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Hayes › ALL OTHERS AREA 120 › 9093 Stump Point Rd✓ Source: REIN MLS #10632711 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
9093 Stump Point RD, HAYES VA 23072 - Main photo
$775,000
$298 / sqft · est. $4,572/mo →
4beds
4baths
2,603sqft
19days on market

9093 Stump Point Rd, Hayes, VA 23072

SoldResidential · built 1974 · ALL OTHERS AREA 120

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Boat Lift, Deep Water, Deep Water Access, Dock, Navigable, Tidal.

Frontage

Tidal ✓ VERIFIED

Dock

Dock · Boat lift

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

With commanding wide, open views of the Severn River, this 2,600 sq ft 4 Bedroom waterfront rancher captures the essence of elevated coastal living. Designed for effortless one-level living, the home is filled with natural light and showcases expansive water vistas from the every room. Chefs kitchen with flat surface grill, Jenn air burners. Complete attached Mother-in-Law suite with 2 burner cooktop stove, Microwave and refrigerator and cedar lined walk in closet, makes for easy multi generational living .Boating enthusiasts will appreciate the private dock with boat lift and boat ramp, offering quick, easy access to the river and the bay. The attached 24-meter indoor pool creates a private, year-round retreat. Also an oversize 2 car garage for car enthusiast. A rare South Gloucester opportunity where wide water views and a true boating lifestyle await. MOTIVATED SELLER! PRICE IMPROVEMENT!

Listing courtesy of Helen VanOrden · BHHS RW Towne Realty · REIN MLS #10632711

VaHome team overview

Our read on this home

At a glance

A four-bedroom, four-bath home built in 1974 on a quiet road in Hayes, Virginia — offering generous square footage, a Gloucester County address, and an easy drive to Naval Weapons Station Yorktown and the broader Middle Peninsula lifestyle.

Read the full overview ↓

Why this home stands out

At 2,603 square feet with four full baths across four bedrooms, 9093 Stump Point Road gives every member of the household real breathing room. The 1974 construction means solid bones and mature landscaping typical of established Middle Peninsula properties, while Hayes sits at that rare intersection of rural quiet and genuine regional convenience — water, woods, and two military installations all within twenty minutes.

ALL OTHERS AREA 120 and the Hayes real estate market

Hayes is an unincorporated community in Gloucester County, Virginia, tucked along the western shore of the York River where the Middle Peninsula begins to open up toward the Chesapeake Bay. Life here moves at a deliberate pace — properties tend to sit on generous lots, neighbors know each other, and the backdrop is equal parts tidal creek and pine canopy. The 9093 Stump Point Road Hayes Virginia 23072 address places you in a part of Gloucester County that draws people who want space without sacrificing access. The George P. Coleman Memorial Bridge is roughly ten minutes away, connecting you to Yorktown and the Historic Triangle beyond. Gloucester Courthouse, with its courthouse square and local shops, is a short drive north. This is a community that has attracted military families, watermen, and longtime Virginians alike — and the mix gives it a character that newer subdivisions rarely replicate.

What's nearby

Daily errands are manageable from Stump Point Road. A Food Lion and several local pharmacies anchor the Hayes shopping corridor on Route 17, roughly five to ten minutes away. Gloucester Courthouse offers additional dining and services heading north. For waterfront dining and recreation, the York River and nearby marinas are close neighbors. Yorktown Battlefield and the Colonial Parkway are accessible once you cross the Coleman Bridge, adding a strong dose of history to weekend plans. The broader Williamsburg corridor — grocery anchors, big-box retail, and medical facilities — sits within a thirty-minute drive.

For different buyers

For military families relocating

Naval Weapons Station Yorktown is an eighteen-minute drive from Stump Point Road, and Camp Peary sits just a minute farther. For servicemembers stationed at either installation, this address puts you close to the gate without living in base-adjacent traffic. A VA loan can make a four-bedroom, four-bath home in a quiet Gloucester County neighborhood a very practical path — and this one has the square footage to grow into.

For families upgrading

Four bedrooms and four full baths across 2,603 square feet means no one is sharing a bathroom or fighting for space. The 1974 build sits on an established lot in a low-density Hayes neighborhood — the kind of setting where kids can actually play outside and the backyard doesn't end at a fence six feet from the next house. Gloucester County living rewards families who want more room to spread out.

More buyer questions

How far is 9093 Stump Point Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 18 minutes from this address under normal traffic conditions, making it one of the more convenient off-base locations for servicemembers stationed there.

What county is 9093 Stump Point Road in?

The property is located in Gloucester County, Virginia — an unincorporated area served by Gloucester County government, utilities, and services rather than a city or town municipality.

Is Hayes, Virginia a good area for military families?

Hayes sits within practical commuting distance of Naval Weapons Station Yorktown and Camp Peary, and the Gloucester County area is well regarded for its lower density, outdoor access, and stable community character — qualities that tend to appeal to military households looking for a quieter base of operations.

Does 9093 Stump Point Road have a flood zone designation?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which reflects the most current FEMA mapping data available.

How far is 9093 Stump Point Road from Williamsburg?

Williamsburg is roughly 25 to 35 minutes away depending on bridge traffic at the George P. Coleman Memorial Bridge, putting the Historic Triangle, major retail corridors, and regional medical facilities within a reasonable daily range.

Tom and Dariya Milan at LPT Realty know the Middle Peninsula well — reach out to talk through what 9093 Stump Point Road could look like for your family.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryAchilles Elementary
    —
  • MiddleGloucester
    —
  • HighGloucester
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1974

Price / sqft

$298

HOA

None

Taxes

$3,899/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10632711

Interior

Bedrooms
4
Full baths
4
Approx. sqft
2,603
Stories
1
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor Primary BR, In-Law Suite, PBR with Bath, Sun Room
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Trash Compactor, Washer
Equipment
Attic Fan, Ceiling Fan, Gar Door Opener, Sump Pump, Water Softener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Brick,Vinyl
Pool
In Ground Pool
Waterfront
Boat Lift,Deep Water,Deep Water Access,Dock,Navigable,Tidal
Deep-water access
Yes

Utilities & systems

Heating
Basebd, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 120
Zoning
C2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,572/mo

Principal & interest

$4,021

Property tax

$325

Home insurance

$226

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

106% of $730,410

City assessment record · taxes $3,899/yr

Land share of assessed value

26% — $192,260

Improvements $538,150 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$425,000 – $895,000

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9262 Sylvia AVE · 1.3 mi · 2,935 sqft$895,000 active
9481 Maryus RD · 2.6 mi · 2,108 sqft$439,000 sold 2026-06
2357 Jenkins Neck RD · 3.2 mi · 2,162 sqft$425,000 sold 2026-07

Sale & Tax History

List Price

$775,000

Price / Sq Ft

$298

Annual Taxes

$3,899

Monthly Tax

$325

HOA

None

Tax Rate (effective)

0.50%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 13, 2026$775,000—
Price reducedJul 2, 2026$775,000−$24,900
SoldJul 1, 2026$775,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

6% above assessment

Total Assessed

$730,410

Land

$192,260

Improvement

$538,150

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hayes Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9093 Stump Point Rd in a good school zone?+
The assigned zones on the listing record are Achilles Elementary, Gloucester, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 9093 Stump Point Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 9093 Stump Point Rd a waterfront property?+
Yes. The listing record shows: Boat Lift,Deep Water,Deep Water Access,Dock,Navigable,Tidal.
Does 9093 Stump Point Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9093 Stump Point Rd built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Helen VanOrden · BHHS RW Towne Realty · REIN MLS #10632711

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
9093 Stump Point Rd, Hayes — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in HayesCall or text (757) 777-7577

9093 Stump Point Rd, Hayes, Virginia 23072 · MLS #10632711 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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