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Toano › ALL OTHERS AREA 119 › 9123 Whispering Dr✓ Source: REIN MLS #10630528 · record updated May 15, 2026 · synced every 2 min · your inquiry is never resold
9123 Whispering DR, TOANO VA 23168 - Main photo
$625,000
$246 / sqft · est. $3,809/mo →
4beds
2.1baths
2,544sqft
3days on market

9123 Whispering Dr, Toano, VA 23168

SoldResidential · built 2005 · ALL OTHERS AREA 119

About this home

The listing, in the seller's words

Must see! 3 acres in Toano with the perfect blend of privacy, space, and convenience! If you've been searching for that "country feel" without giving up proximity to everything Williamsburg has to offer, this is it. Offering wide open space, mature surroundings, and room to truly spread out. Step outside and you'll find a stunning outdoor setup featuring a large patio and a beautiful Ipe wood deck, ideal for entertaining, relaxing, or just taking in the peaceful surroundings. Inside, the home shines with refinished hardwood floors that bring warmth and character throughout. And the real bonus? A full walkout basement already plumbed for additional living space—perfect for a future guest suite, in-law setup, or expanded entertaining area. Tucked into a quiet neighborhood that offers that hard-to-find balance of privacy and community, this property delivers the lifestyle so many buyers are chasing right now. Space, flexibility, and location—all wrapped into one incredible opportunity

Listing courtesy of David Tortolini · EXP Realty LLC · REIN MLS #10630528

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$246

HOA fee

$33/mo

Taxes

$4,211/yr

County

James City County VA

Waterfront

Yes

MLS #

10630528

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,544
Stories
2
Flooring
Carpet, Wood
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Foyer, PBR with Bath, Utility Closet
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
3.0000
Subdivision
ALL OTHERS AREA 119
Zoning
A1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,809/mo

Principal & interest

$3,243

Property tax

$351

Home insurance

$182

PMI

None

HOA

$33

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$415,900 – $850,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3AC Barnes RD · 0.4 mi · 2,400 sqft$739,900 active
1720 Centennial DR · 0.4 mi · 2,779 sqft$850,000 under contract
9104 Daydreamer CT · 2.1 mi · 2,532 sqft$575,000 sold 2026-05

Sale & Tax History

List Price

$625,000

Price / Sq Ft

$246

Annual Taxes

$4,211

Monthly Tax

$351

HOA fee

$33 / mo

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 16, 2026$625,000—
Price reducedMay 19, 2026$625,000−$10,000
SoldMay 12, 2026$625,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9123 Whispering Dr in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9123 Whispering Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9123 Whispering Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA.
When was 9123 Whispering Dr built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of David Tortolini · EXP Realty LLC · REIN MLS #10630528

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
9123 Whispering Dr, Toano — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in ToanoCall or text (757) 777-7577

9123 Whispering Dr, Toano, Virginia 23168 · MLS #10630528 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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