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Norfolk › THE TERN › 9570 21st Bay St✓ Source: REIN MLS #10617078 · record updated Mar 27, 2026 · synced every 2 min · your inquiry is never resold
9570 21st Bay ST, NORFOLK VA 23518 - Main photo
$625,000
$305 / sqft · est. $4,071/mo →
3beds
2.1baths
2,050sqft
27days on market

9570 21st Bay St, Norfolk, VA 23518

SoldResidential · built 2022 · THE TERN

About this home

The listing, in the seller's words

Come visit this gorgeous townhome at The Tern near East Beach! You'll love the prime location, right across the street from the Chesapeake Bay and around the corner from fabulous restaurants and coffee shops. Built by award-winning builder EDC Homes in 2023, this home still looks brand new. The second floor features a beautiful kitchen with quartz countertops, solid wood cabinetry, and newer appliances. The spacious living area offers an open concept layout with 9-foot ceilings, plus a deck with a covered roof and composite decking. All three bedrooms, two full baths, and the laundry room are located on the third floor. There is also plenty of storage in the extra-large two car garage. Come see why everyone loves the beach lifestyle!

Listing courtesy of Micah Cummings · RE/MAX Alliance · REIN MLS #10617078

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$305

HOA fee

$60/mo

Taxes

$7,026/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10617078

HOA association includes

Ground Maint

$60/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,050
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
7
Other rooms
Attic, Balcony, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0300
Subdivision
THE TERN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

72

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

browse Norfolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,071/mo

Principal & interest

$3,243

Property tax

$586

Home insurance

$182

PMI

None

HOA

$60

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$355,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9556 21st Bay ST · 0 mi · 2,039 sqft$580,000 sold 2026-05
9519 17th Bay ST · 0.3 mi · 1,922 sqft$497,000 sold 2026-03
8125 Redmon RD #B · 0.5 mi · 1,977 sqft$355,000 sold 2026-03

Sale & Tax History

List Price

$625,000

Price / Sq Ft

$305

Annual Taxes

$7,026

Monthly Tax

$586

HOA fee

$60 / mo

Tax Rate (effective)

1.12%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 12, 2026$625,000—
SoldMar 24, 2026$625,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9570 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9570 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9570 21st Bay St?+
Yes — Fit Body Boot Camp is about 0.1 miles away, per the cached nearby-places record for this address.
Are there parks near 9570 21st Bay St?+
East Beach Fountain Square and Park is about 0.1 miles away.
Where is the nearest grocery store to 9570 21st Bay St?+
Riffle Farms Market & Co-op is about 0.1 miles away. The closest dining on record is AJ Gator's Sports Bar & Grill (0 mi).
Does 9570 21st Bay St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was 9570 21st Bay St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Micah Cummings · RE/MAX Alliance · REIN MLS #10617078

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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9570 21st Bay St, Norfolk, Virginia 23518 · MLS #10617078 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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