Skip to main content
NorfolkTHE TERN9558 21st Bay St✓ Source: REIN MLS #10634340 · record updated Jul 15, 2026 · synced every 2 min · your inquiry is never resold
9558 21st Bay ST, NORFOLK VA 23518 - Main photo
9558 21st Bay ST, NORFOLK VA 23518 - Photo 2
9558 21st Bay ST, NORFOLK VA 23518 - Photo 3
9558 21st Bay ST, NORFOLK VA 23518 - Photo 4
9558 21st Bay ST, NORFOLK VA 23518 - Photo 5
$599,000
$294 / sqft · est. $3,923/mo →
3beds
2.1baths
2,039sqft
64days on market

9558 21st Bay St, Norfolk, VA 23518

ActiveResidential · built 2022 · THE TERN

About this home

The listing, in the seller's words

Beautifully upgraded East Beach home featuring $22,000 in builder upgrades and stylish modern finishes throughout. Enjoy the convenience of keyless entry and updated black designer lighting, including entry, pendant, dining, and bathroom fixtures. The kitchen is enhanced with upgraded cabinet hardware, a stunning tile backsplash, and a Samsung Bespoke refrigerator that combines style and functionality. Offering the perfect blend of comfort and sophistication in a sought-after location, this home is move-in ready and waiting for its next owner. Don't miss this exceptional opportunity!

Listing courtesy of Katie Wilson · Coldwell Banker Premier · REIN MLS #10634340

VaHome team overview

Our read on this home

At a glance

Built in 2022, this 3-bed, 2.1-bath home at 9558 21st Bay Street puts you four minutes from JEB Little Creek-Fort Story and steps from East Beach's walkable village of restaurants, fitness studios, and a neighborhood park — all in 2,039 square feet of newer construction.

Read the full overview ↓

Why this home stands out

What sets 9558 21st Bay Street apart is the rare combination of new-construction quality and an established walkable streetscape. Most homes this young sit in sprawling suburban subdivisions far from anything on foot. Here, you're half a block from a craft brewery, a poke house, a sports bar, a market, and a park — yet the home itself was built in 2022, so the bones, systems, and finishes are all contemporary.

THE TERN and the Norfolk real estate market

East Beach is one of Norfolk's most intentionally designed neighborhoods — a New Urbanist community built around walkability, front porches, and a compact village center. Streets are tree-lined, lots are well-kept, and neighbors actually know each other. The East Beach Fountain Square and Park anchors the social life of the area, and the broader community garden just two blocks away reflects the kind of engaged, active resident base that makes the neighborhood feel genuinely alive. If you've been searching for a house for sale norfolk va that trades subdivision anonymity for real neighborhood character, East Beach is worth a serious look. Norfolk itself sits at the heart of Hampton Roads — a metro of nearly 1.8 million people with deep military roots, a growing arts and dining scene, and some of the most accessible waterfront living on the East Coast. The 23518 zip code places you in the northeastern corner of the city, close to the Chesapeake Bay and well-positioned for commutes in every direction.

What's nearby

Daily errands barely require a car from 21st Bay Street. Riffle Farms Market & Co-op is 0.1 miles away for local and specialty groceries, with a Food Lion just 0.8 miles out for a full shop. When you'd rather eat out, Sandfiddler Cafe, Mahalo Poke House, and AJ Gator's Sports Bar & Grill are all within a short walk. COVA Brewing Company is right there too — a genuine neighborhood gathering spot. For fitness, Fit Body Boot Camp and East Beach Training Studio are both 0.1 miles away, with Xtras Fitness + Wellness a few minutes farther. The 17th Bay Beach Access is only 0.4 miles away for direct Chesapeake Bay access.

For different buyers

For military families relocating

Four minutes to JEB Little Creek-Fort Story and twelve to Naval Station Norfolk — 9558 21st Bay Street is about as well-positioned as a Hampton Roads address gets for dual-base households. The 2022 build means you're not inheriting deferred maintenance, and the walkable East Beach village means a partner or family members have a real neighborhood to come home to, not just a house. VA loan eligibility makes newer construction like this especially compelling.

For first-time buyers

If you're exploring houses for sale norfolk and wondering whether newer construction in a walkable neighborhood is within reach, East Beach is worth a close look. A 2022-built home means lower near-term maintenance costs and modern systems — exactly the kind of predictability that makes homeownership feel manageable rather than overwhelming. Add a park, a brewery, and a beach access all within half a mile, and the lifestyle math is hard to argue with.

More buyer questions

How far is 9558 21st Bay Street from JEB Little Creek-Fort Story?

The drive is approximately 4 minutes, making this one of the closest off-base residential options to JEB Little Creek-Fort Story in Norfolk. BAH for the area reflects the strong demand from service members stationed there.

How far is 9558 21st Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly 12 minutes by car, a commute that keeps both major Hampton Roads installations within easy reach for dual-military households.

What is the East Beach neighborhood like in Norfolk?

East Beach is a New Urbanist planned community in northeastern Norfolk built around walkability, a village center, and front-porch architecture — it has a distinct, close-knit character that sets it apart from most Norfolk neighborhoods.

Is 9558 21st Bay Street in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — given the proximity to the Chesapeake Bay, reviewing that information and discussing flood insurance with your agent is a smart step before making an offer.

Does 9558 21st Bay Street have an HOA?

East Beach is a planned community with an active homeowners association; your agent can provide the current HOA documents, bylaws, and any applicable rules during the due-diligence period.

Tom and Dariya Milan at LPT Realty know East Beach well — reach out to schedule a walkthrough of 9558 21st Bay Street or to get honest answers about the neighborhood before you decide.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$294

HOA fee

$60/mo

Taxes

$6,967/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10634340

HOA association includes

Ground Maint

$60/mo HOA fee · na · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,039
Stories
3
Flooring
Other, Vinyl
Total rooms
7
Other rooms
Attic, Balcony, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Generator Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE TERN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

79

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,923/mo

Principal & interest

$3,108

Property tax

$581

Home insurance

$175

PMI

None

HOA

$60

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$349,900$394,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2453 Malden AVE · 1.4 mi · 2,040 sqft$350,000 sold 2026-03
2932 E Malden AVE · 0.9 mi · 1,823 sqft$381,000 sold 2026-06
2445 Dominion AVE · 1.4 mi · 1,898 sqft$349,900 sold 2026-03

Sale & Tax History

List Price

$599,000

Price / Sq Ft

$294

Annual Taxes

$6,967

Monthly Tax

$581

HOA fee

$60 / mo

Tax Rate (effective)

1.16%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 12, 2026$599,000
Price reducedMay 20, 2026$599,000−$16,000
Currently listed$599,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

64 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9558 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9558 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9558 21st Bay St?+
Yes — Fit Body Boot Camp is about 0.1 miles away, per the cached nearby-places record for this address.
Are there parks near 9558 21st Bay St?+
East Beach Fountain Square and Park is about 0.1 miles away.
Where is the nearest grocery store to 9558 21st Bay St?+
Riffle Farms Market & Co-op is about 0.1 miles away. The closest dining on record is AJ Gator's Sports Bar & Grill (0.1 mi).
Does 9558 21st Bay St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is na. Association amenities on record include: Ground Maint.
When was 9558 21st Bay St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Katie Wilson · Coldwell Banker Premier · REIN MLS #10634340

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9558 21st Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9558 21st Bay St, Norfolk, Virginia 23518 · MLS #10634340 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.