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Hayes › YORK RIVER FARMS › 8950 Cook Dr✓ Source: REIN MLS #10624921 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
8950 Cook DR, HAYES VA 23072 - Main photo
8950 Cook DR, HAYES VA 23072 - Photo 2
8950 Cook DR, HAYES VA 23072 - Photo 3
8950 Cook DR, HAYES VA 23072 - Photo 4
8950 Cook DR, HAYES VA 23072 - Photo 5
3beds
2baths
1,591sqft
174days on market

8950 Cook Dr, Hayes, VA 23072

Under ContractResidential · built 1977 · YORK RIVER FARMS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access, Navigable, Riparian Rights, River.

Frontage

River ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1977

Price / sqft

$376

HOA

None

Taxes

$3,293/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10624921

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,591
Stories
1
Flooring
Carpet, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Screened Porch, Utility Closet
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Composite
Exterior
Brick
Pool
No Pool
Waterfront
Deep Water Access,Navigable,Riparian Rights,River
Deep-water access
Yes

Utilities & systems

Heating
Electric, Forced Hot Air, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
1.2700
Subdivision
YORK RIVER FARMS
Zoning
SF-1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Lot, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Where the River Becomes Your Backyard and Life Finally Slows Down the Way It Should. Some people spend their entire lives chasing this view. You could wake up to it every morning. Positioned directly on the banks of the York River, this is not simply a home; it's a lifestyle. This charming all-brick rancher offers 3 bedrooms, 2 full baths, and 1,591 square feet of effortless, single-level living perfectly scaled for those who want less to manage and more time on the water. The sunroom overlooking the river is where mornings begin and evenings refuse to end. Watch dolphins roll through the current, ospreys dive at sunrise, and sailboats drift toward the Chesapeake Bay, all from the comfort of your own home. Step outside, and the York River is yours. Fish for striped bass, blue crab, and flounder. Kayak downriver. Reach the open Chesapeake Bay in minutes by boat. Historic Yorktown sits just across the water. Waterfront homes on the York River rarely come available at this price. When the

Listing courtesy of Marshall Toney · EXP Realty LLC · REIN MLS #10624921

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A three-bedroom, two-bath ranch on Cook Drive in Hayes, Virginia — 1,591 square feet of single-story living built in 1977, just 13 minutes from Naval Weapons Station Yorktown and set in the quiet, water-adjacent community of Gloucester County.

Read the full overview ↓

Why this home stands out

What sets 8950 Cook Drive apart is its single-story layout on a generous Gloucester County lot, offering the kind of easy, spread-out living that's genuinely hard to find this close to the water and the base. The 1977 construction era means solid bones and room-sized spaces rather than the chopped-up floor plans common in newer builds — and with no HOA, you have real freedom over how you use the property.

YORK RIVER FARMS and the Hayes real estate market

Hayes sits in the heart of Gloucester County along the western shore of the York River, and it carries a distinctly unhurried, small-town character that residents tend to hold onto tightly. Cook Drive is a quiet residential street where neighbors know each other's names and the pace of daily life slows down in the best possible way. The broader Hayes community blends rural countryside with genuine water-access culture — boating, fishing, and kayaking are weekend staples rather than occasional treats. Gloucester County governance means lower density than the urban core of Hampton Roads, and that translates to larger lots, more green space, and a sense of breathing room that's increasingly rare across the region. Whether you're drawn here by the proximity to Naval Weapons Station Yorktown, the natural beauty of the York River corridor, or simply the appeal of a calmer lifestyle, Hayes rewards the people who choose it.

What's nearby

Daily errands are straightforward from Cook Drive. The Gloucester Courthouse area — with its grocery options, pharmacies, and local dining — is a short drive north on Route 17. For waterfront dining and local flavor, the restaurants and marinas along the York River shoreline are close at hand. Yorktown itself is easily reachable across the Coleman Bridge, putting the historic waterfront, Riverwalk Landing shops, and the broader Hampton Roads network within comfortable reach. Camp Peary is roughly 19 minutes away, and the full amenities of the Williamsburg corridor open up in that same direction.

For different buyers

For military families relocating

Thirteen minutes to Naval Weapons Station Yorktown makes 8950 Cook Drive one of the more practical addresses in Gloucester County for active-duty households. A VA loan pairs naturally with a property like this — single-story, low-maintenance, and on a quiet street that's easy to leave and easy to come home to. Camp Peary is 19 minutes out, keeping dual-military schedules manageable.

For first-time buyers

A three-bedroom, two-bath single-family home with no HOA in Gloucester County is a genuine entry point into homeownership — and 8950 Cook Drive delivers exactly that. The single-story layout keeps maintenance simple, the 1977 construction means real square footage per room, and the Hayes community offers a stable, welcoming neighborhood to plant roots in for the long term.

More buyer questions

How far is 8950 Cook Drive from Naval Weapons Station Yorktown?

The drive runs about 13 minutes under normal conditions, making it one of the closer off-base residential options in Gloucester County. Route 17 and the local road network keep the commute straightforward in most weather.

Is 8950 Cook Drive in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Buyers are encouraged to review that section and discuss flood insurance requirements with their lender.

What is the lot size and property type at 8950 Cook Drive?

8950 Cook Drive is a residential single-family home — a ranch-style build from 1977 with 1,591 square feet of living space. Lot details are listed in the property data section of this page.

Does 8950 Cook Drive have an HOA?

No — there is no homeowners association attached to this property, which gives owners full flexibility over use, improvements, and exterior decisions without additional fees or approval processes.

Where is Hayes, Virginia, and what is it like to live there?

Hayes is an unincorporated community in Gloucester County, Virginia, situated along the western bank of the York River roughly midway between Williamsburg and the urban core of Hampton Roads. It's known for its low density, water-access lifestyle, and a tight-knit community feel that draws both military families and longtime locals.

Tom and Dariya Milan at LPT Realty know Gloucester County and the base corridors well — reach out to talk through 8950 Cook Drive and what it could look like for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Hayes$505K – $690K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryAchilles Elementary
    —
  • MiddlePeasley Middle
    —
  • HighGloucester
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,557/mo

Principal & interest

$3,108

Property tax

$274

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

92% of $651,720

City assessment record · taxes $3,293/yr

Land share of assessed value

62% — $406,380

Improvements $245,340 · assessor record ✓

Price context — similar nearby homes

$313,000 – $670,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1806 Rosemont LN · 0.7 mi · 1,730 sqft$670,000 sold 2026-01
8798 Guinea RD · 1.2 mi · 1,538 sqft$313,000 sold 2026-06
8335 Little England RD · 1 mi · 1,794 sqft$450,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Hayes home worth?

Sale & Tax History

List Price

$599,000

Price / Sq Ft

$376

Annual Taxes

$3,293

Monthly Tax

$274

HOA

None

Tax Rate (effective)

0.55%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 13, 2026$599,000—
Price reducedJul 14, 2026$599,000−$51,000
Currently listed—$599,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% below assessment

Total Assessed

$651,720

Land

$406,380

Improvement

$245,340

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hayes Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 8950 Cook Dr in a good school zone?+
The assigned zones on the listing record are Achilles Elementary, Peasley Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 8950 Cook Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 8950 Cook Dr a waterfront property?+
Yes. The listing record shows: Deep Water Access,Navigable,Riparian Rights,River.
Does 8950 Cook Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 8950 Cook Dr built?+
It was built in 1977, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Marshall Toney · EXP Realty LLC · REIN MLS #10624921

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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8950 Cook Dr, Hayes — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

8950 Cook Dr, Hayes, Virginia 23072 · MLS #10624921 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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