MLS #10626875

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

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9719 21st Bay St, Norfolk, Virginia 23518 · MLS #10626875 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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