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Norfolk › OCEAN VIEW COTTAGE › 9520 Warwick Ave✓ Source: REIN MLS #10638085 · record updated Jul 6, 2026 · synced every 2 min · your inquiry is never resold
9520 Warwick AVE, NORFOLK VA 23503 - Main photo
9520 Warwick AVE, NORFOLK VA 23503 - Photo 2
9520 Warwick AVE, NORFOLK VA 23503 - Photo 3
9520 Warwick AVE, NORFOLK VA 23503 - Photo 4
9520 Warwick AVE, NORFOLK VA 23503 - Photo 5
$249,900
$265 / sqft · est. $1,616/mo →
3beds
1baths
943sqft
19days on market

9520 Warwick Ave, Norfolk, VA 23503

Under ContractResidential · built 1952 · OCEAN VIEW COTTAGE

About this home

The listing, in the seller's words

Enjoy coastal Norfolk living in this Ocean View cottage approx 2 blocks from the beach w/ convenient access to Naval Station Norfolk, Joint Expeditionary Base and Little Creek Fort Story. Large eat in Kitchen, central heating & air, spacious fenced backyard and beautiful hardwood floors throughout. Shed and appliances convey strictly "as is"

Listing courtesy of Linda Caramillo · CENTURY 21 Nachman Realty · REIN MLS #10638085

VaHome team overview

Our read on this home

At a glance

A compact 1952 three-bedroom home on Warwick Avenue in Norfolk, sitting less than half a mile from waterfront parks and just seven minutes from Naval Station Norfolk. At 943 square feet, it's a manageable footprint in a neighborhood where the water is always close.

Read the full overview ↓

Why this home stands out

What sets 9520 Warwick Ave apart is its immediate access to the East Ocean View waterfront corridor — Lake Modoc, Doc's Beach, and Community Beach Park are all within a short walk. For a modest-sized home, the lifestyle radius is genuinely outsized. Add a sub-ten-minute commute to two major military installations and you have a location that punches well above its square footage.

OCEAN VIEW COTTAGE and the Norfolk real estate market

Warwick Avenue sits in the northern reaches of Norfolk, in a low-key residential pocket that borders the Chesapeake Bay shoreline. The streets here are lined with mid-century homes built in the postwar boom, and the neighborhood has a lived-in, unpretentious character that long-time residents tend to hold onto. When people search for houses to buy in Norfolk with genuine waterfront access baked into everyday life, this corner of the city often surprises them — beach parks and a quiet lake are genuinely walkable, not a drive away. Norfolk itself is one of the most historically layered cities on the East Coast, shaped by the Navy, the port, and a creative community that has steadily grown over the decades. From this address, you're close to the water, close to the base, and close enough to the broader city that nothing feels out of reach.

What's nearby

Daily errands are straightforward from Warwick Avenue. Cap'n Ron's and BIG BOSS BURRITOS 2 are both about four-tenths of a mile away for a quick meal, and a 7-Eleven a half-mile out covers coffee and convenience runs. Grocery options include an Amoco and a bp station at 0.7 miles, plus Tienda Latina La Tapatia 3 at 0.9 miles for Latin specialty items. For outdoor time, Lake Modoc is just 0.3 miles away, Doc's Beach is 0.4 miles, and Community Beach Park is 0.6 miles — three distinct spots to unwind without getting in the car. The Yoga Space is a mile out for fitness.

For different buyers

For military families relocating

Naval Station Norfolk is a seven-minute drive from 9520 Warwick Ave, and MARFORCOM Norfolk is just eight minutes out. For military households using a VA loan, this address puts you close to the gate without sacrificing neighborhood feel. The waterfront parks within walking distance give families a genuine outdoor outlet on off-duty days — that combination of commute time and lifestyle is hard to replicate.

For first-time buyers

If you're stepping into Norfolk Virginia real estate for the first time, 9520 Warwick Ave offers a manageable entry point — three bedrooms, a 1952 build with solid bones, and a location where the water is genuinely part of daily life. The small footprint keeps maintenance realistic, and the proximity to two military bases means the surrounding area has steady, long-established demand.

More buyer questions

How far is 9520 Warwick Ave from Naval Station Norfolk?

The drive is approximately seven minutes under normal traffic conditions, making it one of the closer residential streets to the main gate in this part of Norfolk.

Is 9520 Warwick Ave in a flood zone?

Given the proximity to the Chesapeake Bay shoreline and low-lying areas in this part of Norfolk, flood zone status is worth reviewing carefully — check the dedicated FloodRisk tile on this page for the current FEMA designation.

What parks are walkable from 9520 Warwick Ave?

Lake Modoc is 0.3 miles away, Doc's Beach is 0.4 miles, and Community Beach Park is 0.6 miles — all reachable on foot from the front door.

What is the square footage and layout of 9520 Warwick Ave?

The home is 943 square feet with three bedrooms and one bathroom, built in 1952 as a single-family residential property.

Does 9520 Warwick Ave have an HOA?

Based on available property data, this address does not appear to be governed by a homeowners association, though you should confirm with current title and deed records during any due-diligence period.

Want to know more about 9520 Warwick Ave or explore similar homes in Norfolk? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1952

Price / sqft

$265

HOA

None

Taxes

$2,959/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10638085

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Ocean View neighborhood of Norfolk. homes for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,616/mo

Principal & interest

$1,297

Property tax

$247

Home insurance

$73

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

104% of $240,600

City assessment record · taxes $2,959/yr

Land share of assessed value

47% — $112,200

Improvements $128,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$205,000 – $275,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9415 Atlans ST · 0.2 mi · 937 sqft$270,000 sold 2026-07
1019 Beach View ST · 0.4 mi · 954 sqft$265,000 sold 2026-07
629 Beach View ST · 0.6 mi · 1,000 sqft$270,000 sold 2026-05

Sale & Tax History

List Price

$249,900

Price / Sq Ft

$265

Annual Taxes

$2,959

Monthly Tax

$247

HOA

None

Tax Rate (effective)

1.18%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 17, 2026$249,900—
Price reducedJun 22, 2026$249,900−$25,100
Currently listed—$249,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$240,600

Land

$112,200

Improvement

$128,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9520 Warwick Ave in a good school zone?+
The assigned zones on the listing record are Oceanair Elementary (GreatSchools 3/10), Northside Middle School (GreatSchools 3/10), Norview (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9520 Warwick Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 9520 Warwick Ave?+
Yes — The Yoga Space is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 9520 Warwick Ave?+
Lake Modoc is about 0.3 miles away.
Where is the nearest grocery store to 9520 Warwick Ave?+
Amoco is about 0.7 miles away. The closest dining on record is Cap'n Ron's (0.4 mi).
Does 9520 Warwick Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9520 Warwick Ave built?+
It was built in 1952, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Caramillo · CENTURY 21 Nachman Realty · REIN MLS #10638085

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

9520 Warwick Ave, Norfolk, Virginia 23503 · MLS #10638085 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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