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NorfolkOCEAN VIEW EAST9554 12th Bay St✓ Source: REIN MLS #10641738 · record updated Jul 18, 2026 · synced every 2 min · your inquiry is never resold
9554 12th Bay ST, NORFOLK VA 23518 - Main photo
9554 12th Bay ST, NORFOLK VA 23518 - Photo 2
9554 12th Bay ST, NORFOLK VA 23518 - Photo 3
9554 12th Bay ST, NORFOLK VA 23518 - Photo 4
9554 12th Bay ST, NORFOLK VA 23518 - Photo 5
$335,000
$311 / sqft · est. $2,049/mo →
2beds
1baths
1,077sqft
16days on market

9554 12th Bay St, Norfolk, VA 23518

ActiveResidential · built 1950 · OCEAN VIEW EAST

About this home

The listing, in the seller's words

Less than 2 blocks from the sand at Ocean View, this charming one-level Cape Cod style home offers the beach lifestyle you've dreamed about. Beautifully and thoughtfully updated from 2019 to the present, this home features a new roof, solar panels, a stunning redesigned kitchen with white shaker cabinets, a gas range and sleek black granite plus a renovated full bath. A new gas furnace and AC were installed in 2023. The spacious backyard is made for relaxing and entertaining, complete with a water feature/koi pond and a large double shed with electricity—one side ideal for a workshop and the other expands your living area as a fun retreat furnished with a bar and TV. Covered porches on the back of the home and front of the shed offer shade on sunny days. With a tankless hot water heater, replacement windows, easy-care vinyl siding, composite decking, new light fixtures, and classic wood floors, this low-maintenance home is truly move-in ready. Don't miss this amazing 1st or last home!

Listing courtesy of Robbin Favaloro · Howard Hanna Real Estate Svcs. · REIN MLS #10641738

VaHome team overview

Our read on this home

At a glance

A compact 1950s two-bedroom home on 12th Bay Street in Norfolk's East Little Creek corridor, sitting just five minutes from JEB Little Creek-Fort Story. At 1,077 square feet, it's a manageable footprint with solid bones and a location that keeps your commute genuinely short.

Read the full overview ↓

Why this home stands out

What sets 9554 12th Bay Street apart is its rare proximity to two major installations without the noise or congestion you might expect. The 1950 build era means the lot proportions are generous compared to newer infill construction, and the single-story layout keeps everything on one level — a practical advantage whether you're a solo buyer, a couple, or a small family looking to keep life simple.

OCEAN VIEW EAST and the Norfolk real estate market

Twelfth Bay Street sits in the northeast corner of Norfolk, in a quiet residential pocket that runs between Little Creek Road and the Chesapeake Bay shoreline. The area has a lived-in, unpretentious character — mostly mid-century single-family homes on tree-lined streets where neighbors actually know each other's names. It's the kind of block where people walk dogs in the evening and kids ride bikes on the weekend. Norfolk as a whole is one of the most historically layered cities on the East Coast, home to the world's largest naval station and a downtown waterfront that's seen serious investment over the past decade. The 23518 zip code specifically occupies the city's northeastern edge, offering a suburban feel within city limits. If you've been browsing homes for sale in norfolk va 23503, this stretch of the 23518 zip is worth a close look — it shares the same bayside character and military-adjacent convenience at a comparable scale. City services, utilities, and infrastructure all fall under Norfolk's jurisdiction, which means solid municipal support without the county commute.

What's nearby

Daily errands are straightforward from 12th Bay Street. A Walmart Supercenter and a Food Lion are both within a few minutes' drive along Little Creek Road, and there's a Walgreens nearby for pharmacy runs. For coffee, Starbucks on Shore Drive is a quick hop. Shore Drive itself is lined with local restaurants and casual waterfront spots — Chick's Oyster Bar is a neighborhood staple. Chesapeake Beach and the boat ramp at Little Creek are close enough for a spontaneous afternoon outside. First Landing State Park, one of Virginia's most visited state parks, is roughly ten minutes away for hiking and kayaking.

For different buyers

For military families relocating

If you're stationed at JEB Little Creek-Fort Story, you're looking at a five-minute drive to the main gate — that's about as close as it gets without living on base. Naval Station Norfolk is eleven minutes out, which puts dual-military households in a genuinely workable position. A VA loan can make ownership here straightforward, and the single-story layout travels well through deployments and PCS cycles.

For first-time buyers

For anyone stepping into real estate norfolk va for the first time, 9554 12th Bay Street is a low-complexity entry point. Two bedrooms, one bath, and 1,077 square feet means lower utility bills, lower maintenance demands, and a monthly commitment that doesn't stretch you thin. The 1950 construction era brings solid craftsmanship, and the northeast Norfolk location keeps you close to shopping, parks, and two major employment centers.

More buyer questions

How far is 9554 12th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately five minutes under normal traffic conditions, making it one of the closer off-base options in the area. The main gate on Shore Drive is the most direct route.

How far is 9554 12th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes by car via Little Creek Road and Interstate 64. It's a manageable daily commute, particularly for sailors who work standard day shifts.

What is the flood zone status for 9554 12th Bay Street?

Flood zone information for this address is displayed in the FloodRisk tile on this page. Given the property's proximity to the Chesapeake Bay shoreline, reviewing that data and speaking with an insurance agent before purchase is always a smart step.

Is there an HOA at 9554 12th Bay Street?

This property does not appear to be governed by a homeowners association, meaning no HOA dues or deed restrictions apply — though it's always worth confirming with a title search during the purchase process.

What are the nearest grocery stores to 9554 12th Bay Street?

A Food Lion and a Walmart Supercenter are both accessible within a few minutes along Little Creek Road, covering everyday grocery and household needs without a long drive.

Want to see 9554 12th Bay Street in person? Tom and Dariya Milan at LPT Realty know this corner of Norfolk well — reach out and let's set up a walkthrough on your schedule.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1950

Price / sqft

$311

HOA

None

Taxes

$2,556/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10641738

Interior

Bedrooms
2
Full baths
1
Approx. sqft
1,077
Stories
1
Flooring
Ceramic, Laminate/LVP, Wood
First-floor bed & full bath
Yes
Total rooms
4
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Utility Room, Workshop
Appliances
Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Attic Fan, Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cape Cod, Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Partial,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Zoning
R-11
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$376K

Median sale · 12 mo

$256

Sold $/sq ft

26d

Days on market

80

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,049/mo

Principal & interest

$1,738

Property tax

$213

Home insurance

$98

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

107% of $313,900

City assessment record · taxes $2,556/yr

Land share of assessed value

52% — $163,400

Improvements $150,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$130,000$345,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4014 Heutte Dr · 1.1 mi · 1,050 sqft$300,000 sold 2026-05
2775 E Little Creek RD · 1 mi · 1,210 sqft$345,000 sold 2026-02
7417 Patrician RD · 1.9 mi · 1,080 sqft$295,000 sold 2026-04

Sale & Tax History

List Price

$335,000

Price / Sq Ft

$311

Annual Taxes

$2,556

Monthly Tax

$213

HOA

None

Tax Rate (effective)

0.76%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 2, 2026$335,000
Price reducedJul 17, 2026$335,000−$10,000
Currently listed$335,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$313,900

Land

$163,400

Improvement

$150,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9554 12th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9554 12th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9554 12th Bay St?+
Yes — Project SixKiller Performance is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 9554 12th Bay St?+
17th Bay Beach Access is about 0.4 miles away.
Where is the nearest grocery store to 9554 12th Bay St?+
Riffle Farms Market & Co-op is about 0.8 miles away. The closest dining on record is Jessy's Taqueria (0.1 mi).
Does 9554 12th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9554 12th Bay St built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Robbin Favaloro · Howard Hanna Real Estate Svcs. · REIN MLS #10641738

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9554 12th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9554 12th Bay St, Norfolk, Virginia 23518 · MLS #10641738 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.