Hayes › YORK RIVER FARMS › 8950 Cook Dr✓ Source: REIN MLS #10624921 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold

8950 Cook DR, HAYES VA 23072 - Main photo

$599,000

$376 / sqft · est. $3,557/mo →

3beds

2baths

1,591sqft

174days on market

8950 Cook Dr, Hayes, VA 23072

Under ContractResidential · built 1977 · YORK RIVER FARMS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access, Navigable, Riparian Rights, River.

Frontage

River ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1977

Price / sqft

$376

HOA

None

Taxes

$3,293/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10624921

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,591
Stories: 1
Flooring: Carpet, Vinyl
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 7
Other rooms: 1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Screened Porch, Utility Closet
Appliances: Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle,Composite
Exterior: Brick
Pool: No Pool
Waterfront: Deep Water Access,Navigable,Riparian Rights,River
Deep-water access: Yes

Utilities & systems

Heating: Electric, Forced Hot Air, Heat Pump
Cooling: Central Air
Water heater: Electric
Water: Well
Sewer: Septic

Lot, parking & ownership

Lot size: 1.2700
Subdivision: YORK RIVER FARMS
Zoning: SF-1
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, Lot, Off Street, Driveway Spc
Possession: CLOSING
Disclosures: Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Where the River Becomes Your Backyard and Life Finally Slows Down the Way It Should. Some people spend their entire lives chasing this view. You could wake up to it every morning. Positioned directly on the banks of the York River, this is not simply a home; it's a lifestyle. This charming all-brick rancher offers 3 bedrooms, 2 full baths, and 1,591 square feet of effortless, single-level living perfectly scaled for those who want less to manage and more time on the water. The sunroom overlooking the river is where mornings begin and evenings refuse to end. Watch dolphins roll through the current, ospreys dive at sunrise, and sailboats drift toward the Chesapeake Bay, all from the comfort of your own home. Step outside, and the York River is yours. Fish for striped bass, blue crab, and flounder. Kayak downriver. Reach the open Chesapeake Bay in minutes by boat. Historic Yorktown sits just across the water. Waterfront homes on the York River rarely come available at this price. When the

Listing courtesy of Marshall Toney · EXP Realty LLC · REIN MLS #10624921

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 8950 Cook Drive in Hayes—a three-bedroom, two-bath home built in 1977 with 1,591 square feet of living space. It sits about 13 minutes from Naval Weapons Station Yorktown, making it convenient for base commuters. This is the kind of property that anchors Hayes homes for sale in a quieter corner of the Peninsula.

Keep searching in Hayes

See all Hayes homes for sale. Browse every listing among homes for sale in Hayes — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

The home offers a solid footprint for its era: three bedrooms and two full bathrooms in a straightforward layout. A single-car garage provides covered parking and storage. The lot gives you room to breathe without overwhelming upkeep. If you're comparing homes for sale in Hayes, this one delivers practical living space at a scale that fits real life—no frills, no waste, just a home that works.

YORK RIVER FARMS and the Hayes real estate market

Hayes is a quiet residential community on Virginia's Peninsula, where tree-lined streets and modest single-family homes define the landscape. The neighborhood feels unhurried—neighbors know each other, and the pace of life is deliberate and calm. You're surrounded by similar-era properties, many owner-occupied, creating a stable and settled character. The Peninsula itself is a unique corner of the region, anchored by military installations and maritime heritage. Williamsburg lies about 20 minutes south, offering dining, shopping, and cultural attractions. Norfolk and the broader Hampton Roads area are within 45 minutes, so you can reach urban amenities without living in one. Getting around is straightforward—local roads connect easily to Route 17 and I-64.

What's nearby

Cook Drive sits in a residential pocket with good access to everyday essentials. Grocery stores and pharmacies are a short drive away. The York River State Park lies about 15 minutes south, offering trails, water access, and outdoor recreation. Local dining and coffee spots cluster in nearby Williamsburg. Community services are within the Hayes area. You're close enough to Naval Weapons Station Yorktown for a quick commute, yet far enough to enjoy a quieter home life.

For different buyers

Base commute and VA loan notes

About 13 minutes to Naval Weapons Station Yorktown keeps your commute short and predictable. VA loan financing is common in this area, and the home's age and condition support straightforward financing options. Three bedrooms and two baths provide solid everyday living space without excessive upkeep demands.

Room to grow

Three bedrooms and two full bathrooms give you the space to spread out and settle in. The single-car garage handles storage and covered parking. A 1,591-square-foot layout flows naturally without wasted hallways. The lot size lets you manage yard work without constant maintenance. This footprint works well for households that need breathing room.

Homes like this one sell fast — see the next one first

Hayes$505K – $690K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryAchilles Elementary
—
MiddlePeasley Middle
—
HighGloucester
—

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51073C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

5.6 ft above sea level

1.4 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Hayes homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,557/mo

Down payment20% · $119,800

Interest rate6.75%

Loan term30 years

Principal & interest

$3,108

Property tax

$274

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

92% of $651,720

City assessment record · taxes $3,293/yr

Land share of assessed value

62% — $406,380

Improvements $245,340 · assessor record ✓

Price context — similar nearby homes

$313,000 – $670,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1806 Rosemont LN · 0.7 mi · 1,730 sqft$670,000 sold 2026-01

8798 Guinea RD · 1.2 mi · 1,538 sqft$313,000 sold 2026-06

8335 Little England RD · 1 mi · 1,794 sqft$450,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Hayes home worth?

Sale & Tax History

List Price

$599,000

Price / Sq Ft

$376

Annual Taxes

$3,293

Monthly Tax

$274

HOA

None

Tax Rate (effective)

0.55%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Mar 13, 2026	$599,000	—
Price reduced	Jul 14, 2026	$599,000	−$51,000
Currently listed	—	$599,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% below assessment

Total Assessed

$651,720

Land

$406,380

Improvement

$245,340

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hayes Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 8950 Cook Dr in a good school zone?+

The assigned zones on the listing record are Achilles Elementary, Peasley Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.

Is 8950 Cook Dr in a flood zone?+

FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.

Is 8950 Cook Dr a waterfront property?+

Yes. The listing record shows: Deep Water Access,Navigable,Riparian Rights,River.

Does 8950 Cook Dr have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 8950 Cook Dr built?+

It was built in 1977, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Marshall Toney · EXP Realty LLC · REIN MLS #10624921

Call or text (757) 777-7577

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Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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8950 Cook Dr, Hayes, Virginia 23072 · MLS #10624921 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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8950 Cook Dr, Hayes, VA 23072

Life on the water

Facts & features

About this home

Our read on this home

Why this home stands out

YORK RIVER FARMS and the Hayes real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Why the land carries the value

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)