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NorfolkOCEAN VIEW9635 10th Bay St✓ Source: REIN MLS #10633946 · record updated Jul 8, 2026 · synced every 2 min · your inquiry is never resold
9635 10th Bay ST, NORFOLK VA 23518 - Main photo
$266,900
$270 / sqft · est. $1,691/mo →
990sqft
29days on market

9635 10th Bay St, Norfolk, VA 23518

SoldMulti Family Residential · built 1936 · OCEAN VIEW

About this home

The listing, in the seller's words

Investment opportunity just minutes from the beach in the Ocean View area! This duplex offers the perfect setup for investors or owner-occupants looking to offset their mortgage by living in one unit and renting the other. Roof replaced in 2024, front studio unit rents for 935 and larger back unit was previously rented for 1370 a month. Each unit offers comfortable living spaces, private entrances, separate utilities and strong rental potential in a location known for its proximity to beaches, dining, shopping, and military bases. Whether you're looking to expand your portfolio or enjoy coastal living with income-producing potential, this versatile property checks all the boxes. Don't miss your chance to own a smart investment near the Chesapeake Bay!

Listing courtesy of Jacob Sloop · 1st Class Real Estate Flagship · REIN MLS #10633946

VaHome team overview

Our read on this home

At a glance

Meet 9635 10th Bay Street — a 1936 multi-family property in Norfolk's Ocean View neighborhood, sitting just five minutes from JEB Little Creek-Fort Story and steps from beach access, local breweries, and a tight-knit coastal community with serious character.

Read the full overview ↓

Why this home stands out

Built in 1936, this 990-square-foot multi-family property carries the kind of bones and history that newer construction simply can't replicate. Ocean View has been drawing people to Norfolk's waterfront edge for generations, and this address puts you right in the middle of it — close to the bay, close to the base, and surrounded by a neighborhood that feels genuinely lived-in and community-rooted.

OCEAN VIEW and the Norfolk real estate market

Ocean View is one of Norfolk's most distinctive coastal neighborhoods — a stretch of bay-front streets where mid-century cottages sit alongside updated homes and the water is never far from view. If you're browsing homes for sale Norfolk-wide and want something with real character and a genuine beach-town feel, Ocean View consistently stands out. The neighborhood runs along the southern shore of the Chesapeake Bay, giving it a relaxed, unhurried atmosphere that's rare this close to two major military installations. Residents here tend to know their neighbors, walk to the water, and take full advantage of the local restaurant and brewery scene that has quietly made this corner of Norfolk a destination in its own right. The area has seen steady reinvestment over the years, with long-time locals and newcomers alike drawn to its combination of affordability, access, and authentic coastal identity. It's part of Norfolk's broader fabric — a city that blends military heritage, maritime culture, and a growing arts and food scene into something genuinely hard to replicate elsewhere in Hampton Roads.

What's nearby

Daily life is easy from 10th Bay Street. Jessy's Taqueria, Chanello's Pizza, and Karla's Beach House are all within two-tenths of a mile — dinner sorted without moving the car. Riffle Farms Market & Co-op handles grocery runs at under a mile out. For fitness, Project SixKiller Performance is just 0.4 miles away, with Fit Body Boot Camp and Xtras Fitness + Wellness both under a mile. COVA Brewing Company and The Bold Mariner Brewing Company give you two solid local taprooms within a mile. Pretty Lake Playground, Bay Oaks Park, and 17th Bay Beach Access are all within half a mile, making outdoor time genuinely effortless.

For different buyers

For military families relocating

JEB Little Creek-Fort Story is a five-minute drive from this address, and Naval Station Norfolk is roughly eleven minutes out — a commute that's hard to beat in Hampton Roads. A VA loan can make ownership here straightforward, and your BAH goes a meaningful distance in a neighborhood like Ocean View, where the lifestyle far outpaces what the zip code might suggest.

For buyers drawn to character

If you're drawn to properties with a story, 1936 construction in a bay-front Norfolk neighborhood is about as layered as it gets. Ocean View has been a working waterfront community for nearly a century, and this multi-family address reflects that history — imperfect in the best ways, with a sense of place that no new-build subdivision can manufacture. This is a house for sale in Norfolk VA that earns its character.

More buyer questions

How far is 9635 10th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately five minutes under normal traffic conditions, making this one of the closer residential addresses to the base in the Ocean View area.

How far is 9635 10th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes by car, a manageable daily commute from this Ocean View address.

What is the property type at 9635 10th Bay Street?

The property is classified as multi-family residential, a 990-square-foot structure built in 1936 in the Ocean View neighborhood of Norfolk, Virginia.

Is 9635 10th Bay Street in a flood zone?

Ocean View sits along the Chesapeake Bay shoreline, so flood zone status is worth reviewing carefully — check the FloodRisk tile on this page for the current FEMA designation specific to this address.

Where is the nearest beach access to 9635 10th Bay Street?

17th Bay Beach Access is approximately half a mile from the property, with Bay Oaks Park and Pretty Lake Playground also within 0.4 miles for additional outdoor options.

Want to know more about 9635 10th Bay Street or Ocean View as a whole? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Multi Family Residential

Year built

1936

Price / sqft

$270

HOA

None

Taxes

$2,736/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10633946

Interior

Approx. sqft
990

Construction & exterior

Style
Side by Side
Subtype
Duplex
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Fencing
Partial
Waterfront
Not Waterfront

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW
Zoning
R-12
Ownership
Fee Simple
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

72

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

browse Norfolk listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,691/mo

Principal & interest

$1,385

Property tax

$228

Home insurance

$78

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

120% of $222,500

City assessment record · taxes $2,736/yr

Land share of assessed value

50% — $111,700

Improvements $110,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$210,000$307,300

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8116 Mona AVE · 1.1 mi · 1,080 sqft$210,000 sold 2026-06
1842 Springwood ST · 1.3 mi · 936 sqft$260,000 sold 2026-06
4014 Heutte Dr · 1.3 mi · 1,050 sqft$300,000 sold 2026-05

Sale & Tax History

List Price

$266,900

Price / Sq Ft

$270

Annual Taxes

$2,736

Monthly Tax

$228

HOA

None

Tax Rate (effective)

1.03%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 9, 2026$266,900
SoldJul 2, 2026$266,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

20% above assessment

Total Assessed

$222,500

Land

$111,700

Improvement

$110,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9635 10th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9635 10th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9635 10th Bay St?+
Yes — Project SixKiller Performance is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 9635 10th Bay St?+
Pretty Lake Playground is about 0.4 miles away.
Where is the nearest grocery store to 9635 10th Bay St?+
Riffle Farms Market & Co-op is about 0.9 miles away. The closest dining on record is Jessy's Taqueria (0.2 mi).
Does 9635 10th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9635 10th Bay St built?+
It was built in 1936, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jacob Sloop · 1st Class Real Estate Flagship · REIN MLS #10633946

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

9635 10th Bay St, Norfolk — photo

This one's sold — the next one doesn't have to be.

9635 10th Bay St, Norfolk, Virginia 23518 · MLS #10633946 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.