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Norfolk › THE TERN › 9558 21st Bay St✓ Source: REIN MLS #10634340 · record updated Jul 25, 2026 · synced every 2 min · your inquiry is never resold
9558 21st Bay ST, NORFOLK VA 23518 - Main photo
9558 21st Bay ST, NORFOLK VA 23518 - Photo 2
9558 21st Bay ST, NORFOLK VA 23518 - Photo 3
9558 21st Bay ST, NORFOLK VA 23518 - Photo 4
9558 21st Bay ST, NORFOLK VA 23518 - Photo 5
3beds
2.1baths
2,039sqft
84days on market

9558 21st Bay St, Norfolk, VA 23518

ActiveResidential · built 2022 · THE TERN

Facts & features

Type

Residential

Year built

2022

Price / sqft

$287

HOA fee

$60/mo

Taxes

$6,967/yr

County

Norfolk VA

MLS #

10634340

HOA association includes

Ground Maint

$60/mo HOA fee · na · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,039
Stories
3
Flooring
Other, Vinyl
Total rooms
7
Other rooms
Attic, Balcony, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Generator Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE TERN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Beautifully upgraded East Beach home featuring $22,000 in builder upgrades and stylish modern finishes throughout. Enjoy the convenience of keyless entry and updated black designer lighting, including entry, pendant, dining, and bathroom fixtures. The kitchen is enhanced with upgraded cabinet hardware, a stunning tile backsplash, and a Samsung Bespoke refrigerator that combines style and functionality. Offering the perfect blend of comfort and sophistication in a sought-after location, this home is move-in ready and waiting for its next owner. Don't miss this exceptional opportunity!

Listing courtesy of Katie Wilson · Coldwell Banker Premier · REIN MLS #10634340

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 2022, this 3-bed, 2.1-bath townhome-style residence in Norfolk's East Beach area puts you four minutes from JEB Little Creek-Fort Story and steps from waterfront dining, a neighborhood park, and a walkable stretch of shops — all in a newer construction that doesn't ask you to compromise on space or style.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

What sets 9558 21st Bay Street apart is the combination of 2022 construction and an address that most newer builds can't touch. At 2,039 square feet, you get genuine room to spread out, and the East Beach neighborhood wraps it in a pedestrian-friendly grid where a craft brewery, a farmers market co-op, and a waterfront restaurant are all within two blocks. That's a rare pairing in Norfolk homes for sale at this square footage.

THE TERN and the Norfolk real estate market

East Beach is one of Norfolk's most intentionally designed neighborhoods — a new-urbanist community built around walkable streets, front porches, and a genuine town-center feel anchored by Fountain Square. The streets are quiet but the energy is close: you're a short walk from the Chesapeake Bay shoreline, and the neighborhood's compact layout means neighbors actually know each other. Norfolk itself is a city of distinct, tight-knit districts, and East Beach earns its reputation as one of the most livable. Whether you're drawn to the waterfront, the proximity to military installations, or simply the appeal of a neighborhood built with intention, homes for sale in Norfolk rarely deliver this combination of newness and walkability in the same package. The zip code 23518 covers a slice of the city where bay breezes, newer construction, and easy base access converge — a combination that keeps demand steady year after year.

What's nearby

Daily errands are genuinely easy here. Riffle Farms Market & Co-op is 0.1 miles away — a walkable stop for local produce and specialty goods — and Food Lion is just a mile out for a full grocery run. When it's time to eat, Magnolia and Marlin and Lola's Beach Cantina are both within two blocks, offering waterfront-adjacent dining without a drive. COVA Brewing Company is 0.2 miles away for a casual evening out. Fitness options are equally close: East Beach Training Studio and Fit Body Boot Camp are both within a quarter mile. East Beach Fountain Square and Park is right outside, and Pleasant Avenue Park and Garden Pergola Park are both under half a mile for outdoor time.

For different buyers

For military families relocating

Four minutes to JEB Little Creek-Fort Story is hard to beat, and Naval Station Norfolk is only 12 minutes away — meaning this address works whether your orders point one direction or the other. The 2022 build means fewer maintenance surprises during deployment, and a VA loan is a natural fit for a property at this price point and condition. Families comparing homes for sale in 23518 with base access this clean don't find many options built this recently.

For first-time buyers

A 2022 build means you're stepping into a home where the big-ticket systems — HVAC, roof, plumbing — are all young. At 2,039 square feet across three bedrooms and 2.1 baths, there's genuine room to grow without feeling like you overreached. The walkable East Beach neighborhood keeps daily life low-friction, and a VA loan can make the financing side straightforward if you qualify. It's the kind of address that rewards a first purchase.

More buyer questions

How far is 9558 21st Bay Street from JEB Little Creek-Fort Story?

The drive is approximately 4 minutes — one of the shortest base commutes you'll find for a newer construction home in the area. Naval Station Norfolk is also accessible at roughly 12 minutes.

What school zone does 9558 21st Bay Street fall in?

Families comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will want to confirm current zoning with Norfolk Public Schools directly, as attendance boundaries can change.

Is 9558 21st Bay Street in a flood zone?

East Beach sits near the Chesapeake Bay shoreline, so flood zone status is a real consideration for this address. Check the dedicated FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

What is the East Beach neighborhood like day to day?

East Beach is a new-urbanist community with a walkable grid, front-porch architecture, and a town-center square. Restaurants, a brewery, a farmers market co-op, and fitness studios are all within a few blocks, making it one of the more self-contained neighborhoods in Norfolk.

Does 9558 21st Bay Street have an HOA?

East Beach is a planned community and does have a homeowners association. Confirm current HOA details — including what's covered and any community rules — with the listing agent before making decisions based on them.

Tom and Dariya Milan at LPT Realty know this corner of Norfolk well. Reach out to get your questions answered and schedule a walkthrough of 9558 21st Bay Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$495K – $675K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

33d

Days on market

69

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,787/mo

Principal & interest

$3,035

Property tax

$581

Home insurance

$171

PMI

None

HOA/Condo (paid separately)

$60

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$276,200 – $435,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6900 Old Mill Rd RD · 2.4 mi · 2,118 sqft$399,000 sold 2026-08
7052 Doummar DR · 2.2 mi · 1,849 sqft$399,000 sold 2026-03
6846 Woodridge DR · 2.4 mi · 2,146 sqft$435,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$585,000

Price / Sq Ft

$287

Annual Taxes

$6,967

Monthly Tax

$581

HOA fee

$60 / mo

Tax Rate (effective)

1.19%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 12, 2026$585,000—
Price reducedJul 22, 2026$585,000−$14,000
Currently listed—$585,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

84 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9558 21st Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9558 21st Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9558 21st Bay St?+
Yes — Fit Body Boot Camp is about 0.1 miles away, per the cached nearby-places record for this address.
Are there parks near 9558 21st Bay St?+
East Beach Fountain Square and Park is about 0.1 miles away.
Where is the nearest grocery store to 9558 21st Bay St?+
Riffle Farms Market & Co-op is about 0.1 miles away. The closest dining on record is AJ Gator's Sports Bar & Grill (0.1 mi).
Does 9558 21st Bay St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is na. Association amenities on record include: Ground Maint.
When was 9558 21st Bay St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Katie Wilson · Coldwell Banker Premier · REIN MLS #10634340

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9558 21st Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9558 21st Bay St, Norfolk, Virginia 23518 · MLS #10634340 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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