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✓ Source: REIN MLS #10621532 · record updated Mar 20, 2026 · synced every 2 min · your inquiry is never resold
9633 20th Bay ST, NORFOLK VA 23518 - Main photo
$810,000
7days on market

9633 20th Bay St, Norfolk, VA 23518

SoldApartments 3+ · built 1983 · OCEAN VIEW EAST

About this home

Exceptional investment opportunity just two blocks from the Chesapeake Bay in Norfolk's highly desirable East Beach area! This 6-unit apartment building features spacious 2-bedroom, 1-bath units in a prime coastal location adjacent to East Beach, the newly renovated shopping center, and The Cova Brewery. Three units have been beautifully updated with luxury vinyl plank flooring, offering immediate upside and strong tenant appeal, while the remaining units provide value-add potential. Residents enjoy proximity to beaches, dining, shopping, and major military bases including Little Creek and Norfolk Naval Base - suggesting consistent rental demand. Rare chance to own a multi-family property in one of Norfolk's most sought-after waterfront communities with both stability and growth potential.

Listing courtesy of Glynnis King · CENTURY 21 Nachman Realty · REIN MLS #10621532

Facts & features

Type

Apartments 3+

Year built

1983

HOA

None

Taxes

$6,205/yr

County

Norfolk VA

MLS #

10621532

Interior

Stories
2
Flooring
Carpet, Laminate/LVP, Vinyl

Construction & exterior

Foundation
Slab
Construction
Frame
Roof
Asphalt Shingle
Exterior
Vinyl,Wood

Utilities & systems

Heating
Electric,Heat Pump
Cooling
Central Air,Heat Pump
Water heater
Electric
Utilities available
City Sewer, City Water, Electric, Meter

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Zoning
R-12
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Nearby, look at East Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$685K – $935K

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

8.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

East Ocean View

East Ocean View is the eastern end of Norfolk's Chesapeake Bay shoreline, in ZIP codes 23518 and 23503. East Ocean View Avenue runs its length.

$445K

Median sale · 12 mo

$267

Sold $/sq ft

28d

Days on market

31

For sale now

$66K

HH income

40.6%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore East Ocean View →
Map of East Ocean View with neighborhood boundaryNeighborhood

Norfolk houses for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Little Creek

Navy

11min·3.9mi

NS Norfolk

Navy

18min·7.4mi

MARFORCOM

Marines

20min·7.9mi

NSA HR

Navy

22min·10.9mi

NMCP

Navy

25min·14.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,956/mo

Principal & interest

$4,203

Property tax

$517

Home insurance

$236

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

161% of $504,500

City assessment record · taxes $6,205/yr

Land share of assessed value

17% — $87,600

Improvements $416,900 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$810,000

Price / Sq Ft

$0

Annual Taxes

$6,205

Monthly Tax

$517

HOA

None

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 2, 2026$810,000—
SoldMar 18, 2026$810,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

61% above assessment

Total Assessed

$504,500

Land

$87,600

Improvement

$416,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9633 20th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9633 20th Bay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 9633 20th Bay St?+
Yes — Project SixKiller Performance is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 9633 20th Bay St?+
Community Garden is about 0.1 miles away.
Where is the nearest grocery store to 9633 20th Bay St?+
Riffle Farms Market & Co-op is about 0.3 miles away. The closest dining on record is Sour Street Pizza (0.1 mi).
Does 9633 20th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9633 20th Bay St built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Glynnis King · CENTURY 21 Nachman Realty · REIN MLS #10621532

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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9633 20th Bay St, Norfolk — photo

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9633 20th Bay St, Norfolk, Virginia 23518 · MLS #10621532 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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