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Franklin › ALL OTHERS AREA 67 › 909 Clay St✓ Source: REIN MLS #10653024 · record updated Sep 11, 2026 · synced every 2 min · your inquiry is never resold
909 Clay ST, FRANKLIN VA 23851 - Main photo
909 Clay ST, FRANKLIN VA 23851 - Photo 2
909 Clay ST, FRANKLIN VA 23851 - Photo 3
909 Clay ST, FRANKLIN VA 23851 - Photo 4
909 Clay ST, FRANKLIN VA 23851 - Photo 5
5beds
3baths
2,037sqft
0days on market

909 Clay St, Franklin, VA 23851

New ListingResidential · built 1950 · ALL OTHERS AREA 67

Facts & features

Type

Residential

Year built

1950

Price / sqft

$223

HOA

None

Taxes

$2,830/yr

County

Franklin VA

MLS #

10653024

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,037
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Attic, Foyer, Screened Porch, Utility Room
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump, Propane Gas
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4600
Subdivision
ALL OTHERS AREA 67
Zoning
R0
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 4 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Fuel In Tank Conveys
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

This home says, "Come here first!" From the time you arrive, you'll see pride of ownership in this beautifully updated, meticulously maintained, and truly move-in-ready home. With 5 bedrooms, 1 on the main level and 4 upstairs, there's plenty of space for everyone. The cozy family room, complete with a fireplace for comfort and relaxation, while the screened porch offers an inviting spot to enjoy the outdoors. Then there's the storage shed—the envy of all storage sheds! You'll have to see it to believe just how impressive it is. Step outside and you'll find a beautifully maintained landscaped yard featuring mature shade trees you simply don't find in the newer neighborhoods. It's a setting that offers character, comfort, and a sense of established charm. Updates include Roof-2026 Upstairs bathroom-2026, Encapsulated crawl-2023 & Windows-2021. With thoughtful updates, exceptional maintenance, generous living space, and a gorgeous established yard, this is one you won't want to miss.

Listing courtesy of Margaret Etheridge · RE/MAX Country to Coast · REIN MLS #10653024

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

909 Clay Street is a spacious 1950-built, five-bedroom, three-bath home in Franklin, Virginia — offering 2,037 square feet of living space, classic mid-century bones, and a location that puts everyday errands and dining well within reach.

Read the full overview ↓

Why this home stands out

Five bedrooms under one roof is genuinely rare at this square footage, and 909 Clay Street delivers exactly that. Built in 1950, the home carries the solid construction hallmarks of its era — generous room proportions, a layout that actually breathes, and the kind of character that newer builds simply can't replicate. Three full baths mean morning routines don't turn into negotiations, and the address sits comfortably within Franklin's established residential core.

ALL OTHERS AREA 67 and the Franklin real estate market

Franklin, Virginia is a small, self-contained city in Southampton County — the kind of place where neighbors still wave from the porch and the pace of life feels intentional rather than accidental. Clay Street sits in a mature residential section of town, surrounded by homes from the same mid-century era, giving the block a cohesive, settled character. Franklin punches above its size: it has its own hospital, a downtown district with local businesses, and a strong sense of civic identity built around the Blackwater River. The city is roughly equidistant from Suffolk, Portsmouth, and the Outer Banks corridor, making it a practical base for anyone who wants Southern Virginia's lower cost of living without sacrificing access to the broader Hampton Roads region. If you're weighing homes for sale in Franklin Virginia, Clay Street represents the kind of established neighborhood that holds its character across decades.

What's nearby

Daily life is easy from Clay Street. Cameron Car Wash is just 0.2 miles away, and within half a mile you'll find China Express Restaurant and Domino's Pizza for quick weeknight dinners, plus a Dollar General for last-minute pantry runs. Don Pancho's Cantina and Los Cerezos Latino Store add some great variety at 0.6 and 0.7 miles respectively. Dunkin' and The Lighthouse Project both sit within 0.7 miles when you need a morning coffee. Fitness options are equally convenient — TaylorMade Fitness VA, the James L. Camp Jr. Family YMCA, and Anytime Fitness are all within a mile of the front door.

For different buyers

For military families relocating

Joint Staff J7 in Suffolk is roughly 40 minutes from Clay Street — a manageable commute that keeps you connected to the base without paying Suffolk prices. Five bedrooms means space for a home office, a guest room for visiting family, or a dedicated study space for kids during deployment cycles. A VA loan can make a home like this even more accessible; it's worth running the numbers.

For families upgrading

Five bedrooms and three full baths give a growing family genuine room to spread out — no more sharing bathrooms or converting dining rooms into makeshift bedrooms. The 1950 construction means thick walls, real hardwood potential, and lot sizes that newer subdivisions rarely offer. The James L. Camp Jr. Family YMCA is under a mile away, and the neighborhood's walkable, low-traffic streets make it easy for kids to actually be outside.

More buyer questions

How far is 909 Clay Street from Joint Staff J7 Suffolk?

The drive from Clay Street to Joint Staff J7 in Suffolk is approximately 40 minutes under normal traffic conditions, primarily via Route 58 East — a straightforward commute with no major urban congestion.

What is the flood zone status for 909 Clay Street in Franklin, Virginia?

Flood zone designation for this address is determined by FEMA mapping and should be confirmed through the City of Franklin's GIS portal or your buyer's agent — a separate FloodRisk tile on this page provides the current zone classification.

What year was 909 Clay Street built and what does that mean for the construction?

The home was built in 1950, placing it in an era known for solid structural framing, generous room proportions, and lot sizes that reflect pre-subdivision-era planning — characteristics that attract buyers who value substance over flash.

Are there grocery stores and restaurants within walking distance of Clay Street?

Yes — Dollar General, Don Pancho's Cantina, and Los Cerezos Latino Store are all within 0.7 miles, and China Express Restaurant and Domino's Pizza are within half a mile, making quick trips genuinely walkable or a very short drive.

Is 909 Clay Street part of an HOA?

Based on available property data, this home does not appear to be subject to a homeowners association, though buyers should confirm current status during due diligence.

Tom and Dariya Milan know Franklin's market well — reach out to get a straight answer on what 909 Clay Street could mean for your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$385K – $525K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,729/mo

Principal & interest

$2,360

Property tax

$236

Home insurance

$133

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$70,000 – $382,500

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

228 Carrie DR · 0.5 mi · 2,168 sqft$310,000 sold 2026-08
504 Cameron ST · 0.6 mi · 2,100 sqft$299,000 sold 2026-02
105 Homestead RD · 0.4 mi · 2,220 sqft$382,500 sold 2026-04

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$454,900

Price / Sq Ft

$223

Annual Taxes

$2,830

Monthly Tax

$236

HOA

None

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$454,900—
Currently listed—$454,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 909 Clay St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 909 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 909 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 909 Clay St built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Margaret Etheridge · RE/MAX Country to Coast · REIN MLS #10653024

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

909 Clay St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

909 Clay St, Franklin, Virginia 23851 · MLS #10653024 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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