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✓ Source: REIN MLS #10659486 · record updated Oct 29, 2026 · synced every 2 min · your inquiry is never resold
87 Clay Hill RD, GATES NC 27937 - Main photo
87 Clay Hill RD, GATES NC 27937 - Photo 2
3beds
2baths
1,500sqft
3days on market

87 Clay Hill Rd, Gates, NC 27937

New ListingResidential · built 2026 · ALL OTHERS AREA 230

About this home

Come enjoy the best of country living in this brand-new 3-bedroom, 2-bath home set on a spacious 1-acre lot. Inside features include durable LVP flooring flowing throughout, the well-appointed kitchen features solid-surface countertops, an island, a pantry, and plenty of workspace. The primary suite offers a walk-in closet and dual sinks. You can relax on the covered front porch or unwind on the back patio, surrounded by the quiet of a rural setting. Finished with classic board-and-batten vinyl siding, this home combines comfortable living with a fresh, timeless look. Less than 15 miles to the Virginia Line. Easy Commute to Elizabeth City and Edenton. Call today to View this Beautiful Home. CONTINUED: Take US-158 to Clay Hill Road in Gates County- Turn Right onto Clay Hill Road.

Listing courtesy of Tina Nixon · CENTURY 21 Nachman Realty · REIN MLS #10659486

Facts & features

Type

Residential

Year built

2026

Price / sqft

$221

HOA

None

Taxes

$161/yr

County

Gates County NC

MLS #

10659486

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,500
Stories
1
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
ALL OTHERS AREA 230
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

87 Clay Hill Road sits in Gates, North Carolina — a quiet corner of Gates County where new construction is rare. This 2026-built home brings three bedrooms and two full baths to a peaceful rural setting. At 1,500 square feet, it offers a clean, modern layout with no maintenance surprises waiting around the corner.

Read the full overview ↓

Why this home stands out

New construction in Gates County is genuinely hard to find. Most homes here date back decades, which means 87 Clay Hill Road stands out simply by being brand new. Everything inside — systems, finishes, fixtures — starts at zero. You get the character of a rural North Carolina address without inheriting someone else's repair list. That combination is uncommon in this zip code.

ALL OTHERS AREA 230 and the Gates real estate market

Gates, North Carolina sits in the northeastern corner of the state, tucked between the Great Dismal Swamp and the Chowan River basin. The landscape is flat, wooded, and unhurried. Roads here are lined with mature trees, and the pace of daily life reflects that. Gates County is one of the least densely populated counties in the state, which means space, quiet, and room to breathe. The town of Gates itself is small — a crossroads community with a deep agricultural history. Housing stock in the area skews older and rural, so a 2026-built home on Clay Hill Road is a genuine outlier. Commuters heading toward Hampton Roads cross into Virginia in under 30 minutes. The Suffolk and Chesapeake corridors open up quickly from here. Anyone comparing homes for sale in Gates, NC will notice that new builds at this scale are few and far between.

What's nearby

Merchant's Millpond Bike Trail Parking is less than a mile from the front door. That puts one of North Carolina's most scenic trail systems within an easy walk or short drive. Merchant's Millpond State Park is known for its cypress swamp landscape and paddling trails — a rare natural amenity this close to a residential address. Gates County's rural character means big-box retail is a drive away, but the tradeoff is direct access to open land and quiet roads that most suburban addresses simply cannot offer.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about 39 minutes from 87 Clay Hill Road — a manageable commute along rural highways. VA loan financing is well-suited to a new-construction purchase like this one, and a 2026 build means no deferred maintenance to negotiate around. The clean title and fresh systems make the financing and inspection process straightforward.

For first-time buyers

A brand-new home removes a lot of the uncertainty that comes with buying older rural properties. At 87 Clay Hill Road, the roof, HVAC, plumbing, and electrical are all 2026 vintage. Three bedrooms and two full baths give you room to grow into the space. Gates County's lower cost of living compared to the Hampton Roads metro makes this a practical entry point into homeownership.

More buyer questions

How far is 87 Clay Hill Road from Joint Staff J7 Suffolk?

The drive is approximately 39 minutes under normal conditions. Routes through Chesapeake and Suffolk are straightforward from Gates County.

Is 87 Clay Hill Road in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Gates County does include areas near wetlands and low-lying terrain, so reviewing that designation is worthwhile.

What is the nearest park or trail to 87 Clay Hill Road?

Merchant's Millpond Bike Trail Parking is about 0.7 miles away. The full Merchant's Millpond State Park system — with paddling, hiking, and cycling — is accessible from there.

Does 87 Clay Hill Road have an HOA?

No HOA is associated with this address. Gates County rural properties typically do not carry homeowner association requirements.

Can a VA loan be used to purchase 87 Clay Hill Road?

VA loan financing can generally be used for new-construction single-family homes that meet VA appraisal standards. A VA-approved lender can confirm eligibility based on the specific build documentation.

87 Clay Hill Road is a rare new build in a county where they almost never come up. Reach out to Tom and Dariya Milan to get the full picture before this one moves.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Gates$280K – $385K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGatesville Elementary
    —
  • MiddleCentral Middle
    —
  • HighGates County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37073C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37073C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

36 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

27min·21.3mi

NW Annex

Navy

50min·36.6mi

USCG Finance Ctr

Coast Guard

57min·50.6mi

NNSY

Navy

51min·44.8mi

USCG Portsmouth

Coast Guard

52min·46mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,833/mo

Principal & interest

$1,723

Property tax

$13

Home insurance

$97

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Gates home worth?

Sale & Tax History

List Price

$332,000

Price / Sq Ft

$221

Annual Taxes

$161

Monthly Tax

$13

HOA

None

Tax Rate (effective)

0.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 26, 2026$332,000—
Currently listed—$332,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Gates Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

3 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 87 Clay Hill Rd in a good school zone?+
The assigned zones on the listing record are Gatesville Elementary, Central Middle (VaHome School Score 6.9/10), Gates County. School attendance zones can change — always confirm enrollment with the local school division.
Is 87 Clay Hill Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 87 Clay Hill Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 87 Clay Hill Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Tina Nixon · CENTURY 21 Nachman Realty · REIN MLS #10659486

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

87 Clay Hill Rd, Gates — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

87 Clay Hill Rd, Gates, North Carolina 27937 · MLS #10659486 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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