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Port Haywood › ALL OTHERS AREA 126 › 912 Sand Bank Rd✓ Source: REIN MLS #10633716 · record updated Jun 15, 2026 · synced every 2 min · your inquiry is never resold
912 Sand Bank RD, PORTHAYWOOD VA 23138 - Main photo
$765,000
$397 / sqft · est. $4,480/mo →
3beds
2baths
1,926sqft
11days on market

912 Sand Bank Rd, Port Haywood, VA 23138

SoldResidential · built 1991 · ALL OTHERS AREA 126

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Navigable.

Frontage

Waterfront ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Charming beachfront coastal cottage offering relaxed waterfront living with sweeping Chesapeake Bay views and timeless appeal. Elevated to capture breathtaking sunrises and coastal breezes, this light-filled home features 3 bedrooms, 2 full bathrooms, and an inviting loft ideal for additional sleeping space, office, or lounge area. The renovated kitchen blends modern convenience with coastal charm, while open living spaces, vaulted ceilings, and abundant natural light create a bright and airy atmosphere throughout. Enjoy outdoor living from the spacious wraparound porch overlooking a sandy beachfront at low tide and some of the best views the Bay has to offer. Ideal as a full-time residence, weekend retreat, or vacation rental opportunity with direct access to boating, fishing, kayaking, and the Chesapeake Bay lifestyle.

Listing courtesy of Kathy Gwyn · BHHS RW Towne Realty · REIN MLS #10633716

VaHome team overview

Our read on this home

At a glance

912 Sand Bank Road sits on 4.3 private acres in Port Haywood, Virginia — a three-bedroom, two-bath home built in 1991 with 1,926 square feet of living space. It's a rare find for buyers who want room to breathe on Virginia's Middle Peninsula, roughly 35 minutes from Naval Weapons Station Yorktown.

Read the full overview ↓

Why this home stands out

What sets 912 Sand Bank Road apart is the land. Four-plus acres in this corner of Mathews County is genuinely hard to come by — it gives you the kind of breathing room that smaller suburban lots simply can't offer. The 1991 construction means solid bones without the unpredictability of a much older home, and the rural setting delivers genuine quiet without putting you hours from the services and employers you need.

ALL OTHERS AREA 126 and the Port Haywood real estate market

Port Haywood sits in the heart of Mathews County on Virginia's Middle Peninsula — a stretch of land tucked between the Chesapeake Bay and the York River that moves at its own unhurried pace. The area draws people who want acreage, water access, and a genuine sense of community without the density of Hampton Roads proper. Life here revolves around the outdoors: kayaking, fishing, crabbing, and long drives past tidal creeks and working farms. If you've been searching for houses for sale in King William VA or anywhere along the Middle Peninsula, Port Haywood represents a distinct flavor of rural coastal Virginia that's increasingly difficult to find. Mathews County is small by design — there's no sprawl, no big-box corridor, and the landscape has stayed largely intact for generations. Neighbors tend to know each other, and the pace of daily life reflects that. It's the kind of place people move to on purpose.

What's nearby

Everyday needs are covered in nearby Mathews Court House, the county seat, where you'll find grocery options, a pharmacy, and local services within a short drive. The Mathews Farmers Market brings fresh local produce and community energy on weekends. Gwynn's Island is just a few miles away — a beloved local landmark with boat launches, waterfront views, and a slice of authentic Chesapeake culture. For a wider range of dining and retail, Gloucester Court House is roughly 20 minutes north, and Williamsburg's full commercial corridor is accessible within 45 minutes.

For different buyers

For military families relocating

Naval Weapons Station Yorktown is about 35 minutes from 912 Sand Bank Road, and Joint Base Langley-Eustis (Langley AFB) is roughly 37 minutes — both manageable commutes from a property this size. A VA loan can make financing a rural acreage home straightforward, and your BAH rate for the Hampton Roads area is worth running against the numbers here. Four acres and a three-bedroom home is a combination that's hard to match closer to base.

For families upgrading

If your current home feels like it's shrinking, 912 Sand Bank Road offers a genuine reset. Four-plus acres means room for a garden, a workshop, animals, or simply the kind of outdoor space where kids can actually roam. The 1,926-square-foot layout with three bedrooms and two baths gives you a functional, right-sized home — and Mathews County's rural character means you're gaining space without trading away community.

More buyer questions

How far is 912 Sand Bank Road from Naval Weapons Station Yorktown?

The drive from 912 Sand Bank Road to Naval Weapons Station Yorktown is approximately 35 minutes under typical conditions, heading north through Gloucester County via Route 14 and Route 17.

How far is 912 Sand Bank Road from Joint Base Langley-Eustis?

Joint Base Langley-Eustis (Langley AFB) is roughly 37 minutes from 912 Sand Bank Road, accessible via the George P. Coleman Memorial Bridge crossing into the Peninsula.

What county is 912 Sand Bank Road in?

912 Sand Bank Road is located in Mathews County, Virginia — a rural coastal county on the Middle Peninsula with no incorporated towns and a strong connection to the Chesapeake Bay.

Is 912 Sand Bank Road in a flood zone?

Mathews County has significant areas within FEMA-designated flood zones given its coastal geography, so it's worth reviewing the flood map for this specific parcel — check the FloodRisk tile on this page for the current FEMA designation.

What is the lot size at 912 Sand Bank Road?

The property sits on 4.3 acres, which is notably generous for the Port Haywood area and provides substantial privacy, outdoor utility, and separation from neighboring properties.

Want to explore 912 Sand Bank Road in person? Tom and Dariya Milan at LPT Realty know this stretch of the Middle Peninsula well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMathews
    —
  • MiddleMathews
    —
  • HighMathews
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1991

Price / sqft

$397

HOA

None

Taxes

$3,452/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10633716

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,926
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
6
Other rooms
Balcony, Loft, Porch, Utility Closet
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan
Accessibility
Grab bars

Construction & exterior

Style
Contemp, Cottage
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Vinyl,Wood
Pool
No Pool
Waterfront
Navigable
Deep-water access
Yes

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
4.3000
Subdivision
ALL OTHERS AREA 126
Ownership
Fee Simple
Garage
No
Parking
2 Space
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 6 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,480/mo

Principal & interest

$3,969

Property tax

$288

Home insurance

$223

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$765,000

Price / Sq Ft

$397

Annual Taxes

$3,452

Monthly Tax

$288

HOA

None

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 4, 2026$765,000—
SoldJun 11, 2026$765,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Port Haywood Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 912 Sand Bank Rd in a good school zone?+
The assigned zones on the listing record are Mathews, Mathews, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 912 Sand Bank Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 6 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 912 Sand Bank Rd a waterfront property?+
Yes. The listing record shows: Navigable.
Does 912 Sand Bank Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 912 Sand Bank Rd built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kathy Gwyn · BHHS RW Towne Realty · REIN MLS #10633716

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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912 Sand Bank Rd, Port Haywood, Virginia 23138 · MLS #10633716 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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