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✓ Source: REIN MLS #10597911 · record updated Mar 30, 2026 · synced every 2 min · your inquiry is never resold
9612 20th Bay ST, NORFOLK VA 23518 - Main photo
4beds
3baths
2,440sqft
168days on market

9612 20th Bay St, Norfolk, VA 23518

SoldResidential · built 2016 · OCEAN VIEW EAST

About this home

Living doesn't get any better than this stunning coastal retreat in a peaceful, private setting. Wait, it does get better with a 2nd-floor open-concept family/dining/gourmet kitchen designed to host gatherings or provide a comfortable retreat after a day at the shore. Fourth bedroom/study and full bath tucked out of the way. Step out onto the deck to take advantage of coastal sunshine and bay breezes. The third floor is a true retreat, featuring a spacious primary suite w/ensuite bath + private balcony boasting fabulous bay views—imagine morning coffee or evening cocktails. Two add'l bedrooms, another full bath, and a generous laundry room round out the home's thoughtful design. Prepare to be amazed on the lower level with a 2-car garage + almost 500-square feet of workshop/storage space. Exit to your own private oasis—a covered patio surrounded by lush landscaping. All this in a prime location—minutes to restaurants/breweries/shopping, with quick access to airport/bases/highways.

Listing courtesy of Mid-Atlantic Realty & Assoc. · REIN MLS #10597911

Facts & features

Type

Residential

Year built

2016

Price / sqft

$287

HOA

None

Taxes

$7,011/yr

County

Norfolk VA

MLS #

10597911

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,440
Stories
3
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced,Full,Privacy

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1280
Subdivision
OCEAN VIEW EAST
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Nearby, look at East Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$595K – $805K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer

Low / Moderate Risk

FEMA flood zone

Unmapped (likely Zone X)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.6 ft above sea level

USGS 3DEP digital elevation model

No FEMA flood-hazard mapping at this exact point — typically means outside any Special Flood Hazard Area.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

East Ocean View

East Ocean View is the eastern end of Norfolk's Chesapeake Bay shoreline, in ZIP codes 23518 and 23503. East Ocean View Avenue runs its length.

$445K

Median sale · 12 mo

$267

Sold $/sq ft

28d

Days on market

31

For sale now

$66K

HH income

40.6%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore East Ocean View →
Map of East Ocean View with neighborhood boundaryNeighborhood

Norfolk VA homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Little Creek

Navy

11min·3.9mi

NS Norfolk

Navy

18min·7.4mi

MARFORCOM

Marines

20min·7.9mi

NSA HR

Navy

22min·10.9mi

NMCP

Navy

25min·14.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,421/mo

Principal & interest

$3,632

Property tax

$584

Home insurance

$204

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$550,000 – $1,005,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9620 16th Bay ST #A · 0.3 mi · 2,436 sqft$550,000 sold 2026-06
9609 16th Bay ST · 0.3 mi · 2,447 sqft$600,000 sold 2026-06
9675 Shore DR · 0.1 mi · 2,562 sqft$759,900 sold 2026-08

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$700,000

Price / Sq Ft

$287

Annual Taxes

$7,011

Monthly Tax

$584

HOA

None

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 22, 2025$700,000—
SoldMar 30, 2026$700,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9612 20th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Does 9612 20th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9612 20th Bay St built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Mid-Atlantic Realty & Assoc. · REIN MLS #10597911

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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🏡 Homes for sale in NorfolkCall or text (757) 777-7577

9612 20th Bay St, Norfolk, Virginia 23518 · MLS #10597911 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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